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Visa credit cards of ICICI Bank for Shopping in Washim

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
Get a Complimentary Scuderia Ferrari watch on joining
₹3,999
INSTANT  APPLY 
Shopping
Premium
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
ICICI Bank™ Ferrari™ Signature Credit Card
₹3,999
Get a Complimentary Scuderia Ferrari watch on joining
* Terms & Conditions Apply

Introduction:

The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.


ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Washim and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.


Best Visa credit cards of ICICI Bank for Shopping in Washim - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Ferrari™ Signature Credit Card39993999.00


Know More about cards


USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
Get a Complimentary Scuderia Ferrari watch on joining
₹3,999
INSTANT  APPLY 
Shopping
Premium
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
ICICI Bank™ Ferrari™ Signature Credit Card
₹3,999
Get a Complimentary Scuderia Ferrari watch on joining

Chqbook Review

You get a Complimentary Scuderia Ferrari™ watch on joining. Top Spenders get an Opportunity to attend an official Ferrari™ Challenge race, Visit to the Ferrari™ Museum and Factory in Maranello, Italy, attend an event with special Ferrari VIP guests in Maranello, Italy. There are discounts on Ferrari™ Merchandise at the Online Ferrari™ Store and a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

  PROS

  • If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. You also get an amazing original Scuderia Ferrari™ watch once you pay the joining fee
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • We love free movie tickets – getting 2 free tickets per month is even better!
  • 15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face
  • We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps
  • You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
  • Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

  CONS

  • If you are not a car afficianado, the ICICI Bank Ferrari Platinum Credit Card's fee might pinch – but considering the benefits we think it's completely worth it

55274 Reviews Sort
Newest

Excellent

1 year ago | PINKY KUMARI TIWARY
I have taken a credit card with ICICI bank.The limit on the card is 45,000.I have been banking with them for last two years.Customer service is good to approach.I get good offers for shopping online as well as offline.Net banking is convenient to make payments.

very good

8 months ago | Nikhil Gandhi
I believe ICICI Bank Ferrari Signature Credit Card is very useful for me, because I normally travell a lot. I am very satisfied with the card and its services, they gave me lots of good offers to make my travelling exp more enjoyable

Excellent

2 months ago | Nikita Chaudhary
They have given me a good limit of Rs.200000. The process of getting the Credit card was pretty smooth. Other than they offer good reward points in it. Also they provide you with good amount petrol surcharge waiver. Their customer care are time bound though,

bad

1 year ago | kamal khurana
totally dissapointed with the card and its facility

Got free airlounge access

2 months ago | E Ranasai
I hold ICICI Bank Ferrari Signature Credit Card. If u r a frequent flyer then this is the card for u. Bcoz in this card you get free access to domestic airport lounges in india is a great benefit and these lounges are great to relax and unwind before a flight.

Very useful

1 year ago | Bablu Kumar
At some points this card gives you lots of payback points . The other offers with this card is also good. I find this card useful.

Average card

8 months ago | D Abinash
I am using Jet Airways ICICI Bank Coral Visa Credit Card since 3 years, recently i have recived call from customer care for card upgradation.As per their instruction i have sumitted my income proofs and kyc to their executive who has visited my house ,but i didn't receive the upgraded card till now.

Rate of interest is very high

1 year ago | PREETHI P
I am having this card from past 2 years. I did not find any good offers in this credit card so far. Charges as well as interest rate associated with card is very high.

Customer service is very much responsive

1 year ago | Mahammad Ibraheem Cheruvu
Customer service is very much responsive. Whenever I contacted to the bank, they resolved all my queries with in a minimal amout of time and I am happy about that.

Excellent card

7 months ago | Sakshi .
Jet Airways ICICI Bank Coral Visa Credit Card provide more security then other card. It performance very very excellent and support are very good for end user.

Awsome card

1 year ago | Nallamalla Prasad
The card is two months old and I want to continue this card for a longer time. The limit on my credit card is really good. I am happy with the card features. Net banking is very much convenient to make payment.

Very costly

9 months ago | Ravindran . .
The cost of the card is very high as compared to other cards. But with that they are also offering you a lots of benefits in your day to day life.

Good experience with this card

1 year ago | Rajarooban Raju
I had applied this credit card through online channel. It was a good experience. I got my Jet Airways ICICI Bank Coral Visa Credit Card well on time. The credit limit was satisfactory.