Visa credit cards of ICICI Bank for Shopping in Kharar

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Kharar and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Kharar - Apply Now

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55274 Reviews Sort

very good

4 months ago | Yaqub Ali
It is a best experience with this credit card service. The customer support is prompt and . The documents have been collected from my door step which is a easy process. It is a good experience

Reddemtion option is easy

10 months ago | Victor Singlai
I have got good reward points as well as redemption options are good.Customer service is good.Net banking as well the mobile app are working fine.

Can easily reddem my earned points

9 months ago | Omerta Khan
I believe ICICI Bank Ferrari Signature Credit Card is very useful for me, because i normally do many shopping with the credit card. I am very satisfied with the credit limit. And i can redeem the points i get by shopping at any moment.

Good offers

8 months ago | Sushil Solanki
The credit limit I have been given is very good. The offers are very good as compared to the joining fees.

Discount on shopping

2 years ago | Brinda Chittor
ItÕs a good card to use online. I love its features. You can get lots of discount using this card for shopping.

Great card

7 months ago | Jijesh Kalladi Ramakrishanan
You can have 15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great, saving this much on your bill is sure to bring a smile on your face.

Happy with this card

2 years ago | Narender Mahroliya
I am happy with my card with ICICI bank and it had been a good experience with them. Provided credit limit by the bank is quite good and I am also satisfied with the offers and benefits which I am receiving by using this card.

Bad card

1 year ago | Tanmoy Dutta
The main reason i count this card in average group is its customer service response. The calls don't connect many times. They put you and your problem in a long queue which is not so good.

close this card

2 years ago | Pravin Kumar Jha
The service is so bad that i had to close the card. I have this card from last 9 months and I am not getting much offers with this card.