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Visa credit cards of ICICI Bank for Shopping in Mandigobind Garh

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction:

The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.


ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Mandigobind Garh and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.


Best Visa credit cards of ICICI Bank for Shopping in Mandigobind Garh - Apply Now

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55274 Reviews Sort
Newest

good

9 months ago | jagdish sharma
I hold a credit card with Jet Airways ICICI Bank Coral Visa Credit Card,The limit which I hold is 85000. I am satisfied with my limit. I have received reward points with the card but have not yet received any cash back.

very good

10 months ago | Rishabhraj Sonigara
ICICI Bank Ferrari Signature Credit Card taking average interest rate on yearly basis and they dont have annual fee .ICICI Bank Ferrari Signature Credit Card gives some reward points which I can convert into cash back. Some time they are providing discounts on e commerce portaln too

Always like free movie tickets

7 months ago | Sumit Patra
The ICICI Bank Ferrari Signature Credit Card was quick and fast. We always love free movie tickets. With this card you are getting two free movie tickets every month. Good news for all the movie lovers.

Many additional charges

4 months ago | Dipti Rana
My credit card was taken with Jet Airways ICICI Bank coral visa Credit Card . I am not happy with the credit card. The addition charges for this card is very high.

Great lounge service

3 months ago | Khusboo Eswarapu
I am using Jet Airways ICICI Bank coral visa Credit Card from last few months. The offers are very good. Specially the lounge service. They also give you jetmiles.

Having lots of payback points

1 year ago | Maha Lakshmi Atla
I had lots of payback points. The good thing is that to redeem the points only you have to do is to call the customer call center once and they will redeem it.

No use to me

1 year ago | Sandeep Roy
Featuers of this card are very good. But the credit limit is so less that this card is no use to me. If you cant use it at the time of need then why to take this card. They don't even increase it after lots of request.

Average card

11 months ago | Dhiraj Kumar Barnwal
I have this credit card with ICICI bank from last 2 years. There was no annual fee charged at the time of getting this credit card. The credit limit is less when compared to other credit cards. I use net banking for making payments. Movie tickets and cash back offers are good in this credit card.

Good customer service

1 year ago | Muhamud Samfraj Ahmed
The customer service experience is good for this card. They have a dedicated line for the customers. Overall experience is good.

Customer support team is very responsive

1 year ago | SUDDABOINA SRIKANTH GOUD
I am associated with this card from past 6 months. Customer support team is very responsive and always try to resolve all your queries well in time.

Good credit limit of this card

4 months ago | Monalisha Burnwal
It has been almost more than 2 years I am using this card and they have been providing a very good service. They have also given me a good credit limit and the best thing is that the bank automatically increase your credit limit after a particular span of time.

good

2 years ago | Chetram Bhoi
I hold ICICI Bank Ferrari Signature Credit Card. I have got reward points but not the cash back with the card still I am satisfied with the card and its features

Great

3 months ago | Ankita Bisht
I am happy with my credit limit for now.I do get reward points with the card and cash back with Jet Airways ICICI Bank Coral Visa Credit Card Also i am very much comfortable using the net banking.

good

1 year ago | supriyasingh
Happy with the service.

Poor customer support

9 months ago | Rupam Day
It was not up to the mark with the ICICI bank credit card . I lodged a complaints about their services. Though it is now resolved . But the way they talk with the customer is not good at all.

Good discount on fuel

1 year ago | Ilesh Mahendra
I hold a credit card with ICICI Bank and the banking process is good. This card is offering good discount on fuel. With this I am saving nearly 4000 per year.

Great for revenue ticket purchase

1 year ago | Murali Mohana
I have a Jet Airways ICICI Bank coral visa Credit Card . The interest and charges is fine. You also get 6 JPMiles per Rs.100 on jetairways.com for purchase of revenue tickets.

Got great limit

11 months ago | Sanjib Ahuja
I have taken a credit card with Jet Airways ICICI Bank Coral Visa Credit Card.The limit on the card is 1 lakhs.With this card you get all the benefits for your day to day life.

Credit limit is less

1 year ago | Subhendu Patri
The customer support has to be customer oriented from the ICICI bank . The credit limit which they had given me is a little less than what i expected.

EMI facilities are avaliable

10 months ago | Pooja Devi
I have been using ICICI credit card from last 8 months. This card has the EMI options available along with the cash despense facility.