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Visa credit cards of ICICI Bank for Shopping in Morbi

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction:

The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.


ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Morbi and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.


Best Visa credit cards of ICICI Bank for Shopping in Morbi - Apply Now

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55274 Reviews Sort
Newest

Average

1 year ago | Sandeep Khurana
They gave me good offers as well as free airmiles. ICICI Bank Ferrari Signature Credit Card is good for traveling, still I didn't get any benefits sofar, their features should be improved.

Satisfied

1 year ago | Shyam Behari Bansal
I hold Jet Airways ICICI Bank Coral Visa Credit Card,I am satisfied with the card and the offers they have. I used to get reward points and cash back with the card. Its easy to redeem the points.

very good

7 months ago | dinesh yadav
My experience with ICICI Bank Ferrari Signature Credit Card was good, only the process was very lengthy and it took 2 months to receive the credit card. Verification process took long time and they provided door step service to collect the documents.

Too many hidden charges applicable in this card

2 years ago | Rajesh Sukla
I am using this credit card from last 9 months, the credit card services are not up to the mark in this bank as there are too many charges on transactions. The online service is also not so comfortable to use.

Reward points can be convertible

1 year ago | T Ramaswami
The credit limit given by my jet airways icici bank coral visa Credit Card is very good for me. I can use the reward points I am getting with the card in any way I like.

Experience is not good

10 months ago | Shelender Yadav
I am carrying this card from last few years. They charge a high amount as joining fee. For me its very costly. Overall experience is not good.

Really good card

4 months ago | Shambhu Sharan
The overall experience with this card is really good. The payment gets updated within 1 day. The overall experience with them has been quite good with ICICI Bank Ferrari Signature Credit Card. If you spend a huge amount with this credit card then you may get a chance to visit ferrari museum.

Good customer services

11 months ago | Sachin Kisan Daphal
I hold this credit card from last 2 years. The credit limit was 50,000 which is satisfactory for the first time. The customer service and responses was really good. They have 24/7 helpline number . No issues with it.

Excellent card

10 months ago | Ashok Hushanna Yangantiwar
The net banking is a good option with this card. Net banking ensures that you can use credit cards in the comfort of your home or office and every transaction can be tracked through secure statements, text messages and emails issued by the bank.

Needs to improve the quality of service

2 years ago | Santosh Kumar
Its a good bank, they gave me good credit limit but they need to improve the quality of service they are providing to the customer.

Very costly card

1 year ago | Banshi Lal Meghwal
I have been using Jet Airways ICICI Bank Coral Visa Credit Card. This card has both joining and annual fees, the both are very high. But when you compare this with the offers they are providing then you find the fee is negligible.

Not up to mark

1 year ago | Gunda Sushma
My credit card was approved with ICICI bank and the experience was not up to the mark. I have closed this credit card as the credit limit was very less when compared to other credit cards.

Poor card

11 months ago | Sweety Dhirendrakumar Jain
This card is not worthy to keep. They don't give you proper facilities. The offers are also not good.

Average card

1 year ago | Naveen Agrawal
Using this card and availing offers and deals are very good. The bad thing about this card is they card extra amounts on purchases, and don't entertain your waive off requests.