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Visa CREDIT CARDS OF ICICI Bank

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ICICI Bank™ HPCL Coral Credit Card
Redeem PAYBACK points on a variety of options such as movie tickets, lifestyle products, travel vouchers, appliances and more.
Get 1000 Chqbook Coins
₹199
INSTANT  APPLY 
Shopping
Rewards
ICICI Bank™ HPCL Coral Credit Card
₹199
Redeem PAYBACK points on a variety of options such as movie tickets, lifestyle products, travel vouchers, appliances and more.
MakeMyTrip ICICI Bank™ Platinum Credit Card
Get MakemyTrip Holiday voucher worth Rs 2,000 on joining.
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
local_gas_station
Fuel
Shopping
Best Selling
MakeMyTrip ICICI Bank™ Platinum Credit Card
MakeMyTrip ICICI Bank™ Platinum Credit Card
₹500
Get MakemyTrip Holiday voucher worth Rs 2,000 on joining.
Manchester United ICICI Bank™ Platinum Credit Card
Get a Manchester United branded football as a welcome gift if you spend ₹1,000 per month for the first three months.
Get 1996 Chqbook Coins
₹499
INSTANT  APPLY 
Travel
Rewards
Manchester United ICICI Bank™ Platinum Credit Card
Manchester United ICICI Bank™ Platinum Credit Card
₹499
Get a Manchester United branded football as a welcome gift if you spend ₹1,000 per month for the first three months.
Manchester United ICICI Bank™ Signature Credit Card
Get a Manchester United branded holdall and football as a welcome gift.
Get 9996 Chqbook Coins
₹2,499
INSTANT  APPLY 
Travel
Movies
Most Viewed
Manchester United ICICI Bank™ Signature Credit Card
Manchester United ICICI Bank™ Signature Credit Card
₹2,499
Get a Manchester United branded holdall and football as a welcome gift.
* Terms & Conditions Apply

Introduction:

The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank's database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.


ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the shopping experience for those who have the power to buy their luxurious products.


Apply for best ICICI Bank Visa credit cards with offers

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ HPCL Coral Credit Card199199.00
Manchester United ICICI Bank™ Platinum Credit Card499499.00
MakeMyTrip ICICI Bank™ Platinum Credit Card5000.00
Manchester United ICICI Bank™ Signature Credit Card24992499.00


Know More about cards


ICICI Bank™ HPCL Coral Credit Card
Redeem PAYBACK points on a variety of options such as movie tickets, lifestyle products, travel vouchers, appliances and more.
Get 1000 Chqbook Coins
₹199
INSTANT  APPLY 
Shopping
Rewards
ICICI Bank™ HPCL Coral Credit Card
₹199
Redeem PAYBACK points on a variety of options such as movie tickets, lifestyle products, travel vouchers, appliances and more.

Chqbook Review

While this card offers dining, entertainment and retail benefits, it doesn’t offer any special PAYBACK points for fueling up at HPCL petrol pumps, as the Amex card does.

  PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • Get your annual fees reversed by spending ₹ 50,000 or more annually.
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Make your utility payments online with ICICI’s Click to Pay feature.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Get an additional layer of security with this Chip and PIN-enabled card.
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

  CONS

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card
  • 2.5% cashback on fuel purchases at HPCL fuel pumps is available on a minimum transaction value of ₹ 500, and the card MUST be swiped on ICICI Merchant Services swipe machines.
  • To get the discount on movie tickets, you need to make a minimum purchase of 2 tickets, and you can avail this offer only twice in a month.
  • You will have to pay an overdue interest of 3.4% per month (40.80% annualized) on extended credit and cash advances.
  • There are no exclusive offers on travel.

MakeMyTrip ICICI Bank™ Platinum Credit Card
Get MakemyTrip Holiday voucher worth Rs 2,000 on joining.
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
local_gas_station
Fuel
Shopping
Best Selling
MakeMyTrip ICICI Bank™ Platinum Credit Card
MakeMyTrip ICICI Bank™ Platinum Credit Card
₹500
Get MakemyTrip Holiday voucher worth Rs 2,000 on joining.

Chqbook Review

If you are looking for a travel credit card on a budget that will give you all the benefits of a premium card, the MakeMyTrip ICICI Bank™ Platinum Credit Card is the right choice for you.

