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Visa credit cards of ICICI Bank for Shopping in Kangra

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction:

The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.


ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Kangra and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.


Best Visa credit cards of ICICI Bank for Shopping in Kangra - Apply Now

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55274 Reviews Sort
Newest

good

10 months ago | Lakhami Singh
The overall experience with this card is good. The payment gets updated within 1 day.

Average

2 years ago | Abhishek Asthana
My credit card was from Jet Airways ICICI Bank Coral Visa Credit Card. The credit limit was 67,000 which is satisfactory . . Here the fees and charges affordable . The customer service and responsivness was up to the mark.

Excellent

9 months ago | Ameya Dayanand Naik
I am holding ICICI Bank Ferrari Signature Credit Card whereas their service was very good . Their on-line banking was also very good. Its really wonderful and pleasure to have this bank account credit card. I availed the loan on card options also in this credit card. No suggestions for them to improve their services.

Disstisfied with the customer support

2 years ago | Rukmini Das
The customer service is not satisfactory. They need to improve it a bit. Other offers are good.

Very useful

9 months ago | Devendu Satpathy
I am happy with the card features. I use the ICICI bank credit card for the past nine months. The credit limit is ok for me. I find this card very useful in day to day life.

Poor card

3 months ago | Nadim Ansaree
The service is not up to the mark for this card. I mark it as a poor card. Its better to take any other bank credit card than icici bank card.

Average card

1 year ago | Sanju Saha
The offers are not that good and i would say its average card. But when it comes to customer service response this card is worst.

Having rewards points option

8 months ago | Sathish Babu K K
This card has the reward points option, which are redeemable for exciting gifts and vouchers. I have this card with me from quite few years still want to continue with this.

Easy to use card

4 months ago | Dharmendra Kumar
You can use the card every where and when ever you want. Bank provides good facilities for its customers. Net banking as well as mobile banking is user friendly and easy to use.