Visa credit cards of ICICI Bank for Shopping in Vadinar

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Vadinar and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Vadinar - Apply Now

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55274 Reviews Sort

very good

2 years ago | Ganga Ram
My credit card was taken with ICICI Bank Ferrari Signature Credit Card 8 months back. They given really exciting offers, I am getting cash back and reward points.

very good

6 months ago | parnesh ravidash
I hold a credit card with ICICI Bank Ferrari Signature Credit Card and i hold a good limit with the card. I do get some reward points and cash back with the card. The service with the card is good. The customer service and response is fine

Average experience with ICICI bank

4 months ago | Satyanarayan Gour
I have my credit card approved ICICI Bank Ferrari Signature Credit Card and the experience is average. The customer service is satisfactory. They need to improve it a bit. Other offers are good.

Good for dine out

8 months ago | Yuvika Rath
I am having the jet airways ICICI Bank coral visa Credit Card. The customer service is good . It is a very good card if you like to dine out. It gives you 15% discount on your bill.

Happy with behaviour

1 year ago | Cintan Johuri
The customer support is satisfactory and they are responsive when you want them. They help you with every menas. Really happy with their behaviour.

More than satisfied

1 year ago | Master Arjun
I hold a credit card with Jet Airways ICICI Bank Coral Visa Credit Card. I have got reward points but not the cash back with the card still i am satisfied with the card and its offer you get with this card.

Getting rewards points

1 year ago | Rahul Kumar
I can easily en-cash the reward points as well. Overall it has been a very good experience with the ICICI Bank Ferrari Signature Credit Card and their services.

Rate of interest is very high

1 year ago | Yannagula Shilpa
Don't use the ICICI ferrari signature credit card. They will cheat you in every possible by charging high interest rates.

Very costly

1 year ago | Arti Bansal
Handling ICICI Bank Ferrari Signature Credit Card is not easy due to its cost factor. In comparison to other card providers this card is bit costly.

Having multiple feature on this card

With it's multiple features you can get your credit card monthly statements delivered to your email addresses and have 24/7 access to your accounts.

Great card

1 year ago | Jayakrishnan T N
Process of getting this card is very easy and I received this card quite well in time after applying. They had given me a good credit limit with the card. This is a good card for the travelling purpose.

Not accepted everywhere

1 year ago | Nakhatmal Motilal Mali
I have been using this card from past 3 Months. There is no option to convert the purchases into EMI's. The card not accepted everywhere.

Dump this card

2 years ago | Puran Chandra Bhatt
This is a useless card for me. This card don't have any good offers and what i want is not there in the card.