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Platinum Visa credit cards for Shopping in Bengaluru

Explore Cards
16 Reviews
Pros & Cons
More Details
Explore Cards
16 Reviews
Pros & Cons
More Details
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™
USP
Fill fuel at any Indian Oil petrol pump and get 5% off on fuel bill
IndianOil Citi™ Platinum Credit Card
Credit Card fee waived off if spends per year are more than ₹30,000
₹1,000
Joining Fee
Travel
Shopping
USP
Fill fuel at any Indian Oil petrol pump and get 5% off on fuel bill
IndianOil Citi™ Platinum Credit Card
₹1,000
Joining Fee
Credit Card fee waived off if spends per year are more than ₹30,000
* Terms & Conditions Apply

Introduction

The desire to buy things and to own what other people own has been a constant part of consumerism. The insatiable desire to buy and consume commodities mass produced by producers is an interminable process, one that is not likely to end as long as humanity exists. However, many of the best things that are up for sale are often beyond the reach of ordinary people, by the virtue of most not possessing the sufficient amount of purchasing power and so they miss out on buying the best and many often use hard currency to transact business.

Since the advent of credit cards however, the need to carry around hard currency can said to be a thing of the past. Being directly connected with your bank account, you can pay for anything that you purchase in an instant with a simple swipe of the card. The card in question has an attached microchip that is digitally connected to one?s account on the bank?s database. On the receipt of any transaction with the card, the bank immediately credits your account with the money that is needed to complete the transaction. This is how credit cards are making availing goods and services a simple affair.


Credit Cards, Platinum and Visa:

Credit cards can come in a lot of different forms. No two credit cards are alike. They may vary from bank to bank or they may vary on the basis of function even when they are issued from the same bank authority. In this basis, we can divide credit cards according to the features and benefits they possess based on the type of card they are. In this connection, Platinum cads are pretty common and they and almost all banks issue them. They are usually cards with a lifestyle orientation, meaning that the card is used for making purchases that are more or less related to the cardholder?s lifestyle preferences, including apparel and dining.

Another subtype of credit cards is the popular Visa card. These cards are ideal for making a large number of purchases and they are often partnered with brands in order to allow exciting offers and discounts to exist. Further, Visa cards can be used anywhere in the world, and almost all retail outlets accept the validity of a Visa card, save for certain exception. Again, Visa cards are very commonly issued by banks from time to time.

In many cases, banks have combined these two card types to form Platinum Visa cards that combine the best aspects of both the cards. You can now use this card to not only make lifestyle related purchases but to also avail amazing deals with partnered brands and services.


As a Lifestyle Credit Card:

Due to the wide applicability of Platinum Visa cards, it has been found that it could be used another iteration of Platinum lifestyle credit cards that are available in the market. Due to its wide acceptability and immense number of Shopping that it provides, Platinum Visa credit cards can be potentially used as a viable and successful lifestyle credit card lest you don?t possess a credit card that had been made to exclusively address the demands of Shopping from a lot of places. So if you are at Bengaluru and you want to purchase something that you like, use your Platinum Visa credit card without any sort of hesitation.


Best Platinum Visa credit cards for Shopping in Bengaluru - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
IndianOil Citi™ Platinum Credit Card10000.00
Jet Airways ICICI Bank™ Coral Visa Credit Card12501250.00


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Let's Get Going
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
Fill fuel at any Indian Oil petrol pump and get 5% off on fuel bill
IndianOil Citi™ Platinum Credit Card
Credit Card fee waived off if spends per year are more than ₹30,000
₹1,000
Joining Fee
Travel
Shopping
USP
Fill fuel at any Indian Oil petrol pump and get 5% off on fuel bill
IndianOil Citi™ Platinum Credit Card
₹1,000
Joining Fee
Credit Card fee waived off if spends per year are more than ₹30,000

Chqbook Review

I save upto 5% on fuel bills with this card

  PROS

  • Outstanding Card for Fuel points and a must if you drive a car.
  • You will love the sheer number of Restaurants, Airlines and Outlets this card lets you accumulate Points on
  • Getting 66 Litres of Fuel Free each year is a big Plus
  • Converting Payments to EMI's at Retail outlets & Online is a strong feature

  CONS

  • To get the Fuel Turbo Points™, the Indian Oil™ Citi Platinum Credit Card must be Swiped ONLY on Citibank swipe machines
  • The Turbo Points when you fill Fuel at participating outlets?would be capped to a purchase amount of ₹10,000(or 267 Turbo Points) per transaction. On transactions exceeding ₹10,000, customers would not earn any points.
  • Card members with annual spends of less than ₹30,000 on their Cards are charged an Annual Fee of ₹1000.

USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

  PROS

  • If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
  • The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
  • When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
  • Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
  • Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
  • The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

  CONS

  • If you are not a Jet Airways flyer, this card may not give you the best experience
  • The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

16 Reviews Sort
Newest

good

2 months ago | harbir singh
I hold a credit card with IndianOil Citi Platinum Credit Card with a limit of 50000. I do get reward points with the card and back with IndianOil Citi Platinum Credit Card. Also i am very much comfortable using the net banking of Citi Bank

very good

1 year ago | Ajman
Overall experience is more than I expected,Highly recommended

good

7 months ago | ragini
I am using Jet Airways ICICI Bank Coral Visa Credit Card from past 8 months and reward points are good and web access to make payments and check statements are good. I do get lots of offer on this card however, I spend it for Departmental stores and bill payments

Excellent and useful card

1 year ago | Ganga Ram
I have ICICI bank platinum chip credit card from last 2 and half years, i did find this card very useful. You can get a 1% cashback on fuel purchases at hpcl fuel pumps are applicable on minimum transaction value of ?500.

Good card for hotel bookings

9 months ago | Ikshu Dash
I own a ICICI bank platinum chip credit card. I generally use this card only for hotel bookings. I normally use i assist to book my hotels.

Don't have any flight benefit

8 months ago | Imtiaz
The mobile application of icici bank platinum chip credit card is easy to use. The icici bank platinum chip credit card does not come with any flight benefits or lounge access.

Gtting good discout

1 year ago | Dipun Thakre
I have this card from last year. I like to dine out. So this card give me good amount of discount everytime i dine out. It almost covers every good resturant.

Free movie tickets

3 months ago | Yamini Gupta
I am using this card from last 2 years. The experience is good.I get offers like free movie tickets. You get Buy one get one free movie ticket through the week at bookmyshow.

Proper response given

5 months ago | Shiv Prakash
The icici bank gave me proper response in regards to my credit card application. They have send their executives to my place to collect the documents. These days everything is online with this bank.

Great relief

6 months ago | Prakash Kumar
I am having the Jet Airways ICICI Bank coral visa Credit Card from the last 9 months of time. This card is giving me discount of 5% on base fare of domestic flight biiking. ItÕs a great relief.

Pathetic services

3 months ago | Manjeet Singh
I had a very bad experience with the customer care services and I was very frustrated with the only option I was relying on. Need many changes to be made.

Average services

1 month ago | VIVEK KRISHNA
Not worth further recommending to anyone. Did not avail any fruitful benefits from this card.

Close to this card

10 months ago | Rup Kumar
I am holding this card from past 8 months and not even getting much offers. Thinking of closing it and look for another card provider.

Poor card

11 months ago | Mili Sindhe
I have been using this card from almost eight months. The problem i am facing with this card is that there are very few options and offers available with this card. Also, this card is acceptable only on selected merchants and cannot be used universally.

Getting rewards points

11 months ago | Rohit Anand
I have been using ICICI Bank chip Credit Card. The reward points are available with this card. You get 15% discount on your resturant bills.

Happy with the service of this card

1 month ago | Niyati Singh
I am very happy with the service. You can convert all your payback points to free flight tickets for both domestic and international flights .There was never a better way to accumulate happiness.


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