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Platinum Visa credit cards of ICICI Bank for Shopping in Mandigobind Garh

Explore Cards
17 Reviews
Pros & Cons
More Details
Explore Cards
17 Reviews
Pros & Cons
More Details
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™
* Terms & Conditions Apply

Introduction to Pioneers, ICICI Bank:

If there is any bank that has pioneered the significant presence of credit cards that we witness today, ICICI Bank deserves all the credit and much more for popularising the use of credit cards in the Indian financial sector. Although credit cards had existed in India since the second half of the 1980s, it wasn?t widely available and many people were not even aware of the existence, let alone the benefits, of credit cards. It was primarily due to the efforts of ICICI Bank in the decade following Liberalization to bring the notion of credit cards in to the mainstream of Indian fiscal discourse.


Introduction to Credit Cards:

Often, the mind would desire to buy exotic goods and services, or just to shop wantonly. However, Shopping is definitely an expensive affair. The very act of Shopping itself from one place to another may involve the lion?s share of the expenditure you might incur, that too, if you are on the road and exploring new places to shop from. While carrying hard currency might sound like a good idea at first, there would always be the worry of either not possessing sufficient cash to pay or bills or losing the money you had and getting yourself into a dire and uncomfortable situation.

With credit cards, however, things tend to become a lot easier and uncomplicated. They are essentially plastic cards that have an attached microchip. The microchip in question is digitally connected to your bank account. Whenever you make a purchase using your credit card, the bank is notified and they loan the amount of the transaction to you, from where you are able to pay for what you have bought. This therefore eliminates the need to carry cash around, and the stress that are associated with it. Of course, you have to repay the amount the bank loaned to you on a monthly basis.


Platinum and Visa Cards:

There are a plethora of credit cards that are currently available, and each set of cards have differentiated based on the function they have been assigned by the bank of their issue. The kind of credit card that you would select for Shopping is lifestyle credit cards. Most Indian banks offer credit cards that can be used for Shopping and sundry expenses. Most of these cards have been further categorized into different types that cater to the different needs for shoppers. One of the most commonly encountered types is the Platinum cards, which offer amazing features and astonishing benefits for its holders.

Another type of card that is very popular not only in India, but around the world, is the Visa card and they can be used to buy a large number of goods and services no matter where you go and where you are. Visa cards are without exception universally accepted at retail outlets around the world, making it easier for you to purchase different things from different places provided you own a Visa card in your pocket.


ICICI Platinum Visa Credit Card:

The innovative genius of ICICI Bank lies in the fact that they have been able to synthesize a revolutionary concept where they have combined the luxuries afforded by Platinum cards and the extreme accessibility of goods and services that is available with Visa cards. The end result is the creation of ICICI Bank Platinum Visa credit card that combines the best of two worlds. Now not only can you shop easily but also you can use the same card to travel the world too, if you so want. With this card in your possession, you can expect to buy the best things from Mandigobind Garh without encountering any sort of inconvenience.


Bes tPlatinum Visa credit cards of ICICI Bank for Shopping in Mandigobind Garh

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
Jet Airways ICICI Bank™ Coral Visa Credit Card12501250.00


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USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

  PROS

  • If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
  • The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
  • When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
  • Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
  • Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
  • The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

  CONS

  • If you are not a Jet Airways flyer, this card may not give you the best experience
  • The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

17 Reviews Sort
Newest

good

10 months ago | Shiv Singh
I have taken a IndianOil Citi Platinum Credit Card.The card was taken six months ago.The customer service is good and prompt in responding to the customers.The process was quick and fast.I have no annual charges to hold this card.Net banking is good to make payments.

very good

10 months ago | Amit
It was a very good experience with ICICI Bank Platinum Chip Credit Card They were very good in communicating with me and they also followed up very well. I am happy with the process and there were no hassles and I got connected with the banks on time. The website is also good.

good

1 month ago | jagdish sharma
I hold a credit card with Jet Airways ICICI Bank Coral Visa Credit Card,The limit which I hold is 85000. I am satisfied with my limit. I have received reward points with the card but have not yet received any cash back.

Great

5 months ago | Ankita Bisht
I am happy with my credit limit for now.I do get reward points with the card and cash back with Jet Airways ICICI Bank Coral Visa Credit Card Also i am very much comfortable using the net banking.

Not happy with this card

4 months ago | Rojit Them
I have a icici bank platinum chip credit card . I got this through online channel. But the credit limit they have given is not good at all. I am not happy about it.

High interest rates are applicaable

11 months ago | Harish Darshan
As compared to other bank credit card the rate of interest of this icici platinum chip credit card is very high and has many hidden charges . The policy of this card is not as clear as others.

Hassel free card

3 months ago | Jitun Padhi
I have a icici bank platinum chip credit card,the service is good with icici bank. I am using this card from very long time. There is no hassle using this card online.

Many additional charges

9 months ago | Dipti Rana
My credit card was taken with Jet Airways ICICI Bank coral visa Credit Card . I am not happy with the credit card. The addition charges for this card is very high.

Good discount on fuel

1 month ago | Ilesh Mahendra
I hold a credit card with ICICI Bank and the banking process is good. This card is offering good discount on fuel. With this I am saving nearly 4000 per year.

Great lounge service

4 months ago | Khusboo Eswarapu
I am using Jet Airways ICICI Bank coral visa Credit Card from last few months. The offers are very good. Specially the lounge service. They also give you jetmiles.

Great for revenue ticket purchase

3 months ago | Murali Mohana
I have a Jet Airways ICICI Bank coral visa Credit Card . The interest and charges is fine. You also get 6 JPMiles per Rs.100 on jetairways.com for purchase of revenue tickets.

Got great limit

4 months ago | Sanjib Ahuja
I have taken a credit card with Jet Airways ICICI Bank Coral Visa Credit Card.The limit on the card is 1 lakhs.With this card you get all the benefits for your day to day life.

Good experience with this card

1 year ago | Bandita Das
I had been holding this card from past 1 year and it has been a good experience with them so far. They had provided me very good credit limit among all the cards which i am holding. There has been good offers with the card like cash back, reward points, EMI conversion etc.

Average card

6 months ago | M Mani
Queries raised via online didn't get attended and resolved appropriately. Instead, visiting Bank is the good option, through which your queries got resolved more quickly.

Donõt find any offers in this card

6 months ago | Mohit Saniyal
I did not find any good offers in this credit card so far. Charges as well as interest rate associated with card is very high. I am having this card from past 2 years.

Rate of interest is very high

4 months ago | Rupak Rao
As compared to other bank credit card the rate of interest is very high and has many hidden charges . The policy of this card is not as clear as others.

Credit limit is less

1 month ago | Subhendu Patri
The customer support has to be customer oriented from the ICICI bank . The credit limit which they had given me is a little less than what i expected.


Reason: