Visa credit cards of ICICI Bank for Shopping in Lucknow

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Lucknow and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Lucknow - Apply Now

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55274 Reviews Sort


2 years ago | Deepak Handa
It is a nice process with ICICI Bank Ferrari Signature Credit Card service and the offers and credit limit is good. The customer services are also satisfactory. They are responsive and in all there are no issues while using the credit card.


2 years ago | Shubra Gupta
Bought this card a year back, and I have to say it has been a great experience. Its packed with features like cash back on every transaction ,

Responsive customer support team

6 months ago | Vikash Malik
The customer service response is good. They listen to your problem carefully and give you the proper solution.

Net banking is a good option

4 months ago | Bhumi Kapoor
The net banking of this card is good but they need to improve their customer service though.

Fast processing

5 months ago | Sruti Kakad
I have applied for the jet airways ICICI coral visa credit card . They have issued me the card within a week of time. I am really happy with the fast processing.

Good services provided

1 year ago | Kailash Kumar
Jet airways ICICI Bank coral visa Credit Card provides good services on credit card when compared to all other credit cards.they give airport lounge facility in this card.

Useful card

2 years ago | Mahendra Prasad Yadav
This is a very useful card. They offer More reward points and offers, The limit is fair. The only drawback with the card is that it is not accepted everywhere. The Signature credit card not available with all the merchants.

Great card

7 months ago | Shirsendu Halder
I have this card from last 1 year and this card is a great card on the basis of services and features provided. You can transfer your balances from other bank credit cards on an easy EMI Plan.

Not up to mark

6 months ago | Narotam Harit
My credit card was approved by ICICI and the experience was not up to the mark. When i compared this card with other i find this card as the worst card.