Visa credit cards of ICICI Bank for Shopping in Nellore

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Nellore and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Nellore - Apply Now

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55274 Reviews Sort

very good

11 months ago | Rishabhraj Sonigara
ICICI Bank Ferrari Signature Credit Card taking average interest rate on yearly basis and they dont have annual fee .ICICI Bank Ferrari Signature Credit Card gives some reward points which I can convert into cash back. Some time they are providing discounts on e commerce portaln too


1 year ago | diwesh vibhu
I have Jet Airways ICICI Bank Coral Visa Credit Card,credit limit was 2,00000 which is satisfactory . The customer service and responses was good.but still I feel they need improve their offers.

very good

1 year ago | noor aalam
MY credit card was taken with ICICI Bank Ferrari Signature Credit Card 1 year back. Here the fees and charges are nominal . The customer service and responsivness was up to the mark.

They donÕt have any work ethics

11 months ago | Baisali Kali
I have ICICI Bank Ferrari Signature Credit Card, the offers are good but the behaviour of the customer service executives is pathetic. No work ethics are there.

Really happy

1 year ago | Siva Moni
I hold a credit card with Jet Airways ICICI Bank coral visa Credit Card. The limit is given to me is of 80000. and I am really happy with it.

Bad card

1 year ago | Nitin Kanojiya
I have a ICICI Bank Ferrari Signature Credit Card. But I am not able to use this card because the credit limit given to me is not so good. So i can't take advantages of the offers with the card.

Good experience with this card

2 years ago | BALAI SARKAR
I had applied this credit card through online channel. It was a good experience. I got my ICICI Bank Ferrari Signature Credit Card well on time. The credit limit was satisfactory.

Average card

7 months ago | Abhijit Chatterjee
I love the features of this card. It's a good card to use online. They just need to improve their customer service issues.

Good card

1 year ago | Poovitha J
The limit offered is good. The rate of interest and charges are very good but still the charges are little high some time compared to other credit service providers in the market. Overall a good card.

High interest rate of this card

9 months ago | Chandra Shekhar Sahu
The interest rates of this card is very high. For every transactions they charge extra . A normal person cannot afford this card.

Not recommended to others

2 years ago | Sushma S
Not liking this card. No good credit limit. Bad customer service experience. Not recommended.

Useful card

1 year ago | Diksha Madaan
ICICI Bank Ferrari Signature Credit Card is known for its value added offers. It is very useful who travell frequently. They give lounge facilities every where.

Earn manymore rewards points

10 months ago | Manish Chauhan
Having this card has its own perks. It gives you the option to earn more and more reward points. It also gives you the facility to Lounge access at 600 airport Lounges in 300 citys in India or overseas.