Visa credit cards of ICICI Bank for Shopping in Zirakpur

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Zirakpur and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Zirakpur - Apply Now

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55274 Reviews Sort

very good

2 years ago | Shivam Rajput
I have been using ICICI Bank Ferrari Signature Credit Card for the past 6 to 7 months,This is an excellent credit card for normal usage for an individual who love to travel as it will be worth for them. I mostly use this credit card for shoppings and booking my air tickets.

Annaual fee is reversable

2 years ago | Sruti Kakad
I hold a credit card with ICICI Bank Ferrari Signature Credit Card . The credit limit which i hold is 1 lakhs. Net banking is much comfortable . There is an annual charge on this card which is reversabe if you spend 2,50,000 or more annually on your card.

Need to increase my credit limit

1 year ago | Rekha Meher
Everything is good with this card. But the credit limit given to me is not so good as they have given me 80000 limit. I have requested to increase it.

Service is good

2 years ago | Ritu Saxsena
My experience with jet airways ICICI Bank coral visa Credit Card was good. I have received my card in a fast forward process. It took only 7 days.

High interest rate

1 year ago | Disant Joshi
I've been using the jet airways ICICI coral visa Card for the past 2.5 Years. The rate of interest is bit high when comparing to other cards. Everything else is average.

Great card

6 months ago | Rashmi Bala
I am using this card and this is one of the most popular credit card by Jet Airways ICICI Bank Coral Visa Credit Card. It comes with a plenty of featues like, 2.5% fuel surcharge waiver, 15% savings on Dining, plus a lucrative points system etc.

Less credit limit

1 year ago | Balappa M
ICICI Bank Ferrari Signature Credit Card is a basic credit card with less credit limit when compared to other credit cards.

There are lots of offer

1 year ago | Sudhir Cheruvully
I am using this from quite a long time. There are lots of offers you can avail with this card. It's a very good card if you like shopping. Because you get quite a good amount of reward points.

DonÕt providing proper information of this card

1 year ago | Manju Meena
Can any body please help to let me know that how can i reddem my reward points and know the details of cash back i got. They don't give proper information.

Very much happy with the service of this card

1 year ago | Jagdish Chand
So far very much happy with the services of this bank. I am using this ICICI credit card from last 3 years. Services of the bank are good. Provided credit limit is quite satisfactory too. This card is very useful for dining, fuel stations, air tickets booing etc.