  PROS

  • The MakeMyTrip™ ICICI Bank Platinum Credit Card is a no aanual fee card.
  • Get complimentary enrolment into MMTBlack membership.
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • Make your utility payments online with ICICI’s Click to Pay feature.
  • Get an additional layer of security with this Chip and PIN-enabled card.
  • You can save upto ₹6,000 with the BookMyShow™ Buy 1 Get 1 offer, on first come, first-serve basis
  • 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme

  CONS

  • The MakeMyTrip™ ICICI Bank Platinum Credit Card does not provide much of reward points on shopping –Œ a feature we would have loved to see in this economical credit card
  • You can access the complimentary airport lounge IF AND ONLY IF you spend a minimum of ₹5,000 in a quarter on your card. Even if you meet this requirement, you will still only be able to access this facility in the next calendar quarter.
  • To get the discount on movie tickets, you need to make a minimum purchase of 2 tickets, and you can avail this offer only twice in a month.
  • You need to redeem My Cash within 1 year of earning them, or they will expire.

Manchester United ICICI Bank™ Platinum Credit Card
Get a Manchester United branded football as a welcome gift if you spend ₹1,000 per month for the first three months.
Get 1996 Chqbook Coins
₹499
INSTANT  APPLY 
Travel
Rewards
Manchester United ICICI Bank™ Platinum Credit Card
Manchester United ICICI Bank™ Platinum Credit Card
₹499
Get a Manchester United branded football as a welcome gift if you spend ₹1,000 per month for the first three months.

Chqbook Review

If you are an avid Manchester United fan, you will be thrilled at the offers that come with this card. However, most of these offers can only be availed by top spenders, so there is no guarantee that you will receive these benefits.

  PROS

  • The Manchester United ICICI Bank Platinum Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
  • Get your annual fees waived off on spending more than ₹1.25 lakhs the previous year.
  • Get a Manchester United branded football on min transaction of ₹1000/month in the first quarter from the date of card issued
  • Get Manchester United merchandise by being one of the top spenders.
  • Get 10% discount on merchandise from the Manchester United online store and associated partners in India
  • Make your utility payments online with ICICI’s Click to Pay feature.
  • Get buy 1 Get 1 offer, on first come, first-serve basis at BookMyShow™ website or app
  • Get an additional layer of security with this Chip and PIN-enabled card.
  • Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
  • 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
  • Enhance your travel experience with 1 complimentary airport lounge visits in India per quarter
  • Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
  • Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
  • Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
  • Get upto 2 free movie ticktets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office

  CONS

  • You can access the complimentary airport lounge IF AND ONLY IF you spend a minimum of ₹5,000 in a quarter on your card. Even if you meet this requirement, you will still only be able to access this facility in the next calendar quarter.
  • To get the discount on movie tickets, you need to make a minimum purchase of 2 tickets, and you can avail this offer only twice in a month on a first-come, first-serve basis

Manchester United ICICI Bank™ Signature Credit Card
Get a Manchester United branded holdall and football as a welcome gift.
Get 9996 Chqbook Coins
₹2,499
INSTANT  APPLY 
Travel
Movies
Most Viewed
Manchester United ICICI Bank™ Signature Credit Card
Manchester United ICICI Bank™ Signature Credit Card
₹2,499
Get a Manchester United branded holdall and football as a welcome gift.

Chqbook Review

While this card offers a slightly updated reward points system, it does not provide much in terms of benefits. If you are an ardent Manchester United fan, you might be better off going for the Platinum version of this card because it offers almost the same benefits at a lesser cost.

  PROS

  • The Manchester United ICICI Bank Signature Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
  • Get your annual fees waived off on spending more than ₹ 2.5 lakhs the previous year.
  • Get a Manchester United branded Holdall and Football on joining
  • Get Manchester United merchandise by being one of the top spenders.
  • Get 10% discount on merchandise from the Manchester United online store and associated partners in India
  • Make your utility payments online with ICICI’s Click to Pay feature.
  • You can save upto ₹7,200 with the BookMyShow Buy 1 Get 1 offer, on first come, first-serve basis
  • Get an additional layer of security with this Chip and PIN-enabled card.
  • Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
  • 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
  • Enhance your travel experience with 2 complimentary airport lounge visits in India per quarter
  • Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
  • Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
  • Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
  • Get upto 2 free movie tickets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office

  CONS

  • You can access the complimentary airport lounge IF AND ONLY IF you spend a minimum of ₹5,000 in a quarter on your card. Even if you meet this requirement, you will still only be able to access this facility in the next calendar quarter.
  • To get the discount on movie tickets, you need to make a minimum purchase of 2 tickets, and you can avail this offer only twice in a month on a first-come, first-serve basis.