Visa credit cards of ICICI Bank for Shopping in Kalka

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Kalka and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Kalka - Apply Now

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55274 Reviews Sort

very good

11 months ago | Parshu Ram Singh
I hold ICICI Bank Ferrari Signature Credit Card. I am satisfied with the card. I have received reward points but not sure about the cash back with the card. The customer service and response with the card is good.

DidnÕt get pin of my card till now

4 months ago | Ritu Saxsena
I got the credit card within 7 days but till now didn't get my pin for use this card. They always put me on hold and do nothing about it. I have been 3 months i am struggling.

Comparatively high annual fee

9 months ago | Kalyani
The customer service and responsiveness was good. But the thing bothers me a lot is the annual fee which is very high.

Poor card

1 year ago | Eetun Mishra
The card service is poor because of their rude behaviour with the customer. They don't do their job properly for which customer suffers.

Manymore offers with this card

1 year ago | Dhananjay Kumar
My experience with ICICI credit card was good so far, i received my credit card within 10 days. There is no annual fee charged for this card and the credit limit is fine in this card. I have not used this card till now but the offers are very good in this card.

Great card

1 year ago | PRADEEPTI YADAV
ICICI provides best services on credit card when compared to all other credit cards. I am using this card from last 10 months. I am with the offers on this credit card. I use net banking for making bill payments.

Best card

The ICICI Bank Ferrari Signature Credit Card allows you to choose and decides upon the amount of your EMI on about 2000 consumer electronics and mobile phones outlets.

Very much comfortable with this card

3 months ago | Vijayraj Singh Choudhary
I wish to increase the limit for now.I do get reward points with the card and cash back with ICICI Bank Ferrari Signature Credit Card also i am very much comfortable using the net banking.

DidnÕt find any good offer on this card

2 years ago | Krishnadeo Kumar
I am not satisfied with the ICICI Bank Coral Credit Card. I did not find any good offers in this credit card so far. The credit limit I got is very low when compared to other credit cards.

Dump this card

1 year ago | Bharti Kumari Sinha
I suggest dont go for the Jet Airways ICICI Bank Coral Visa Credit Card go for any other bank cards but not Jet Airways ICICI Bank Coral Visa Credit Card as they are very highly overrated & expensive.

Lots of offer with this card

3 months ago | Sambhu Swarup Paswan
I am using Jet Airways ICICI Bank Coral Visa Credit Card from quite a long time. There are lots of offers you can avail with this card. It's a very good card. Because you get quite a good amount of payback points.

Getting great offer with this card

2 years ago | Mohamed Akbar Ali Barga
I used to get great offers and deals like cash back, reward points, elite points etc. Interest rate and charges are okay with ICICI Bank. I will recommend this card to others.