Platinum Visa credit cards of ICICI Bank for Shopping in Mandigobind Garh

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction to Pioneers, ICICI Bank:

If there is any bank that has pioneered the significant presence of credit cards that we witness today, ICICI Bank deserves all the credit and much more for popularising the use of credit cards in the Indian financial sector. Although credit cards had existed in India since the second half of the 1980s, it wasn?t widely available and many people were not even aware of the existence, let alone the benefits, of credit cards. It was primarily due to the efforts of ICICI Bank in the decade following Liberalization to bring the notion of credit cards in to the mainstream of Indian fiscal discourse.

Introduction to Credit Cards:

Often, the mind would desire to buy exotic goods and services, or just to shop wantonly. However, Shopping is definitely an expensive affair. The very act of Shopping itself from one place to another may involve the lion?s share of the expenditure you might incur, that too, if you are on the road and exploring new places to shop from. While carrying hard currency might sound like a good idea at first, there would always be the worry of either not possessing sufficient cash to pay or bills or losing the money you had and getting yourself into a dire and uncomfortable situation.

With credit cards, however, things tend to become a lot easier and uncomplicated. They are essentially plastic cards that have an attached microchip. The microchip in question is digitally connected to your bank account. Whenever you make a purchase using your credit card, the bank is notified and they loan the amount of the transaction to you, from where you are able to pay for what you have bought. This therefore eliminates the need to carry cash around, and the stress that are associated with it. Of course, you have to repay the amount the bank loaned to you on a monthly basis.

Platinum and Visa Cards:

There are a plethora of credit cards that are currently available, and each set of cards have differentiated based on the function they have been assigned by the bank of their issue. The kind of credit card that you would select for Shopping is lifestyle credit cards. Most Indian banks offer credit cards that can be used for Shopping and sundry expenses. Most of these cards have been further categorized into different types that cater to the different needs for shoppers. One of the most commonly encountered types is the Platinum cards, which offer amazing features and astonishing benefits for its holders.

Another type of card that is very popular not only in India, but around the world, is the Visa card and they can be used to buy a large number of goods and services no matter where you go and where you are. Visa cards are without exception universally accepted at retail outlets around the world, making it easier for you to purchase different things from different places provided you own a Visa card in your pocket.

ICICI Platinum Visa Credit Card:

The innovative genius of ICICI Bank lies in the fact that they have been able to synthesize a revolutionary concept where they have combined the luxuries afforded by Platinum cards and the extreme accessibility of goods and services that is available with Visa cards. The end result is the creation of ICICI Bank Platinum Visa credit card that combines the best of two worlds. Now not only can you shop easily but also you can use the same card to travel the world too, if you so want. With this card in your possession, you can expect to buy the best things from Mandigobind Garh without encountering any sort of inconvenience.

Bes tPlatinum Visa credit cards of ICICI Bank for Shopping in Mandigobind Garh

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55274 Reviews Sort


9 months ago | jagdish sharma
I hold a credit card with Jet Airways ICICI Bank Coral Visa Credit Card,The limit which I hold is 85000. I am satisfied with my limit. I have received reward points with the card but have not yet received any cash back.

Many additional charges

4 months ago | Dipti Rana
My credit card was taken with Jet Airways ICICI Bank coral visa Credit Card . I am not happy with the credit card. The addition charges for this card is very high.

Great lounge service

3 months ago | Khusboo Eswarapu
I am using Jet Airways ICICI Bank coral visa Credit Card from last few months. The offers are very good. Specially the lounge service. They also give you jetmiles.

Average card

11 months ago | Dhiraj Kumar Barnwal
I have this credit card with ICICI bank from last 2 years. There was no annual fee charged at the time of getting this credit card. The credit limit is less when compared to other credit cards. I use net banking for making payments. Movie tickets and cash back offers are good in this credit card.

Good customer service

1 year ago | Muhamud Samfraj Ahmed
The customer service experience is good for this card. They have a dedicated line for the customers. Overall experience is good.

Customer support team is very responsive

I am associated with this card from past 6 months. Customer support team is very responsive and always try to resolve all your queries well in time.

Good credit limit of this card

4 months ago | Monalisha Burnwal
It has been almost more than 2 years I am using this card and they have been providing a very good service. They have also given me a good credit limit and the best thing is that the bank automatically increase your credit limit after a particular span of time.


3 months ago | Ankita Bisht
I am happy with my credit limit for now.I do get reward points with the card and cash back with Jet Airways ICICI Bank Coral Visa Credit Card Also i am very much comfortable using the net banking.

Good discount on fuel

1 year ago | Ilesh Mahendra
I hold a credit card with ICICI Bank and the banking process is good. This card is offering good discount on fuel. With this I am saving nearly 4000 per year.

Great for revenue ticket purchase

1 year ago | Murali Mohana
I have a Jet Airways ICICI Bank coral visa Credit Card . The interest and charges is fine. You also get 6 JPMiles per Rs.100 on jetairways.com for purchase of revenue tickets.

Got great limit

11 months ago | Sanjib Ahuja
I have taken a credit card with Jet Airways ICICI Bank Coral Visa Credit Card.The limit on the card is 1 lakhs.With this card you get all the benefits for your day to day life.

Credit limit is less

1 year ago | Subhendu Patri
The customer support has to be customer oriented from the ICICI bank . The credit limit which they had given me is a little less than what i expected.

Very good offer with this card

1 year ago | RAKESH D
This card also very good other offers. If you have this card with you and you want to refuel your vehicle its better to go to a hpcl petrol pump . Because with this card you can get 1% fuel surchase waver. Which is a good use.

Very costly

1 year ago | Pankojini Behera
I am not able to use this card on many of the merchants. The charges are very high if i use the card. The merchants has to pay more additional charges so they used to reject this card. Not happy with the services too.

This card allow to avail good offer like dinning

This card allows you to avail its offers on dining, traveling, movie tickets booking, fuel stations etc. Overall I am a happy customer.