FacebookTwitterLinkedIn

Visa Platinum Credit Cards in Gandhinagar

Explore Cards
20 Reviews
Pros & Cons
More Details
Explore Cards
20 Reviews
Pros & Cons
More Details
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
1 complimentary domestic Airport Lounge visit per quarter
₹499
INSTANT  APPLY 
Travel
Cashback
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
₹499
1 complimentary domestic Airport Lounge visit per quarter
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
INSTANT  APPLY 
local_gas_station
Fuel
Cashback
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
₹199
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Buy one get one free movie ticket through the week at bookmyshow™
Citi™ Rewards Credit Card
Redeem now or keep collecting for something big later – it's a choice you have because your reward points will never expire
₹1,000
Travel
Citi™ Rewards Credit Card
₹1,000
Redeem now or keep collecting for something big later – it's a choice you have because your reward points will never expire
IndianOil Citi™ Platinum Credit Card
Get Upto 71 litres of free fuel each year
₹1,000
Travel
Shopping
IndianOil Citi™ Platinum Credit Card
₹1,000
Get Upto 71 litres of free fuel each year
* Terms & Conditions Apply

Credit cards were formulated to ease the entire process of shopping. At the time of its inception, global business and commerce was in a very bad shape, and some dramatic steps were required to uplift the shopping spirit of the common man. However the growing inflation made it difficult if not impossible to lure the man from his home into the shopper’s dens. To solve this acute crisis credit cards were formulated, with the core idea was to increase the shopping fervor among the people. And the plan worked only because of the unique way in which it functions. The cards are actually passes issued by the bank, which enables a customer to shop without ash. You can buy anything, eat anything at the restaurant of your choice, or watch the latest movie at the plex near you, without paying the fees in cash! If you but transact using your card. You definitely have to repay the credited amount, but not instantly, but at a later date, to your bank, at your very convenience. Now the credit cards also did another task, in addition to its primary job; it opened up another way of cash withdrawal, cutting short the amount of time wasted standing in the bank queue to withdraw money. Now using a credit card, a person can withdraw money from an ATM kiosk. From the very moment of its inception, the credit card created a mass craze. Infact it altered the entire public psyche from “I don’t have money right now to shop”, or “we can go shopping another day” to “Let’s go shopping right away” and so on. This change of public mood was enough to increase the volume of commerce globally manifold. Very soon it began a global phenomenon, and the irreversible wheel that was once started, is still carrying on its job.

In the realm of credit cards- formerly there were two champion warriors. The Platinum card and the Visa card. The Platinum card was as exclusive as the metal it is named after, thus bringing huge benefits and discounts to its owner. And on the other hand the Visa card is like the passport to shop anywhere around the world. It is actually the license to a borderless shopping experience. To uphold the craze of credit cards, the business heads of the leading banks decided to merge the key features of these cards into a single rectangular piece of plastic; presenting the Visa Platinum credit card. This unique card not only offered you the added benefits and discounts and cashbacks of the good old Platinum card, but the Visa aspect enabled that you can avail to those benefits anywhere around the world- be it Tokyo or Taiwan or Paris. Actually credit cards works so well because of the tie-ups the banks have with a large number of medium and large service providers. They extend from the restaurant chains to the exquisite 5star hotels, from the shopping destinations to the malls and the e-commerce sites. Also other service providers such as travel websites, hotels, movie halls and multiplexes are also under the same roof. Thus if a customer avails to any of these services, and transacts using a card, then the discounts that he will get is other worldly, something which a normal cash transaction cannot match. As it became a global phenomenon, developing countries like India also began to experience the boom. In the growing metropolises such as Gandhinagar, there are all the world class amenities


Best Visa Platinum Credit Cards in Gandhinagar - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ HPCL Coral Credit Card199199.00
ICICI Bank™ Ferrari™ Platinum Credit Card499499.00
IndianOil Citi™ Platinum Credit Card10000.00
Citi™ Rewards Credit Card10000.00
Jet Airways ICICI Bank™ Coral Visa Credit Card12501250.00


Answer few questions about yourself and get Customized Offers


Let's Get Going
Citi™ Rewards Credit Card
Redeem now or keep collecting for something big later – it's a choice you have because your reward points will never expire
₹1,000
Travel
Citi™ Rewards Credit Card
₹1,000
Redeem now or keep collecting for something big later – it's a choice you have because your reward points will never expire

