Visa credit cards of ICICI Bank for Shopping in Navsari

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Navsari and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Navsari - Apply Now

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55274 Reviews Sort


4 months ago | UPENDRA KUMAR
ICICI Bank is also good in the credit card services and the credit limit is good. The customer support is satisfactory and they are responsive when I reach out to them. There are good offers and the card is accepted all over. The statements are sent to me on time.


1 year ago | Moina Khuntia
It was totally a average service from ICICI Bank Ferrari Signature Credit Card


7 months ago | Shaju N Mangalam
My credit card was taken with Jet Airways ICICI Bank Coral Visa Credit Card for about 4 months. The credit limit was 30,000 which is satisfactory . The customer service and responses was really good,they have 24/7 helpline number .

very good

1 year ago | lalital mohan
Using this card from last couple of months,credit limit is good, customer service is very good ,good card for a salaried person

Save money in your dining bills

1 year ago | H Kartik
I have ICICI Bank Ferrari Signature Credit Card,the card was taken 8 months ago. With this you save a minimum of 15% on your dining bill at participating restaurants through the ICICI bank culinary treats programme.

No universal offer

1 year ago | Bharat Bhushan
In this card you got the fuel surcharge discount only at BPCL which is not good. They should provide offers which is universal.

Offer for fixed airline

1 year ago | Rupam Rao
I had applied for the Jet Airways ICICI Bank coral visa Credit Card . I just wanted to lower my travel expenses. But they have fixed the airline. So I face a lot if problem while booking tickets.

Not using this card much

1 year ago | Rajeeb Ranjan
I had applied and got a credit card from Jet Airways ICICI Bank Coral Visa Credit Card for traveling purpuse. They are not increasing the credit limit i have got lots of disappointment , so that was the reason i am not using this card much.

Satisfy with the feature of this card

2 years ago | Santosh Singh
I got this card 2 years back and quite satisfied with the features and services of this card. You can choose to pay back their purchases as EMIs while using their cards in over 2000 consumer electronic outlets, retail chains and e-retailers.

Getting good offer

1 year ago | Rugasha Mundon G K
With the automatic feature of this card your utility bills like electricity, insurance, telephone will get paid before the due date with this facility from ICICI card.

Wastage of money

5 months ago | Ashok Manti
Using this card is just the waste of money. While selling this card bank personnals show you all the good features and big offers, but by the time you use this card, you won't be able to get much offers. Also, the customer care of the bank is not at all satisfactory.

Annual fee is very high

1 year ago | Jijith Vijay P
The only drawback with this credit card is that the annual fee is very high when compared to other cards. They offered me a fair limit of 1 lakh but not all the departmental stores are accepting this credit card as a mode of payment which was disappointing.

There are no hidden charges associated with it

1 year ago | Rajeshwari R
When I applied for this card, bank personnals told me that there will be no hidden charges or extra costs associated with it, which is not the case.