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Platinum Visa credit cards of ICICI Bank for Shopping in Shimla

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction to Pioneers, ICICI Bank:

If there is any bank that has pioneered the significant presence of credit cards that we witness today, ICICI Bank deserves all the credit and much more for popularising the use of credit cards in the Indian financial sector. Although credit cards had existed in India since the second half of the 1980s, it wasn?t widely available and many people were not even aware of the existence, let alone the benefits, of credit cards. It was primarily due to the efforts of ICICI Bank in the decade following Liberalization to bring the notion of credit cards in to the mainstream of Indian fiscal discourse.


Introduction to Credit Cards:

Often, the mind would desire to buy exotic goods and services, or just to shop wantonly. However, Shopping is definitely an expensive affair. The very act of Shopping itself from one place to another may involve the lion?s share of the expenditure you might incur, that too, if you are on the road and exploring new places to shop from. While carrying hard currency might sound like a good idea at first, there would always be the worry of either not possessing sufficient cash to pay or bills or losing the money you had and getting yourself into a dire and uncomfortable situation.

With credit cards, however, things tend to become a lot easier and uncomplicated. They are essentially plastic cards that have an attached microchip. The microchip in question is digitally connected to your bank account. Whenever you make a purchase using your credit card, the bank is notified and they loan the amount of the transaction to you, from where you are able to pay for what you have bought. This therefore eliminates the need to carry cash around, and the stress that are associated with it. Of course, you have to repay the amount the bank loaned to you on a monthly basis.


Platinum and Visa Cards:

There are a plethora of credit cards that are currently available, and each set of cards have differentiated based on the function they have been assigned by the bank of their issue. The kind of credit card that you would select for Shopping is lifestyle credit cards. Most Indian banks offer credit cards that can be used for Shopping and sundry expenses. Most of these cards have been further categorized into different types that cater to the different needs for shoppers. One of the most commonly encountered types is the Platinum cards, which offer amazing features and astonishing benefits for its holders.

Another type of card that is very popular not only in India, but around the world, is the Visa card and they can be used to buy a large number of goods and services no matter where you go and where you are. Visa cards are without exception universally accepted at retail outlets around the world, making it easier for you to purchase different things from different places provided you own a Visa card in your pocket.


ICICI Platinum Visa Credit Card:

The innovative genius of ICICI Bank lies in the fact that they have been able to synthesize a revolutionary concept where they have combined the luxuries afforded by Platinum cards and the extreme accessibility of goods and services that is available with Visa cards. The end result is the creation of ICICI Bank Platinum Visa credit card that combines the best of two worlds. Now not only can you shop easily but also you can use the same card to travel the world too, if you so want. With this card in your possession, you can expect to buy the best things from Shimla without encountering any sort of inconvenience.


Bes tPlatinum Visa credit cards of ICICI Bank for Shopping in Shimla

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Everything is fine

1 year ago | Nikhil Gandhi
I feel ICICI bank needs to improve the customer support. The rate of interest and charges is fine with jet airways ICICI Bank coral visa Credit Card .

Good customer service

10 months ago | Itun Sarangi
I am having the Jet Airways ICICI Bank Coral Visa Credit Card. The customer support service is good with the ICICI bank The credit limit value is good from the credit card.The benefits and the offers are better with the credit card.

Good customer service

11 months ago | Nirpen Raha
The customer service response is good. They listen to your problem carefully and give you the proper solution.

Handy to use

2 years ago | Prakash Kumar
The Jet Airways ICICI Bank Coral Visa Credit Card is very handy to use. The net banking process is good and easy. Anyone can do it properly without any problem.

There is no joining fee

2 years ago | Manju Sankar M
On joining, you get 2 complimentary movie tickets worth Rs.500 every month through bookmyshow. And also can avail the no joining fee on spends worth Rs.25,000 or more within 3 months. The joining fees will be reversed to the credit card by the 5th month.

Good customer service of this card

11 months ago | Gayathri C C
I have been using Jet Airways ICICI Bank Coral Visa Credit Card from last 1 year. The customer service is good and prompt in responding to the customers. The process was quick and fast. Net banking is also good to make payments.

Online portal is really easy to access

1 year ago | HARJIT KAUR
The online portal is really easy to access. Mobile application is good to access and am happy with them till now. The card gives rewards points with each purchase.

Getting rewards points

5 months ago | Shikha Bhardwaj
I hold a credit card with ICICI bank with a credit limit of 1 lakh. Actually, I was expecting 3 lakhs. I have got reward points and cash back with the card.