Visa credit cards of ICICI Bank for Shopping in Ratlam

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Ratlam and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Ratlam - Apply Now

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55274 Reviews Sort


10 months ago | SANTOSH KEWAT
My credit card was taken with ICICI bank for about 10 years. I hold platinum international card and the credit limit was 1,80,000 which is satisfactory . The customer service and responses was good. Here the charges are nominal and I am getting reward points as benefits.

very good

8 months ago | Tejal Shah
The overall experience with this card is ok. I have been getting air miles in it, which is quite good.The payment gets updated within 1 day. The overall experience with them has been quite good.


5 months ago | surya pratap
I used Jet Airways ICICI Bank Coral Visa Credit Card to get reward points and cash back. I have redeemed the points.There is an annual fee of 1200 The customer service and response is good.


10 months ago | lal prasad narala
From last one year I am using this credit card. They have annual fee.they are not providing notification to remind about the due date

Worst customer service

7 months ago | Swapna
I hold a credit card with ICICI Bank Ferrari Signature Credit Card. I am not satisfied with the card. The worst customer service.

Meet your expectations

11 months ago | Ankit Vaisya
I hold ICICI Bank Ferrari Signature Credit Card the customer service and response with the card is good. Everything is upto the expectation with this card

Less limit

7 months ago | Subhra Maharana
I have taken a credit card with ICICI bank. the limit on my card is only 35000. I am not satisfied with this type of limit.

Discount on bookmyshow

6 months ago | Rehan Ali
You can get a free movie ticket through the Buy One Get One Free offer on www.bookmyshow.com. itÕs a good offer.

Average card

1 year ago | P Ravi Kumar
It was totally a average service from Jet Airways ICICI Bank Coral Visa Credit Card. This card has a lots of offer but it is of no use for an ordinary person. So i mark it as an average card. Plz give some offers that everyone can use.

Online use this credit card is very easy

1 year ago | Anil Prakash Saxena
The net banking is a good option with this card. Net banking ensures that you can use credit cards in the comfort of your home or office and every transaction can be tracked through secure statements, text messages and emails issued by the bank.

Great discount with this card

3 months ago | Priyadharsini R
I am using this card from a long time. This card gives me discount on fuel. Also can get reward points with all the purchases you have made with this card.

Getting good rewards points

1 year ago | SIDDHARTH ANAND
I am having ICICI Bank Ferrari Signature Credit Card. They do have the excellent customer service. They also have good reward points program

Not recommended this card to anyone

1 year ago | Mariappan M
The service is too poor, they add extra charges in my monthly bill for the service which I haven't used. I will not recommend this card to anyone.

Best card

1 year ago | Nibedita Mohanty
I am using Jet Airways ICICI Bank Coral Visa Credit Card is best to use because it has best services and we can withdraw money any time.

There having minimal amount of paper work

1 year ago | Jayalakshmi Marudachalam
They provide you all the necessary details about the card while applying and makes the process smooth for its customers. ICICI bank allows you to get this credit card easily and quickly with minimal amout of paper work.