Visa credit cards of ICICI Bank for Shopping in Phagwara

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Phagwara and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Phagwara - Apply Now

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55274 Reviews Sort


1 year ago | Pukharam Haldhar
I have taken ICICI Bank Ferrari Signature Credit Card and it was taken before one month through online partner. The offers are not that good and I would say its average card. They have given a good credit limit. The anual fee will be reversal.

Overall highly satisfied

1 year ago | Rajender Kumar
I hold a credit with ICICI Bank Ferrari Signature Credit Card. I am satisfied with the card. And you can get good amount of payback points with every purchase.

U can easily reach customer support

6 months ago | Sachin More
I had applied and got a credit card from ICICI bank. They provided the credit limit as rs.45,000 Which is satisfactory. The customer support is very good . I did not undergo any difficult whilst reaching their customer support team.

Many offers

1 year ago | Roop Kumar
I have taken a credit card from jet airways ICICI Bank coral visa Credit Card . With this card I am getting a lot of reward points. There are lots of offers entitled with this card.

Good to shop with the card

10 months ago | Divya Bisoi
Jet airways ICICI Bank coral visa Credit Card is good. The joining cost is a bit high. But the benefits are amazing. I love using this card for shopping.

Great card for movie lovers

1 year ago | Jou Pattnaik
You can get 2 complimentary movie tickets or event tickets worth Rs.500 through bookmyshow every month. And also can get lots of payback points with your every spend.

Useful card

7 months ago | Das Ravi
At many points this Jet Airways ICICI Bank Coral Visa Credit Card proved itself a very usuful card. The reward points and payback points with the card is good. You also get discount on fuel.

Getting excellent rewards points

1 year ago | Ali Hassan Imam
ICICI Bank Ferrari Signature Credit Card Provide Great Deals and excelent reward point.

Average card

1 year ago | Ajay Kumar Sharma
You can also enjoy visa lounge entry at eight chief domestic airports in india. They give you free access to those lounges. Its worth visiting those lounges.

Comfortable card

1 year ago | Satpal .
I hold a credit card with ICICI Bank Ferrari Signature Credit Card . The credit limit which I hold is 2lakhs. I get payback points with the card. Net banking is much comfortable . There is an annual charge on this card which is reversabe if you spend 6,00,000 or more annually on your card.

Good card

1 year ago | Addagada Supraja
I am a happy user of this card. You can earn 0.5% cashback on every single spend you make through the card.

Satisfy with thie credit limit

4 months ago | Vinaykumar Shivalingappa Soppadla
I am satisfied with the credit limit with this card. There has been offers with reward points during online purchases. I use this card for most of my bill payments, shopping and other purchases also.

Excellent credit card

1 year ago | Bertilla Topno
This is an excellent credit card for normal usage. There are lots of offers you can avail with this card. It's a very good card if you like shopping. Because you get quite a good amount of payback points.