Chqbook Review

If spends during a calendar quarter exceeds Rs. 1 lac earn 1000 bonus points.Get birthday bonus of 500 reward points

  PROS

  • Instant redemption at shopping outlets is very satisfying and the best way to make use of Points
  • Redeeming to get Statement Credit is a great feature we are sure you will Love
  • The Citi Rewards Card gives a high number of Points on Apparel and Department Stores – probably one of the best
  • The Citibank Credit Shield Plus offers coverage of Upto ₹5 Lakhs on the outstanding – this is a great feature in case your card is lost or stolen
  • Flexible interest rate of 3.25% per month
  • Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e–retailers
  • With dining benefits, cardholders can save up to 20% at over 1000 restaurants in the country.
  • Citibank credit card also offers Credit Shield Plus which provides coverage of up to ₹5 lakhs on the outstanding and customers can also avail personal accident cover
  • If you shop or book tickets online, then also you get instant redemption

  CONS

  • Though the Citi Rewards Card is great for Points and Redemption, it's not so good when it comes to Lounge access, and perks at Airports

USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
1 complimentary domestic Airport Lounge visit per quarter
₹499
INSTANT  APPLY 
Travel
Cashback
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
₹499
1 complimentary domestic Airport Lounge visit per quarter

Chqbook Review

Have a Ferrari in your name. And your name on a Ferrari. If you love fast cars & Ferrari, this card is just for you. You get Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy, Up to 15% discount on Ferrari merchandise at the Online Ferrari Store, 15% discount on entry tickets to Ferrari World, Abu Dhabi for tickets bought at the park counter.Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. The low fee makes this Credit Card a must have
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • We love free movie tickets – getting 2 free tickets per month is even better!
  • 15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face
  • We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps
  • You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
  • Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

  CONS

  • The ICICI Bank Ferrari Signature Credit Card has a lot of flaunt value for a low fee, but if you are not a car afficianado, consider the ??

USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
INSTANT  APPLY 
local_gas_station
Fuel
Cashback
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
₹199
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™

Chqbook Review

The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.

  PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

  CONS

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

IndianOil Citi™ Platinum Credit Card
Get Upto 71 litres of free fuel each year
₹1,000
Travel
Shopping
IndianOil Citi™ Platinum Credit Card
₹1,000
Get Upto 71 litres of free fuel each year

Chqbook Review

CitiBank has launched The IndianOil Citi Platinum Card which will benefit people who use their vehicle frequently. This card offers excellent rewards for fuel transactions.

  PROS

  • Outstanding Card for Fuel points and a must if you drive a car
  • You will love the sheer number of Restaurants, Airlines and Outlets this card lets you accumulate Points on
  • Another key point is that your turbo points never expire, so you can use them anytime you want
  • With the 24*7 helpline at your aid, you can check your turbo point's balance anytime
  • You are entitled for an exclusive concierge service with this card
  • The contactlesscardis very easy to use as well – for transactions up to ₹2000 you don?t even need to use PIN
  • The card comes with flexible interest rate of about 3.25% per month. The user can also avail the supplementary card without any additional cost
  • You can also avail the emergency card replacement benefit
  • With the card you can avail services such as Citibank online, mobile banking, sms banking and cityphone banking while on the go
  • The card is provided with a 24*7 customer support
  • You will get all your card statements both online and delivered to your address by post
  • There is a large variety of way in which the payment can be sorted out such as Citibank online, Citibank e-pay, NEFT/RTGS, Electronic clearing services, Drop box
  • You can get instant information regarding the card from your phone by SMS
  • Getting 71 litres of Fuel free each year is a big Plus
  • Converting Payments to EMI's at Retail outlets & Online is a strong feature

  CONS

  • To get the Fuel Turbo Points, the Indian Oil Citi Platinum Credit Card must be Swiped only on Citibank swipe machines
  • The Turbo Points when you fill Fuel at participating outlets, would be capped to a purchase amount of ₹10,000 (or 267 Turbo Points) per transaction. On transactions exceeding ₹10,000, customers would not earn any points
  • Card members with annual spends of less than ₹30,000 on their Cards are charged an Annual Fee of ₹1000

USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Buy one get one free movie ticket through the week at bookmyshow™

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

  PROS

  • If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
  • The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
  • When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
  • Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
  • Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
  • The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

  CONS

  • If you are not a Jet Airways flyer, this card may not give you the best experience
  • The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

20 Reviews Sort
Newest

good

1 year ago | rahul kumar
I hold a credit with Citi Rewards Credit Card with a limit of 25000. I am not satisfied with the limit /The customer service and response is good. The mobile banking is comfortable.

