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Platinum Visa credit cards of ICICI Bank for Shopping in Bikaner

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction to Pioneers, ICICI Bank:

If there is any bank that has pioneered the significant presence of credit cards that we witness today, ICICI Bank deserves all the credit and much more for popularising the use of credit cards in the Indian financial sector. Although credit cards had existed in India since the second half of the 1980s, it wasn?t widely available and many people were not even aware of the existence, let alone the benefits, of credit cards. It was primarily due to the efforts of ICICI Bank in the decade following Liberalization to bring the notion of credit cards in to the mainstream of Indian fiscal discourse.


Introduction to Credit Cards:

Often, the mind would desire to buy exotic goods and services, or just to shop wantonly. However, Shopping is definitely an expensive affair. The very act of Shopping itself from one place to another may involve the lion?s share of the expenditure you might incur, that too, if you are on the road and exploring new places to shop from. While carrying hard currency might sound like a good idea at first, there would always be the worry of either not possessing sufficient cash to pay or bills or losing the money you had and getting yourself into a dire and uncomfortable situation.

With credit cards, however, things tend to become a lot easier and uncomplicated. They are essentially plastic cards that have an attached microchip. The microchip in question is digitally connected to your bank account. Whenever you make a purchase using your credit card, the bank is notified and they loan the amount of the transaction to you, from where you are able to pay for what you have bought. This therefore eliminates the need to carry cash around, and the stress that are associated with it. Of course, you have to repay the amount the bank loaned to you on a monthly basis.


Platinum and Visa Cards:

There are a plethora of credit cards that are currently available, and each set of cards have differentiated based on the function they have been assigned by the bank of their issue. The kind of credit card that you would select for Shopping is lifestyle credit cards. Most Indian banks offer credit cards that can be used for Shopping and sundry expenses. Most of these cards have been further categorized into different types that cater to the different needs for shoppers. One of the most commonly encountered types is the Platinum cards, which offer amazing features and astonishing benefits for its holders.

Another type of card that is very popular not only in India, but around the world, is the Visa card and they can be used to buy a large number of goods and services no matter where you go and where you are. Visa cards are without exception universally accepted at retail outlets around the world, making it easier for you to purchase different things from different places provided you own a Visa card in your pocket.


ICICI Platinum Visa Credit Card:

The innovative genius of ICICI Bank lies in the fact that they have been able to synthesize a revolutionary concept where they have combined the luxuries afforded by Platinum cards and the extreme accessibility of goods and services that is available with Visa cards. The end result is the creation of ICICI Bank Platinum Visa credit card that combines the best of two worlds. Now not only can you shop easily but also you can use the same card to travel the world too, if you so want. With this card in your possession, you can expect to buy the best things from Bikaner without encountering any sort of inconvenience.


Bes tPlatinum Visa credit cards of ICICI Bank for Shopping in Bikaner

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Saves a lot

1 year ago | Rajnish Jal
You can have 1% fuel surcharge waiver across all petrol pumps. You save a lot with this offer. ItÕs a good card to use in day to day life.

High rate of interest

1 year ago | Eric Sen
From last one year i am using this credit card. They have annual fee.They charge very high interest rate. Not a good card to use.

Bad customer service

2 years ago | Deepak Kumar
At the time of applying i was promised with the credit limit of 2 lakhs. But i didn't get that. And when ever i want to talk about this the customer care personnel are behaving rudely. They don't have any work ethics.

Great feature with this card

3 months ago | MANOJ KUMAR
With the use of this card you can get access to unmatched discounts for using your credit card for shopping, dining or travelling.

Average card

1 year ago | Guruprasad A M
Their reward point system is good and i am getting regular reward points with the card. So far I haven't faced any issues with their services. They need to come up with more offers for their customers time to time.

DonÕt giving a good credit limit of this card

4 months ago | Rajendrasingh Rathore
I am not so happy about this card . Specially with the bank. They don't give a good credit limit at the first instance. After many request also they don't change it.