Visa credit cards of ICICI Bank for Shopping in Gurdaspur

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Gurdaspur and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Gurdaspur - Apply Now

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55274 Reviews Sort


9 months ago | Manoj Rane
I have my credit card approved ICICI Bank Ferrari Signature Credit Card and the experience was good, the process was very long and it took 1.5 months to receive the credit card. There is an annual charge which can be waived off

Great card for first time user

9 months ago | Vikash Malik
I hold this credit card from last 2 years. The credit limit was 50,000 which is satisfactory for the first timer. The customer service and responses was really good. They have 24/7 helpline number . No issues with it.

This card has offers on movie ticket

11 months ago | Sanju Sahu
This card gives you buy one get one movie tickets at book my show. But you can avail it only by first come first serve process. The customer service is good.

Offers at life style

3 months ago | Umesh Sahu
I had applied jet airways ICICI Bank coral visa Credit Card through online channel. I am getting lots of discount at lifestyle outlets. I am really happy with this offer.

Free movie tickets

3 months ago | Shweta Patra
Overall the card is good to use. Worth using this card. You get movie offers with this card. Every month two movie tickets for free.

There are too many charges on transaction

The credit card services are not up to the mark in this bank as there are too many charges on transactions. The online service is also not so comfortable to use.

Happy with this card

1 year ago | Hari Dayal Yadav
I am happy with my card with ICICI bank and it had been a good experience with them. Provided credit limit by the bank is quite good and I am also satisfied with the offers and benefits which I am receiving by using this card.

Enjoying the facility of this card

2 years ago | Pynieidlang Simai Syiem
With this card you can enjoy the facility of easy installment plan. It lets you buy just anything and repay in easy monthly installment on a very low interest rates.

Best customer service

3 months ago | Indresh Kumar
My friends are using this Jet Airways ICICI Bank Coral Visa Credit Card and the services are the best.

Earn manymore points on purchasing

1 year ago | Shyam Ranjan Kumar
I am using this card from past 3 months. I do earn more and more points on every purchase. Earned points can be redeemed via another purchase or via cash.

Useful card

1 year ago | Gaurav Mishra
Using this card is quite easy and useful. Anyone can avail the services and benefits any where by using this card.

Unhappy with this card

7 months ago | Ranji Mehta
Offers are not useful in this credit card and the charges are very high on transactions. I am not happy with the credit card services provided by ICICI bank.

Useful card

2 years ago | Rekha Marballi Rangaswamynayak
You can save money while paying your credit card dues. You can also transfer the outstanding balance of other banksÕ credit cards to your ICICI Bank Coral Credit Card, to avail a lower rate of interest and pay back in EMIs.