The desire to buy things and to own what other people own has been a constant part of consumerism. The insatiable desire to buy and consume commodities mass produced by producers is an interminable process, one that is not likely to end as long as humanity exists. However, many of the best things that are up for sale are often beyond the reach of ordinary people, by the virtue of most not possessing the sufficient amount of purchasing power and so they miss out on buying the best and many often use hard currency to transact business.
Since the advent of credit cards however, the need to carry around hard currency can said to be a thing of the past. Being directly connected with your bank account, you can pay for anything that you purchase in an instant with a simple swipe of the card. The card in question has an attached microchip that is digitally connected to one?s account on the bank?s database. On the receipt of any transaction with the card, the bank immediately credits your account with the money that is needed to complete the transaction. This is how credit cards are making availing goods and services a simple affair.
Credit cards can come in a lot of different forms. No two credit cards are alike. They may vary from bank to bank or they may vary on the basis of function even when they are issued from the same bank authority. In this basis, we can divide credit cards according to the features and benefits they possess based on the type of card they are. In this connection, Platinum cads are pretty common and they and almost all banks issue them. They are usually cards with a lifestyle orientation, meaning that the card is used for making purchases that are more or less related to the cardholder?s lifestyle preferences, including apparel and dining.
Another subtype of credit cards is the popular Visa card. These cards are ideal for making a large number of purchases and they are often partnered with brands in order to allow exciting offers and discounts to exist. Further, Visa cards can be used anywhere in the world, and almost all retail outlets accept the validity of a Visa card, save for certain exception. Again, Visa cards are very commonly issued by banks from time to time.
In many cases, banks have combined these two card types to form Platinum Visa cards that combine the best aspects of both the cards. You can now use this card to not only make lifestyle related purchases but to also avail amazing deals with partnered brands and services.
Due to the wide applicability of Platinum Visa cards, it has been found that it could be used another iteration of Platinum lifestyle credit cards that are available in the market. Due to its wide acceptability and immense number of Shopping that it provides, Platinum Visa credit cards can be potentially used as a viable and successful lifestyle credit card lest you don?t possess a credit card that had been made to exclusively address the demands of Shopping from a lot of places. So if you are at Panchkula and you want to purchase something that you like, use your Platinum Visa credit card without any sort of hesitation.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|ICICI Bank™ Platinum Chip Credit Card||0||99.00|
|Jet Airways ICICI Bank™ Coral Visa Credit Card||1250||1250.00|
The ICICI Bank Platinum Chip Credit Card is one of the best first credit card you can have. Not only is the fee very less, its got everything going from Reward Points, low fees and even a waiver of the ₹199 first year fee if you are at select corporates. Go for this card if you are new to credit cards and want to get your feet wet.
The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.