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Visa credit cards of ICICI Bank for Shopping in Palitana

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction:

The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.


ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Palitana and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.


Best Visa credit cards of ICICI Bank for Shopping in Palitana - Apply Now

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55274 Reviews Sort
Newest

Excellent

1 year ago | Sandeep Dubey
My ICICI Bank Ferrari Signature Credit Card is 5 months old.I am happy with the card features. Net banking is very much convenient

poor

5 months ago | V K Bhandari
not so happy with the 1st come 1st serve offer for the movie ticket, I feel they should give it to every customer

Excellent

1 year ago | aman kaushal
The process of getting the Credit card was pretty smooth. Other than they offer good reward points in it. Also they provide you with good amount petrol surcharge waiver. Their customer care are time bound though

Dissappointed with the customer care team

6 months ago | Rajesh Sahoo
I hold this ICICI Bank Ferrari Signature Credit Card. But not happy with the interest rate. The customer service is also not very good.

Comparatively good

1 year ago | Rizwan Ali
I am using this credit card from last 1 year and there is an annual fee you have to pay with this card. But the facilities this card is offering is comparatively very good. I like using this card.

No cashback

1 year ago | Rup Chand
I have got reward points but not the cash back with the card. This card should give cashback on online bill payments.

Overall good experience

3 months ago | Jayguru Rath
The limit on the card is more than one lakh.The customer service is good.I have to pay an annual charges for this card.Overall good experience.

Customer card donÕt listen to your query

1 year ago | Rashmi Shaw
The customer service and responsivness was not up to the mark. I am facing transaction issues. The customer card don't listen to your query.

Average card

2 years ago | S Pratikhya
The ICICI bank credit card service is good . I use this Jet Airways ICICI Bank Coral Visa Credit Card for the past one year. The customer support service and the response is quite good from the ICICI bank . The credit limit value is average with this card.

best card

8 months ago | Avinash Ashokrao Rithe
Jet Airways ICICI Bank Coral Visa Credit Card is one of the best card available in market. This card has all the required featues and services. This card has good reward point system. EMI conversion option and loan on credit card option is also available.

Not satisfy with this card

1 year ago | Shiv Dutt Prasad
The customer service of the bank is not very satisfactory. I got no response from the customer service center after frequent call to the customer care. They don't respond properly.

Bad customer service

8 months ago | NETAI CHANDRA DAS
At the time of applying i was promised with the credit limit of 2 lakhs. But i didn't get that. And when ever i want to talk about this the customer care personnel are not responding properly.

Good amount of cashback points

11 months ago | Janani V
I find this card useful for shopping purpose. You get good amount of cash back points with your every purchase. Earned points can be redeemed easily.