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Visa Platinum Credit Cards in Delhi/NCR

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20 Reviews
Pros & Cons
More Details
Explore Cards
20 Reviews
Pros & Cons
More Details
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
1 complimentary domestic Airport Lounge visit per quarter
₹499
Joining Fee
INSTANT  APPLY 
Travel
Cashback
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
₹499
Joining Fee
1 complimentary domestic Airport Lounge visit per quarter
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
Joining Fee
INSTANT  APPLY 
local_gas_station
Fuel
Cashback
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
₹199
Joining Fee
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™
USP
Lifetime free card with unlimited cash withdrawals across all ATMs
StashFin™ Silver Visa Card
Pay only for what you use – and break larger payments into smaller EMI's
₹0
Joining Fee
INSTANT  APPLY 
USP
Lifetime free card with unlimited cash withdrawals across all ATMs
StashFin™ Silver Visa Card
StashFin™ Silver Visa Card
₹0
Joining Fee
Pay only for what you use – and break larger payments into smaller EMI's
* Terms & Conditions Apply

Credit cards were formulated to ease the entire process of shopping. At the time of its inception, global business and commerce was in a very bad shape, and some dramatic steps were required to uplift the shopping spirit of the common man. However the growing inflation made it difficult if not impossible to lure the man from his home into the shopper’s dens. To solve this acute crisis credit cards were formulated, with the core idea was to increase the shopping fervor among the people. And the plan worked only because of the unique way in which it functions. The cards are actually passes issued by the bank, which enables a customer to shop without ash. You can buy anything, eat anything at the restaurant of your choice, or watch the latest movie at the plex near you, without paying the fees in cash! If you but transact using your card. You definitely have to repay the credited amount, but not instantly, but at a later date, to your bank, at your very convenience. Now the credit cards also did another task, in addition to its primary job; it opened up another way of cash withdrawal, cutting short the amount of time wasted standing in the bank queue to withdraw money. Now using a credit card, a person can withdraw money from an ATM kiosk. From the very moment of its inception, the credit card created a mass craze. Infact it altered the entire public psyche from “I don’t have money right now to shop”, or “we can go shopping another day” to “Let’s go shopping right away” and so on. This change of public mood was enough to increase the volume of commerce globally manifold. Very soon it began a global phenomenon, and the irreversible wheel that was once started, is still carrying on its job.

In the realm of credit cards- formerly there were two champion warriors. The Platinum card and the Visa card. The Platinum card was as exclusive as the metal it is named after, thus bringing huge benefits and discounts to its owner. And on the other hand the Visa card is like the passport to shop anywhere around the world. It is actually the license to a borderless shopping experience. To uphold the craze of credit cards, the business heads of the leading banks decided to merge the key features of these cards into a single rectangular piece of plastic; presenting the Visa Platinum credit card. This unique card not only offered you the added benefits and discounts and cashbacks of the good old Platinum card, but the Visa aspect enabled that you can avail to those benefits anywhere around the world- be it Tokyo or Taiwan or Paris. Actually credit cards works so well because of the tie-ups the banks have with a large number of medium and large service providers. They extend from the restaurant chains to the exquisite 5star hotels, from the shopping destinations to the malls and the e-commerce sites. Also other service providers such as travel websites, hotels, movie halls and multiplexes are also under the same roof. Thus if a customer avails to any of these services, and transacts using a card, then the discounts that he will get is other worldly, something which a normal cash transaction cannot match. As it became a global phenomenon, developing countries like India also began to experience the boom. In the growing metropolises such as Delhi/NCR, there are all the world class amenities


Best Visa Platinum Credit Cards in Delhi/NCR - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
StashFin™ Silver Visa Card00.00
ICICI Bank™ Platinum Chip Credit Card00.00
ICICI Bank™ HPCL Coral Credit Card199199.00
ICICI Bank™ Ferrari™ Platinum Credit Card499499.00
Jet Airways ICICI Bank™ Coral Visa Credit Card12501250.00


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USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
1 complimentary domestic Airport Lounge visit per quarter
₹499
Joining Fee
INSTANT  APPLY 
Travel
Cashback
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
₹499
Joining Fee
1 complimentary domestic Airport Lounge visit per quarter

Chqbook Review

Have a Ferrari in your name. And your name on a Ferrari. If you love fast cars & Ferrari, this card is just for you. You get Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy, Up to 15% discount on Ferrari merchandise at the Online Ferrari Store, 15% discount on entry tickets to Ferrari World, Abu Dhabi for tickets bought at the park counter.Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. The low fee makes this Credit Card a must have
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • We love free movie tickets – getting 2 free tickets per month is even better!
  • 15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face
  • We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps
  • You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
  • Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

  CONS

  • The ICICI Bank Ferrari Signature Credit Card has a lot of flaunt value for a low fee, but if you are not a car afficianado, consider the ??

USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
Joining Fee
INSTANT  APPLY 
local_gas_station
Fuel
Cashback
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
₹199
Joining Fee
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™

Chqbook Review

The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.

  PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

  CONS

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

  PROS

  • If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
  • The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
  • When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
  • Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
  • Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
  • The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

  CONS

  • If you are not a Jet Airways flyer, this card may not give you the best experience
  • The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

USP
Lifetime free card with unlimited cash withdrawals across all ATMs
StashFin™ Silver Visa Card
Pay only for what you use – and break larger payments into smaller EMI's
₹0
Joining Fee
INSTANT  APPLY 
USP
Lifetime free card with unlimited cash withdrawals across all ATMs
StashFin™ Silver Visa Card
StashFin™ Silver Visa Card
₹0
Joining Fee
Pay only for what you use – and break larger payments into smaller EMI's

Chqbook Review

StashFin™ Silver Visa Card is a lifetime free credit facility card with zero joining and annual membership fees, exclusively for Chqbook users. It is much more than a credit card. For the first time in India, you can withdraw the complete amount of the approved credit limit as cash from any ATM. The StashFin™ Silver Visa Card can also be used to make online purchases and can be swiped at all merchant stores. Cash can be withdrawn from all ATMs across the country, 24 hrs and 365 days a year. Every draw down from credit limit is converted to easy EMIs, hence there is no burden to repay complete amount in one go. Interest is charged only on the amount utilised and not on the entire credit limit. The best part is that interest rates are almost 50% cheaper as compared other credit cards

  PROS

  • This is the best card to have in case of emergencies
  • You can convert your purchases on the card into EMI's – making payments easier in case of large purchases
  • StashFin notifications help you to always stay on track with repayments – never miss another payment, protecting and improving your credit score
  • Cardholders have the flexibility to choose the tenure for repaying the credit line utilized
  • Card can blocked/unblocked instantly from the StashFin™ App. There is no need to call the customer care center in case you lose the card
  • Card PIN can be regenerated instantly from the StashFin™ App
  • Instant transaction notification and real time access to transactions history
  • Lowest interest rates for repayment as compared to other credit cards – we love that interest rates start at 11.99% and are substantially lower than credit cards

  CONS

  • The StashFin™ Silver Visa Card is not a Credit Card but a limit approved and given to you on a Visa Card issued by StashFin™ – this should not matter since the rates are super low and the benefits are more than of a credit card
  • Since the StashFin™ Silver Visa Card is not a credit card, you dont have reward points or other perks like travel benefits etc. coming to you

20 Reviews Sort
Newest

Excellent

6 months ago | Chetanram
whenever I had query with thw ICICI Bank Platinum Chip Credit Card the executive called and give me proactive and quick solution on my queries. The website is userfriendly to access, the comparison tool is good rather going to the bank, I can find all the options in ICICI Bank Platinum Chip Credit Card

Satisfied

1 month ago | Deepak
I feel the customer support is not as I expected from ICICI credit card service. . The credit limit quoted by ICICI Bank HPCL Coral Credit Card service is 1.40 lakhs ,it is a average service from ICICI Bank HPCL Coral Credit Card

good

11 months ago | suman gusain
I have taken a Jet Airways ICICI Bank Coral Visa Credit Card.The limit on the card is 45,000.I have been banking with them for last two years.Customer service is good to approach.I get good offers for shopping online as well as offline.Net banking is easy to use

Average offers on this card

2 months ago | Dinesh Khurana
I am not satisfied with the ICICI credit card, i am using this credit card from last 2 years and i did not find any good offers in this credit card so far. The credit limit is less when compared to other credit cards.

Having really good offers

8 months ago | Gurnam Rahi
This card has very good offers.You can get 1% fuel surcharge waiver can be availed on fuel transactions of maximum ?4000 at hpcl pumps when the credit card is swiped on ICICI merchant services swipe machines.

Getting good cash back

1 year ago | Westin Mathur
I hold a credit card with ICICI bank hpcl coral credit card . The credit limit which i hold is 100000. I get cashback with the card. Net banking is much comfortable . There is an annual charge on this card which is reversabe if you spend 50,000 or more annually on your card.

They ned to improve their features

11 months ago | Rocky Mathur
I am using ICICI bank coral credit card its good, still i didn't get any benefits, their features should be improved.Bthey have a dedicated phone line for customer problems.

Got great dicsount on fuel surargec

5 months ago | Kalyanavata Veerender
It's a good card to use. You can get good amount of cashback points . And also get discount on fuel surcharge.

Easy to apply credit card

7 months ago | K Harihar
Icici bank platinum chip credit card is easy to apply a credit card through online. You get points through payback since other cards also use payback you can actually see all your points adding up from different cards at one place.

excellent card with great limit

1 year ago | Citun Pathak
I have taken a credit card with icici bank platinum chip credit card. The limit on the card is 90,000. With this card you can get discount on fuel .

Getting huge benfits with this card

1 month ago | Deepali Sjharma
The customer service and responses was up to the mark. I am getting cash back offers and reward points. My overall experience was very good. I get lots of benefits with this card.

Average

1 year ago | BITTU AHAMAD
I hold a credit card with ICICI Bank Ferrari Platinum Credit Card with a limit of 50000. i am very much comfortable using the net banking ICICI Bank Ferrari Platinum Credit Card

Great jpmiles given

1 year ago | Rishab Khanna
If you have this card with you , then you can get points through Payback . This card is also giving you jpmiles which can be converted into discounts on flight ticket booking.

Not good for online transaction

1 month ago | Vikash Kumar
For the first time I have used this card online. That time I have faced some issues with accessing this card. Its not good for online service.

User friendly

1 year ago | Gurudip Raj
I have been using the card for last 1 years,Net banking as well as App is user friendly to use. Really user friendly.

Fine service

1 year ago | Saipraasad Jyothsna
I have started using the account from 2016 . The experience i had with them was fine and the services had been fine.

Great service

7 months ago | Arjun Naik
I have been holding this card for the last two years, the services which they have been providing is so far great. Happy using this.

No offers are there

6 months ago | Juily
ICICI bank credit card doesn't provide offers or benefit to it's customers. Indeed it collect huge interest for the money used by their customers which makes the people irritate and avoid using their credit cards.

Bad customer service

2 months ago | Anmol Seth
I hold a ICICI Bank platinum chip Credit Card and i have earned good points. I am unable to to utilize the points and the customer care is not reachable as well.

Not so happy about this card

9 months ago | Minesh Buri
I am not so happy about this card . Specially with the bank. They don't give a good credit limit at the first instance. After many request also they don't change it.


Reason: