Visa credit cards of ICICI Bank for Shopping in Derabassi

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Derabassi and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Derabassi - Apply Now

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55274 Reviews Sort

very good

8 months ago | Ganesh Khatua
It is a fine experience with ICICI Bank Ferrari Signature Credit Card .I feel it just needs to improve the customer support. The rate of interest and charges is fine .

Fees and intesrest rates are too high

2 years ago | Mayank Pandey
I am using this card from last 1.5 Years, i did not find this card very useful . This card has both the joining fee and annual fee which is very high amount.

Earn airlonge visit

6 months ago | Kiran Kapoor
You can get complementary visit to the domestic lounge once in every quarter. By shopping online you also get payback points at merchandises like bigbazaar, maazon and many more.

Special movie offer

1 year ago | Sumit Singh
I hold a credit with jet airways ICICI Bank coral visa Credit Card. I am very much comfortable with this card. specially the buy one get one movie offer.

Discount on air ticket

1 year ago | Rupali Malhotra
They give you good reward points. This card is giving you airport lounge facilities and discount on air tickets.

Bad card

6 months ago | Pinaki Pani
I have applied for Jet Airways ICICI Bank Coral Visa Credit Card. Sad to say that it took a process of 2 months to get my card . The interest rate for the emi option is very high.

Great card for movie lovers

5 months ago | Sanju Sanyal
By owning this card will also exempt you from paying 1 percent additional fuel charge at the petrol bunks across india. The exemption is very high as compared to others. You also get 2 complimentary movie tickets worth Rs.500 every month through bookmyshow.

Needs to improve the customer supprot

2 years ago | Md Asaraf Azad
ICICI Bank Ferrari Signature Credit Card is good. Need improvement in customer support. The joining benefit is good in the card. When ever i contacted ICICI customer care they were responsive and they sorted out my queries.

Useful card

1 year ago | Anilkumar Surendrakumar Hosmane
I believe ICICI Bank Ferrari Signature Credit Card is very useful for me. Because it gives you a complimentary scuderia ferrari watch to customers at the time of joining.

Much happy with this card

I have applied for this card las month and I am very much happy with the services and offers provided with this card.

High charges with thiscard

7 months ago | Hetal Bharatbhai Joshi
Jet Airways ICICI Bank Coral Visa Credit Card rates and charges are very high and offers provided are like peanuts.