Visa credit cards of ICICI Bank for Shopping in Rupnagar

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Rupnagar and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Rupnagar - Apply Now

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55274 Reviews Sort


7 months ago | Shailesh Nanda
I had applied my credit card through online channel. It was a good experience.the credit limit is satisfactory.

Always facing issues while transaction

1 year ago | Susil
The customer service and responsivness was not up to the mark. I am facing transaction issues. The customer card don't listen to your query.

Can enjoy ferrari race event

1 year ago | Sandhya Barua
The good thing is that if you spend considerable amount with this card you can also get a chance to attend a ferrari race event. Its worth spending money.

Previledged lounge service

10 months ago | Deepak Kumar
You get points through Payback . With this offer you are also getting good no of access to the previledged airport lounge all over the world.

Service is not upto the mark

1 year ago | Amit Saharana
I have Got the jet airways icici coral visa credit card around 3 months ago. The services are not up to the mark. But the offers are really good. So overall experience is average.

Overall experience is good

1 year ago | K Rajesh
My overall experience is good with the Jet Airways ICICI Bank Coral Visa Credit Card. They help you everytime you need. They have a 24/7 helpline no.

Great card

5 months ago | Kanika kanika
Best cash back ICICI Bank Ferrari Signature Credit Card for everyday purchases that you will pay in full without hassle of activating bonus cash back as required with other cards.

Useful card

1 year ago | Laxmi Narayan Kushwah
At many points this ICICI Bank Ferrari Signature Credit Card proved itself a very useful card. The reward points and payback points with the card is good. You also get discount on fuel.

Earn rewards points

1 year ago | Preeti Bala Sehra
Having this card allows you to earn reward points at a faster rate when you use your credit card for international purchases.

Bad customer service

6 months ago | Ajay Kumar Sharma
I am using this credit card from quite a long time. This time I got extra charge billed for which I raised the complaint for this dispute and requested the bank to waive it off. But they didnÕt assist me properly and my issue is still pendiing.

Good service provider

7 months ago | Mahendra Singh Jakhodia
The ICICI bank gave me proper response in regards to my credit card application. The customer support service and the response is good with the bank.