Visa credit cards of ICICI Bank for Shopping in Hamirpur

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Hamirpur and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Hamirpur - Apply Now

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55274 Reviews Sort


2 years ago | Jamal Khan
ICICI Bank Ferrari Signature Credit Card give me benefits on air tickets buy one and get one etc. I am very much okay with that credit limit, but it would be great if they improve their customer service, remaining all good.


1 year ago | Aaisha
I have taken a credit card The card was taken six months ago.The customer service is good and prompt.The process was quick and fast..Net banking is good to make payments.I am happy with Jet Airways ICICI Bank Coral Visa Credit Card

very good

1 year ago | Snehal Jagdish Patkar
I am holding this ICICI Bank Ferrari Signature Credit Card for couple of months.it is good and depend upon my transaction I would be getting reward points I get to receive some cash back or reward points,but I am not sure about that,I prefere net banking rather stepping into bank.

Best card ever had

6 months ago | Mohan Rao
The process was smooth to receive the card and i got the pin changed online. The credit limit given is very high. With this card you can get movie tickets for free .

Average services

8 months ago | Pappu Mohan
I am satisfied with the service. They have increased my limit withing a week. But their behaviour is very rude.

Good card to have

1 year ago | Neeraj Kumar
This card gives you free lounge services at both domestic and international airports. The annual fee is a little bit high. But overall a good card to have.

Credit limit is not good for me

1 year ago | Pritish Nanda
I have a Jet Airways ICICI Bank Coral Visa Credit Card . But i cant use this card because the credit limit given to me is not so good. So i cant take advantages of the offers with the card.

Definitely recommended to other

9 months ago | Rashmi Mehra
I am happy with the services received with this card. Definitely a recommendable card. I got huge reward points as well as offers by using ICICI Bank Ferrari Signature Credit Card.

Satisfy with the credit limit of this card

7 months ago | Jyotish Chandra Paul
I am satisfied with the credit limit with this card. There has been offers with reward points during online purchases. I use this card for most of my bill payments, shopping and other purchases also.

Life time free card

10 months ago | SACHIN SHEKHAR
The feature i like the most about this card is contactless payments which make this card so much easier to use, and its a life time free card.

Not satisfy with this card

1 year ago | SORABH KHULLAR
I have got my Jet Airways ICICI Bank Coral Visa Credit Card a month ago. However, I am not satisfied with the credit limit which they have offered.