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Visa credit cards of ICICI Bank for Shopping in Delhi/NCR

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction:

The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.


ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Delhi/NCR and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.


Best Visa credit cards of ICICI Bank for Shopping in Delhi/NCR - Apply Now

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55274 Reviews Sort
Newest

Excellent

3 months ago | Ajay Kumar
My overall experience is good ICICI Bank Ferrari Signature Credit Card

good

4 months ago | suman gusain
I have taken a Jet Airways ICICI Bank Coral Visa Credit Card.The limit on the card is 45,000.I have been banking with them for last two years.Customer service is good to approach.I get good offers for shopping online as well as offline.Net banking is easy to use

good

1 year ago | Nilesh
When ever I contacted ICICI Bank Ferrari Signature Credit Card team they were responsive and they sorted out my queries. The website is good and it is very easy to navigate through. The customer services are also good. It was easy to get connected with the banks. Overall good experience.

Good card to pay hotel bills

1 year ago | Dipu Panda
I have been using ICICI Bank Ferrari Signature Credit Card. I mostly use this credit card for travel and for paying the hotel bills.

Didt get any cash back till now

2 years ago | Damodar Dhar
This card has an annual fee which is reversable .I have not received any reward points and cash back with the card till now.The customer service is not up to the mark.

Great jpmiles given

1 year ago | Rishab Khanna
If you have this card with you , then you can get points through Payback . This card is also giving you jpmiles which can be converted into discounts on flight ticket booking.

Not good for online transaction

2 years ago | Vikash Kumar
For the first time I have used this card online. That time I have faced some issues with accessing this card. Its not good for online service.

User friendly

1 year ago | Gurudip Raj
I have been using the card for last 1 years,Net banking as well as App is user friendly to use. Really user friendly.

Not so happy about this card

2 years ago | Minesh Buri
I am not so happy about this card . Specially with the bank. They don't give a good credit limit at the first instance. After many request also they don't change it.

Great customer service

1 year ago | Rajni Madan
I am using ICICI Bank Ferrari Signature Credit Card from the last two years of time. I would like to say that the customer service is great one and everything is perfect one for me with them.

Average card

1 year ago | Dwitikrishna Sahu
My experience was really good, the limit is very low and this ICICI Bank Ferrari Signature Credit Card has not got any commendable offers and benefits.

Great card

6 months ago | Karthikeyan P K
Every time you use this card you get payback point. Which you can redeem afterwards. But the only problem is to avail the offer you have to swipe the card in ICICI merchandasied swiping machine. Everything is good.

Bad customer service

1 year ago | Indra Kumar
I am using this card from last 2 years. I feel the customer support is not as i expected . They don't treat customer properly.

Great offer with this card

4 months ago | Fathima Safa
I am using this card from last 2 years. With this card you can get 2 complimentary movie tickets worth Rs.500 every month through bookmyshow.

Really inconvenient card

1 year ago | Naveen G N
ICICI Bank is not providing notification to remind about the due dates and all, its really inconvinient.

Good customer service

1 year ago | Sanjeev Kumar Gupta
The immediate response has been given by the bank ICICI bank credit card customer care team in regards to my credit card application. The customer support service is prompt with the ICICI bank team.