Visa credit cards of ICICI Bank for Shopping in Goa

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Goa and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Goa - Apply Now

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55274 Reviews Sort


1 year ago | AMIT KUMAR
I hold a credit card with ICICI bank and i have ted using this card recently. The limit which i hold is 85000. I am satisfied with my limit. I have received reward points with the card but have not yet received any cash back.


2 years ago | Kundan Sahakeshav
Net banking is convenient to make payments.The card was processed within 15 days of time.


1 year ago | Vikas Kapur
Using Jet Airways ICICI Bank Coral Visa Credit Card from last 1 year .the credit limit was 41,000 which is very low and not satisfactory . Their customer service and responses was also not up to the mark. My overall experience was bad


4 months ago | devkran sen
I have been using this ICICI Bank Ferrari Signature Credit Card from last 8 months, overall good experience

Very expensive card

2 years ago | Omi Das Gupta
This is a high charged card. The fees are very high. The waveoff amount is also high. There are too many charges on transactions. I am not happy with the card.

Points donÕt expire

1 year ago | Ajith S
I am satisfied with the card. I used to get reward points and jp miles with this card. These points donÕt expires. ItÕs the best part of it.

Not useful

2 years ago | Rinku Sharma
I have a Jet Airways ICICI Bank coral visa Credit Card . I am not satisfied with the credit limit given by the bank. It is very less so it is not useful.

Great card

1 year ago | Hari Naidu
I am using this card specially for dining benefits, you can save p to 20 % at 1000 resturants in the country. And you can borrow loan with the credit card.

Good customer service

2 years ago | Murari Venkata Phani Kumar
I have taken my credit card with ICICI . The customer service and responses was very good but the annul fee is very high. I am getting reward points as benefits.

Close this card

1 year ago | Nalini Bokka
I have applied for this card thining it of use. But the annual fees, extra charges, high interest rates associated with this card forces me to close it down.

Satisfy with this card

1 year ago | Animesh Verma
This credit card is good to use. I am using ICICI Bank Ferrari Signature Credit Card from last years. I am satisfied with the credit limit , as there is no transaction charge .

EMI facilities are avaliable

1 year ago | SHRUTI MITTAL
I have been using ICICI credit card from last 8 months. This card has the EMI options available along with the cash despense facility.