Satisfied

8 months ago | sanjay
I feel the customer support is not as I expected from Citi bank credit card service. The credit limit quoted by IndianOil Citi Platinum Credit Card service is 1.40 lakhs ,it is a average service

very good

7 months ago | Hemant
I own a ICICI Bank HPCL Coral Credit Card. I generally use this card only for hotel bookings. They offered credit limit more than my expectations and requirement. Their services are really fantastic and no issues with them. Would fully recommend

poor

1 year ago | Anshu
I am usingJet Airways ICICI Bank Coral Visa Credit Card its good, still I didn't get any such benefits feel they need to improve their feature.

Average

11 months ago | Timaswamy
Using the CITI RewardsCredit card for the past 2 months. The customer support service is average. The credit limit value is average with this card, it would be great if they can increase the credit limit value.

great card

1 year ago | Venu R
I have taken a credit card of ICICI bank hpcl coral credit card ,the limit on the card is 50,000,i make card payment through mobile banking,the card has good offers for shopping i normally do it for fuel transactions.I am happy using this card.

Exceptional card with lots of benifits

7 months ago | Vinit Malhotra
I would recommend this card as a good card.Good card for shopoholic person. They can get a lot from this card.

Getting lots of offers with this card

1 year ago | anup roy
I got the credit card on time. The credit limit is good for me. It is very good card and there are offers with the card. The process is simple and the documentation is also normal and easy.

Getting discount on fuel surcharge

1 year ago | Ruchi Priya
I hold a credit card with icici bank hpcl coral credit card i do get reward points with the card . You can get discount on fuel surcharge. You also get discount on dine out.

Excellent

1 year ago | Ramika Ahuja
I bank with ICICI Bank Ferrari Platinum Credit Card. The credit limit is good and there are good offers as well. They are beneficial too. The customer services and response is good and there are no hidden charges. The statements are also clear and on time.

I like to use this card

1 year ago | Ramjeet Thaukar
ICICI Bank is a good bank and this card gives the most value for money . So I like to use this card everywhere needed.

Not satisfied

9 months ago | Vishala
I am not satisfied with the card at all. The limit they have given me on the card is very low and it is just not satisfying my needs. I donÕt like it.

Useless investment

1 year ago | Venus Arora
I feel it was an useless investment that I made in this card because it is of no use to me. Very limited options. The benefits you get are not even close to the money you spend on this.

Fantastic experience

1 year ago | NANDAN BARTHAKUR
The Card holders can choose to pay back their purchases as EMIs while using their cards. There are many more fantastic features with it.

Fast process with this card

1 year ago | Sipra Mishra
The credit card issuing process is very fast. I got the card in hand within 10 days of my application. And its online use is very hasslefree.

Poor card

1 year ago | Rakesh Kumar
This card has very good offers but how can you use this card when you get issues for its access for some unknown reason. I have requested to replace this card. But it is not done till now.

Impressive card

1 year ago | Mohit Suri
The time which was taken by Jet Airways ICICI Bank Coral Visa Credit Card to approve my card was minimum. I am impressed with the service of the card.

Bank has many services

6 months ago | Ramesh Bhanoth
The bank has many services. Customers can access any information regarding their credit cards using ICICIbank's mobile banking, online banking, sms banking or phone banking services.

Good customer service

1 year ago | Swati Mishra
ICICI bank is good overall in the banking services. The customer service and response is good and there are no issues in the process. I hold a credit card and it is a life time free card. The billing is convenient for me and till date it has been a smooth process.

Good card is used for shopping

1 year ago | Gomathi K
It's a good card to use for shopping purpose. You get good amount of cash back points with your every shopping. You can redeem it later.


Reason: