Visa credit cards of ICICI Bank for Shopping in Dharamsala

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Dharamsala and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Dharamsala - Apply Now

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55274 Reviews Sort


2 years ago | Manish Sb
I have taken ICICI Bank Ferrari Signature Credit Card through online. The customer service and responsiveness was good. I have been using the card for last 6 months. There is an annual fees


10 months ago | Anjali Sharma
I have taken a credit card with Jet Airways ICICI Bank Coral Visa Credit Card.The limit on the card is 2 lakhs. The card is two months old.I am happy with the card features. TheNet banking is very much convenient to make payment

very good

4 months ago | Dhirendra Sharma
I hold a ICICI Bank Ferrari Signature Credit Card and I am very happy with the service provided. The customer service provided is really good and they are very helpful as well.The credit limit of the card is 3.5lakh and I use this card for traveling purpose and I get good reward points for every purchase. The fees and charges will be waived off if the purchase exceed 2.50lakh per year.

Free lounge access is great

1 year ago | Rohit Sharma
I have a ICICI ferrari signature credit card. It gives 2 free movie ticket every month. And also free lounge service. And if u refuel ur vehicle at hpcl then is gives discount of 1% every time which is very good.

Not worthy

1 year ago | S Kartik
I have not got any good response from Jet Airways ICICI Bank coral visa Credit Card. They donÕt have that much offers as expected. I donÕt travel much. So it is not worthy for me.

Excellent while shopping

1 year ago | Prabhakar Eg
I have taken a credit card with Jet Airways ICICI Bank coral visa Credit Card. This card is giving me benefit on resturant bills and lots of reward points while shopping.

Bad card

6 months ago | Master Sidhu
I have Jet Airways ICICI Bank Coral Visa Credit Card but really dissaapointed with the service I got from customer support team,they are behaving very badly and always keep you in a long hold.

Good card

4 months ago | Sumit Ghosh
You can get 1% fuel surcharge waiver can be availed on fuel transactions of maximum Rs.4000 at hpcl pumps when the credit card is swiped on ICICI merchant services swipe machines.

Credit limit is awsome

10 months ago | Sravni Cherukumilli
I am using this credit card and I am satisfied with the credit limit. I do get offers, reward points, deals on my card. I get airport lounge and ticket booking benefits.This card is best when it comes for the travel usage.

Wastage of money

2 years ago | Amit Kumar Rajak
I got this card few months back.The card don't have any facility. It's a waste of money to take this card.

Wrost customer service

8 months ago | Kavipriya A
I have been using this credit card from a very long time. The worst customer service i have ever experienced. I don't recommend this card.

Best card

1 year ago | Nisha Rani Topno
The best thing in this card is you can use this card worldwide to dispense cash. If you are a traveller then this card will be a great help. You can also avail the lounge access at international airports.

Good customer services

5 months ago | Ranjila M
Using this card entitles to use Jet Airways ICICI Bank Coral Visa Credit Card Service. The dedicated team is on call 24 hours a day, ready to take care of your lifestyle need.

Easy EMI process with this card

1 year ago | Rammanohar Likithapudi
Along with this card you can convert your purchases over Rs. 6,000 to easy EMIs through the bankÕs Easy Pay Program.

Good customer service

7 months ago | APPAJI APPAJI
The customer service response is good. They listen to your problem carefully and give you the proper solution.