Visa credit cards of ICICI Bank for Shopping in Ghotibudruk

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Ghotibudruk and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Ghotibudruk - Apply Now

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55274 Reviews Sort


7 months ago | SUNITA KUMARI
I have been using ICICI credit card for the last couple of months. The credit limit was not good.The customer service and response was average. I don't know about the interest rate. I am using the card for online shopping and etc.


2 years ago | Ramjeet Thaukar
I am usingICICI Bank Ferrari Signature Credit Card for last 3 Months The helpline number was provided to contact the customer service. It was easy to approach and Online service is also there. They charge an annual fee.


2 years ago | Ashok Chawla
I hold a credit card with Jet Airways ICICI Bank Coral Visa Credit Card with a limit of 1.1 lakhs. Actually i was expecting 2 lakhs. I have got reward points and cash back with the card. So I am happy


11 months ago | tushar saini vishal
I hold ICICI Bank Ferrari Signature Credit Card.I do get reward points with the card Also i am very much comfortable using the net banking.

Got waiver on fuel surcharge

1 year ago | Timpu Gupta
With this card you can get a complete waiver of 1% on fuel surcharge every time you refuel. You also can buy 1 ticket and get the other ticket free any day of the week at bookmyshow.

Unable to reddem my reward points

4 months ago | Rachna Mehta
Can any body please help to let me know that how can i reddem my reward points and know the details of cash back i got. They don't give proper information.

Offers are very good

3 months ago | Rachna Mehta
The offers I am getting with this card is very good. This card gives value to your expenditure towards the joining fee. They return these as reward points.

Benefit while travelling

7 months ago | Yashpal Singh
I believe Jet Airways ICICI Bank coral visa Credit Card is very useful for me, because I travel throughout the year. This card gives me lots of benefits while travelling.

Good customer service

1 year ago | Tanmay Sahu
I am having the Jet Airways ICICI Bank Coral Visa Credit Card, and the customer service is good . And net banking is very useful. If u r dining out then its ur card.

Not up to mark

2 years ago | Priyanka Bist
The reward point system is not up-to the mark. The credit limit value is not up to the mark with this ICICI Bank Ferrari Signature Credit Card and I am not satisfied with it, It would be good if they can increase the credit limit value.

Good customer service

1 year ago | Sraddha P
Along with the good customer service, this card allows you to avail its great features and deals. You can save minimum of 15% on dining bill at over 2500 participating restaurants across 12 major cities with the ICICI Culinary Treats Program.

Useful card

11 months ago | Brati Mondal Banerjee
It offers good benefits along with opportunity to earn reward points. It has also got option to convert the big purchases into EMI's. It has been very useful service so far.