Visa credit cards of ICICI Bank for Shopping in Deesa

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Deesa and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Deesa - Apply Now

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55274 Reviews Sort

very good

10 months ago | Kiran Kumari
Some times they are providing discounts on e commerce portal which is a added bonus ,happy customer


3 months ago | Shivraj Johar
When ever I contacted Jet Airways ICICI Bank Coral Visa Credit Card they were responsive and they sorted out my queries. The website is good and it is very easy to navigate through. The customer services are also good. It was easy to get connected with the banks. Overall good experience.


9 months ago | keshar kamal
My experience with ICICI Bank Ferrari Signature Credit Card was good, the process was quite long and it took more than 5 weeks to receive the credit card.

Earn a chance to visit italy ferrari musium

1 year ago | Rishab
I hold a credit card ICICI Bank Ferrari Signature Credit Card i am very happy with it. If you will be the most valuable customer of the card you can get a chance to visit the ferrari museum at italy.

Vouchers given

2 years ago | Rakesh Kumar
This card is a low cost credit card. You can Get 1250 Renewal Bonus JP Miles upon paying the annual fee . They are also giving you lots of vouchers for your shopping.

Sort queries quikly

8 months ago | Waseem Sekh
When ever I contacted Jet Airways ICICI Bank coral visa Credit Card they responded very quickly. So I have never faced any kind of issue for a prolonged time.

Bad card

1 year ago | Ronit Gosyami
It took near about 1 month to get me the card. This time frame is not so appropriate for a good bank like ICICI. So the bank should consider it and change it.

Got a good credit limit

9 months ago | Saurabh Verma
I got a good limit with my ICICI Bank Ferrari Signature Credit Card, i have received my first month bill, the interest and charges are nominal i am fine with minimum amount due. You can save upto a minimum of 15% on fine dine.

Bad card

1 year ago | Mukesh Kumar Jha
This is very bad service about ICICI Bank Ferrari Signature Credit Card. I strongly request you to please don't go for ICICI Bank Ferrari Signature Credit Card.

Not satisfied with this card

8 months ago | Gaurav Rajshekhar Utage
The ICICI Bank Ferrari Signature Credit Card limit was 1 lakh which is not satisfactory and i was expecting more than a lakh.

Nice card

1 year ago | Md Sajid Ali
This ia a very nice card and it has a very good reward points system. You can get 10000 reward points as a bonus when the amount spent on your card for purchases is Rs 2 lakhs or more.

Great feature with this card

5 months ago | MANIS A
The ICICI Bank Ferrari Signature Credit Card gives you payback points and they are redeemable for statement credit a feature we absolutely love.

Rate of interest is very high

2 years ago | Aanchal Baranwal
In comparison to the other bank's credit cards, the rate of interest is very high and has many hidden charges . The policy of this card is not as clear as others.

Useful card

4 months ago | Shashank Kumar Malwa
It offers good benefits along with opportunity to earn reward points. It has also got option to convert the big purchases into EMI's. It has been very useful service so far.