Visa credit cards of ICICI Bank for Shopping in Hoshiarpur

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Hoshiarpur and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Hoshiarpur - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee

Know More about cards

55274 Reviews Sort

very good

1 year ago | Nitin Sharma
I hold ICICI Bank Ferrari Signature Credit Card.I do get reward points with the card and there is no cash back . Also i am very much comfortable using the net banking.

Not happy to pay the annual fee

10 months ago | Sunny Dhawan
From last one year i am using this credit card. They have annual fee.They charge very high interest rate. Not a good card to use.

Excellent card for everyone

2 years ago | Sukumar A
I have been using ICICI Bank Ferrari Signature Credit Card for the past 6 to 7 months this is an excellent credit card for normal usage for an individual who is staying in india as it will be worth for them.

Convertible jpmiles.

7 months ago | Paritosh Rana
Jet airways ICICI Bank coral visa Credit Card service taking average interest rate on yearly basis and they have an annual fee . With every ticket booking you are getting jp miles which you can convert into air tickets.

Emi with minimal interest

1 year ago | Rupesh
I have been using this jet airways icici bank coral visa Credit card for over 10 months. The emi convertion option of this card is good to use. They are giving you emi with minimal interest.

Must have card

1 year ago | K N Yadav
I hold Jet Airways ICICI Bank Coral Visa Credit Card . The service with the card is good. The customer service and response is fine. ItÕs a must have card for a normal person.

Response is great

1 year ago | Rohan Khanna
There is an anuual charge on this card. The customer service and response is fine with Jet Airways ICICI Bank Coral Visa Credit Card.

Not much offer on this card

1 year ago | Partha Ranjan
I am not completely satisfied with Jet Airways ICICI Bank Coral Visa Credit Card . There are not much offers on this card. The charges are also very high for this card.

Satisfy with the credit limit of this card

6 months ago | VAGDEVI JALA
The ICICI bank net banking to use this card is very user friendly. The credit limit is satisfactory. Overall a good card.

Best card

1 year ago | Suganya Bharathi K
I am using ICICI Bank Ferrari Signature Credit Card is best to use because it has best services and we can withdraw money any time.

Good customer service

1 year ago | MrsPreeti Ramesh Jaiswal
This card gives you buy one get one movie tickets at book my show. But you can avail it only by first come first serve process. The customer service is good.

Great card

5 months ago | Sabitha K P
I have used the website which was easy to access. ICICI Bank Ferrari Signature Credit Card is easy to apply card through online. The process was very faster and quick. The customer service is very responsive. I am happy with it.

Awsome card

1 year ago | Rajendra Prasad Erugula
It is an awesome experience with Jet Airways ICICI Bank Coral Visa Credit Card team. The rate of interest and charges is fine, this card is really an excellent one to carry while travelling.

Overall experience is good

5 months ago | Prashanta Debbarma
The overall experience with this card is really good. The payment gets updated within 1 day. The overall experience with them has been quite good with ICICI Signature Credit Card.