Visa credit cards of ICICI Bank for Shopping in Patna

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Patna and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Patna - Apply Now

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55274 Reviews Sort


1 year ago | Ishant Rawat
I am having the Jet Airways ICICI Bank Coral Visa Credit Card from the last four years of time. I would like to say that the customer service is good .Everything is up to the mark with the Jet Airways ICICI Bank Coral Visa Credit Card


1 year ago | SUREKHA CHAUKI
I hold ICICI Bank Ferrari Signature Credit Card, I have got reward points but not the cash back with the card. Got 20% savings across 2000 restaurant and discounts on purchases at all merchant partner stores.

They are charging nominal fee

1 year ago | Anmol Seth
I have a credit card with ICICI Bank Ferrari Signature Credit Card. The customer service and responsiveness was good. I have been using the card for last 12 months. They do charge an annual fee .

Less interest rate

1 year ago | Gurpreet Singh
My experience with Jet Airways ICICI Bank coral visa Credit Card was good. This card has very less interest rate.

Credit limit is good

2 years ago | Anvi Singh
I feel ICICI needs to improve on the response. The rate of interest and charges are fine when compared to others. The interest and charges is fine with ICICI. The credit limit is nominal,it is a average service that i received from Jet Airways ICICI Bank Coral Visa Credit Card.

Definitely recommended to other

1 year ago | Ayanik Sil
I am happy with the services received with this card. Definitely a recommendable card. I got huge reward points as well as offers by using Jet Airways ICICI Bank Coral Visa Credit Card.

very smooth card

8 months ago | Dalanaidu Nadipudi
The process of getting the credit card was pretty smooth.They took very less time . The total was carried out by their field agents.

Great card

8 months ago | Kranthi Kumar Kesagani
You can utilise pockets by ICICI bank which will allow you to make payments conveniently through the universal payment wallet.