Visa credit cards of ICICI Bank for Shopping in Salem

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Salem and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Salem - Apply Now

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55274 Reviews Sort

very good

2 years ago | Dhirendra Sharma
I hold a ICICI Bank Ferrari Signature Credit Card and I am very happy with the service provided. The customer service provided is really good and they are very helpful as well.The credit limit of the card is 3.5lakh and I use this card for traveling purpose and I get good reward points for every purchase. The fees and charges will be waived off if the purchase exceed 2.50lakh per year.


2 years ago | Akhilesh kumar
I have taken Jet Airways ICICI Bank Coral Visa Credit Card through online channel. I am not happy with the given credit limit. I was expecting more, it would be great if they can increase the limit. It is a life time free credit card. I have been using the card for past 2 months.

Took lot of time to resolve your problems

1 year ago | Suraj Poy
I have ICICI Bank Ferrari Signature Credit Card and i am using it from last 4 years. I want to change my credit limit. But this process took them near about 3 months which is not satisfactory.

Free access to airport lounge

9 months ago | Azad Alam
The card was taken only for travel purpose. As I fly a lot this card gives me discount on my base fare. With that it is giving me free access to the airport lounge.

Good customer service with this card

9 months ago | Kanchan Subudhi
When ever i contacted ICICI customer care they were responsive and they sorted out my queries. The website is good and it is very easy to navigate through. The customer services are also good. It was easy to get connected with the bank.

Everthing is fine

11 months ago | Ajay Kumar Gond
Every thing is fine with the ICICI ferrari signature credit card. If you are planning to go to dubai then you get a 15% discount on entry tickets to ferrari world abu dhabi for tickets bought at the park counter.

Bad card

6 months ago | Ananda Marakala B
Being a frequent user I am using this card from past 1 year and not happy with the service they are providing. Over all bad experience.

Poor card

3 months ago | Santosh Karajada
When I applied for the card sales person told me that I will get credit limit of 1 lakh. But when I received this card they have provided me with the credit limit of only 40000. Inspite of many complaints I haven't received any proper response.

Fastest card

9 months ago | Sanjay Kumar Singh
I have been using Jet Airways ICICI Bank Coral Visa Credit Card from last 1 year. The customer service is good and prompt in responding to the customers. The process was quick and fast. Net banking is also good to make payments.