Visa credit cards of ICICI Bank for Shopping in Panisagar

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Panisagar and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Panisagar - Apply Now

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55274 Reviews Sort


6 months ago | gudiya
I hold a Jet Airways ICICI Bank Coral Visa Credit Card with a limit of 2.5 lakhs. I am satisfied with the limit ,I do get cash back and reward points with the card. The joining fee and annual charge is too nominal

very good

1 year ago | NIKHIL GANDHI
I believe ICICI Bank Ferrari Signature Credit Card is very useful for me, because I normally travell a lot. I am very satisfied with the card and its services, they gave me lots of good offers to make my travelling exp more enjoyable

Best card so far

3 months ago | G Sivam
I have a ICICI Bank Ferrari Signature Credit Card and am using it for last 12 months. It is the best card among all the cards. I have been receiving reward points while buying online purchases and filling fuel. My credit card limit is 68000. I'm not satisfied with the credit limit

Saves money

2 years ago | Jou Pattnaik
I travel a lot, I wanted some voucher so that I can reduce my travel expenses. This card help me doing that. It saves money from your pockets.

Good card

1 year ago | Manoj Jauhari
I am using this card from last 2 years . The net banking is a good option for this card. Internet banking ensures that you can use credit cards in the comfort of your home or office and every transaction can be tracked through secure statements, text messages and emails issued by the bank.

Getting welcome voucher at joining time

2 years ago | Sanjay Warsi
When you pay the joining fee after signing up, you will receive a welcome vouchers on shopping and travel worth Rs.5,000 on payment of joining fee.

Bad experience with thiscard

10 months ago | Ravin Singh
I didn't get any response from the customer care center after multiple calls to the customer care. They don't respond properly. Bad experience.

Superb card

1 year ago | Salomi Deva Nesam S
It is one of the best card with all the offers which they had been providing so far. The card is having a huge reward point system where the point system has been very good compared with all the other cards.

Very useful card

11 months ago | Gayathri V
At many points Jet Airways ICICI Bank Coral Visa Credit Card proved itself a very useful card. The reward points and payback points with the card is good. You also get discount on fuel.