Visa credit cards of ICICI Bank for Shopping in Mohali

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Mohali and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Mohali - Apply Now

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55274 Reviews Sort


8 months ago | Vipin Kolava
Some time they are providing discounts on e flight tickets

Helpline no is avalaible

1 year ago | Sandeep Dubey
I am using ICICI Bank Ferrari Signature Credit Card. The helpline number was provided to contact the customer service. It was easy to approach.I can redeem my points online

Have to pay annual fee for this card

5 months ago | Dinesh Mishra
At the time of joining they told me that there is no annual fee. But after one month i got to know that it has an annual fee to pay. They cheated me. I am very much disappointed with it.

Not happy

6 months ago | Vishnymaya
I have Jetairways ICICI Bank coral visa Credit Card. I donÕt like the card due to its high charges. It donÕt have any significant offers. They have given me a less credit limit. I am not happy with it.

No reminder sms

1 year ago | Padmakali Mishra
Jet airways ICICI Bank coral visa Credit Card is not providing any reminder facility or any sms service. They are also charging extra for not paying in due ate.

Rate of interest is very high

9 months ago | Lucus Praveen Kumar Bejji
Don't use this card for cash dispense. Because if you do it then you will have to replay it with a very high interest rate as 40% per month. Wont recommend this card to anyone.

Good service provider

2 years ago | Rajesh Chhetri
I am using this card from past 8 months. Happy with this card and the services provided by the bank. The only this is it's annual charge, i.e. you have to pay an annual fee of Rs. 500 which is billed in the first month statement of the card.

Very flexible terms of feature and benefits

2 years ago | Sunder Singh
This card is very much flexible in terms of its features and benefits. You can get instant SMS alerts with regards to your credit card status through the Alerts service. The SMS got will comprise of cheque alerts, mini statements, credit limit and cash limit alerts and payment assistance alerts.

Great card

1 year ago | Guluru Vajravelu
Benefits on air tickets buy one and get one etc. In this card you can get a complementary lounge access at domestic airport once in every quarter.

Average card

1 year ago | Nandani Dashottar Vyas
For online shopping it's a good card. You will get 2 payback points for every 100 rupees you spend. It's a cost effective card. Happy with the services.