Visa credit cards of ICICI Bank for Shopping in Kolhapur

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Kolhapur and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Kolhapur - Apply Now

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55274 Reviews Sort

very good

1 year ago | Ramdev Jha
It is a fine experience with ICICI Bank Ferrari Signature Credit Card. I feel ICICI Bank needs to improve the customer support. The rate of interest and charges is fine with ICICI Bank Ferrari Signature Credit Card but still the charges are little high some time compared to other credit service providers in the market.


1 year ago | gudiya
I hold Jet Airways ICICI Bank Coral Visa Credit Card Credit Card . Their customer service and responses was not as I expected. My overall experience was not that good

Limit I got is great

1 year ago | Jeevan Munde
I have ICICI Bank Ferrari Signature Credit Card for about 4 months. The credit limit was 50,000 which is satisfactory for the first timer. The customer service and responses was really good. They have 24/7 helpline number . No issues with it.

Great customer service

1 year ago | Harion Mishra
I am using jet airways ICICI Bank coral visa Credit Card from the last few months of time. ItÕs a great card in terms of customer service. They have good offers also.

15% discount on resturant bills

1 year ago | Ajay Ganguli
I am using Jet Airways ICICI Bank coral visa Credit Card for the last 1 year. The service and offer both are good for me. In Dining now has a 15% additional discounts built into it more outings at some of the best restaurants in the country.

Earn rewards points with this card

1 year ago | Sadguna Sharma
You can earn reward points when you shop with your Jet Airways ICICI Bank Coral Visa Credit Card and redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more.

Getting cashback on this card

1 year ago | Dinesh Mehta
I am using the Jet Airways ICICI Bank Coral Visa Credit Card from last 4 years. I used to get cashback when ever i use this card for payment.

Getting rewards points with this card

10 months ago | Ghungru Sharma
The customer can avail 1% fuel surcharge waiver on making transactions for fuel. You also get reward points while using this card at any where else.

Great card

8 months ago | Muneendra Kadiri
With the use of this card you can facilitate the options on fuel stations, dinings, travelling, hotel bookings, movie ticets etc.

Good card

1 year ago | Devanshu Dixit
With this card you can get 1% fuel surcharge waived at selected fuel stations with a transactions of maximum rs.4,000. The other offers are also very good.

Superb card

10 months ago | Tika Ram Karkidoli
The customer support service is prompt with the ICICI bank team. Responses provided by the bank's personnals was quite good and quick in regards to my credit card application.

Great card

1 year ago | Prakash Kumar
The good thing is that if you spend considerable amount with this card you can also get a chance to wave off your annual fee.

Enjoying its feature

11 months ago | G Rajeswari
I am having this card from quite some time and enjoy all its features. ICICI Bank Ferrari Signature Credit Card allows you to enjoy the dining privilege which means up to 20% saving across the 2000 restaurants is what this privilege is all about.

Happy with this card

1 year ago | Reshma M
I have taken a credit card with ICICI bank from last 8 months. Very happy with the credit limit. This card has plenty of features. This is a zero liability card, i.e. You are covered by Zero Fraud Liability if your card is lost or stolen after you have informed credit card customer service.

Not worthly card to keep

1 year ago | Kanchedi Lal Yadav
This is not a worthy Card to keep. Provided credit limit is not much. Also, customer service experience is not good too. Not recommended.

Very costly card

1 year ago | Deepak Kumar
The cost of the card is very high as compared to other cards. But with that they are also offering you a lots of benefits in your day to day life.