Visa credit cards of ICICI Bank for Shopping in Ludhiana

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Ludhiana and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Ludhiana - Apply Now

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55274 Reviews Sort


2 years ago | Dalchand
I have ICICI Bank Ferrari Signature Credit Card. I feel the charges are little high .The customer support is prompt The response is good,it is totally a good experience which I had with ICICI Bank Ferrari Signature Credit Card

Has to spent a lot to waived off your annual fee

10 months ago | Dinesh Chand
In this card you got only 2 reward points on every 100 rs you spend. And if you want a waver to your annual fee then you have to spend a very high amount with it.

Have to pay both annual and joining fee

1 year ago | Hethal Ben
The card is average from my point of view. It has good offers but some offers you cannot use. The credit limit is ok but it has annual as well as joining fee.

Discount at resturants

2 years ago | Niyati Singh
I hold a jet airways ICICI Bank coral visa Credit Card with a limit of 70000. I am satisfied with the card. It is giving discount at resturants.

Saves money

1 year ago | Natasha Lal
It is a best experience with jet airways ICICI Bank coral visa Credit Card.if you have this card with you then you can get lots of discount both on fuel and flight booking.

NO benefit with this card

1 year ago | Gaurav Kumar Verma
There is no benefit of holding this ICICI Bank Ferrari Signature Credit Card and The annul fee is 1000.

Online portal is really easy to access

1 year ago | Rajkumar Guguloth
I would like to say that the customer service is not yet experienced and the online portal is really easy to access. Mobile application is good to access and am happy with them till now.

Good card

1 year ago | Vaibhav Panjabrao Markad
The customer support service and the response is good with the bank. The ICICI bank gave me proper response in regards to my credit card application.

Poor card

1 year ago | Ranjith G
I will not recommend this card to anyone. The service is too poor, they add extra charges in my monthly bill for the service which I haven't used.

Great card

1 year ago | Bharat Vasant Kulkarni
This Card offers maximum payment flexibility with the extended credit facility. Based on the total outstanding amount, you can pay any sum from the minimum amount due. The remaining balance will be carried forward at low finance charges.

Getting complimentary movie tickets from book my show

5 months ago | Chandini Ramavathu
I am using this card from last 2 years. With this card you can get 2 complimentary movie tickets worth Rs.400 every month through bookmyshow.

Not satisfy with this card

9 months ago | Rajeshwar Tamang
I am not satisfied with the card at all, the limit they have given me on the card is very low, and it is just not satisfying my needs, the benefits on the card during transactions are also not too great.

Easy to redeem rewards

2 years ago | Swati Agrawal
Great card easy to redeem rewards . My credit card was taken with ICICI bank 4 years back. They have offered money back card and the credit limit was 2.4 lakhs which is quite satisfactory .

Great card

1 year ago | Nishant Kiran
You can enjoy free access to airport lounges in all the major airports, two times every quarter. For the frequent travellers this card is very beneficial.

Up to mark card

1 year ago | Shilpa Somkuwar
ICICI bank gave me proper response in regards to my credit card application. The customer support service and the response is good with the bank.