Introduction to Credit Cards:
It is beyond any doubt that it is quite impossible to survive in today͍s world without certain technological help. And one such boon that we have is a rectangular piece of plastic that has revolutionized the banking and financial enterprises in its entirety, the credit card. This rectangular piece of plastic not only eased the hassle of carrying hard cash in your pocket, it also gave freedom from regular wastage of working hours standing at bank queues to withdraw your own hard earned money. It has made transactions easier and carrying liquid cash an obsolete practice in itself forever now.
Classification of Credit Cards:
A credit card comes in a multitude of forms, classified according to the added benefit it fetches along, such as gold, Platinum or silver credit card. Now, we all know the worth of Platinum is definitely more than that of gold or silver, on a similar note, the Platinum credit cards fetches much more added benefits for the customer compared to regular silver or gold one. Credit cards which belongs to the Visa series can be used anywhere in this big, wide world. For example a traveler from Australia can easily buy stuffs using his Visa credit card in India, without facing the hassle of converting his Australian dollars into Indian rupees.
A Brief Introduction to ICICI Bank
Today almost all the big names in the banking sector issue credit cards to their customers, such as ICICI Bank, and each one offering certain unique benefit for the end user. When it comes to customer value, it is beyond any doubt that in India ICICI Bank treads ahead of all other establishments in the scenario, with their ICICI Bank PlatinumVisa credit card being the most favorite among Indians. And in big growing metro cities, this Platinum credit card from ICICI Bank can be a game changer in experiencing all the nuances of the ever glowing city life.
ICICI Bank Platinum Visa Credit Card:
It does not serve justice in just mentioning the fact that the ICICI Bank Platinum Visa credit card is preferred by majority of the customers, rather one should elaborate the exact reasons behind the success of this Visa credit card. This Platinum series Visa credit card offers a thousand and one benefits ranging from 1000 rupees off on purchase of rupees 4000, to 40% discount on Foodpanda. Thus from wining to dining and unwinding, you can enjoy everything, every little bit of your life with the help of the ICICI Bank Platinum Visa credit card. And not only this, but the Platinum Visa credit card also enables you to grab 20% on Domino͍s, and a flat 75% off on Swiggy from any city across India such as Bhatinda, Kolkata and so on.
Along with this, you will also enjoy travel discounts on booking from Makemytrip, and 20% discount on Zoomcar. The ICICI Bank Platinum Visa credit card also enables you for massive discounts on all the leading e-commerce platforms, ranging from Jabong to Zoomin. Pepperfry offers an extra 30% off on furniture, if you deal with the ICICI Bank Platinum Visa credit card, while Jabong gives a whopping 25% discount across all categories. And not only on dinning and travelling, but the Platinum credit cards from ICICI Bank also gives you medical benefits with Medlife giving 45% discount on the purchase of medicines and 1mg giving 20% discount on transacting from the ICICI Bank Platinum credit card. Thus you can see that the ICICI Bank Platinum credit cards not only enables you to enjoy all the delights of modern city life, but it also helps in all other aspects such as healthcare and fuel and travelling on an emergency purpose.
Best ICICI Bank Visa Platinum credit cards in Bhatinda
| Different Types of Credit Cards and Types | Joining Fee | Annual Fee |
|---|---|---|
| ICICI Bank™ HPCL Coral Credit Card | 199 | 199.00 |
| Manchester United ICICI Bank™ Platinum Credit Card | 499 | 499.00 |
| MakeMyTrip ICICI Bank™ Platinum Credit Card | 500 | 0.00 |
Chqbook Review
The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.
PROS
- This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
- We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
- Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
- Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
- You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
- Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
- Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.
CONS
- The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card
Chqbook Review
The MakeMyTrip ICICI Bank™ Platinum Credit Card comes in cheap – at just a joining fee of ₹500, you can actually get this back in the first 2 months itself by going for the 1+1 movie offer from BookMyShow™. Not only that, this credit card comes with ₹500 My Cash (MakeMyTrip Wallet) and Lemon Tree Hotels voucher along with free access to domestic airport lounges. Go for this card if you like Movies or travel
PROS
- The MakeMyTrip™ ICICI Bank Platinum Credit Card is a no aanual fee card.
- Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
- You can save upto ₹6,000 with the BookMyShow™ Buy 1 Get 1 offer, on first come, first-serve basis
- 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps
- Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme
CONS
- The MakeMyTrip™ ICICI Bank Platinum Credit Card does not provide much of reward points on shopping –Œ a feature we would have loved to see in this economical credit card
Chqbook Review
With an annual fee of ₹499, Manchester United ICICI Bank™ Platinum Credit Card is one of the most economical card available. This card comes with a 1+1 movie offers through BookMyShow™, dining discounts and exclusive Manchester United merchandise discounts. Complementary airport lounge access is a plus. Top spenders will receive an exclusively fully paid Manchester United Experience with a private tour of stadium and museum in Stretford, England and get a chance to watch the stars train
PROS
- The Manchester United ICICI Bank Platinum Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
- Get a Manchester United branded football on min transaction of ₹1000/month in the first quarter from the date of card issued
- Get 10% discount on merchandise from the Manchester United online store and associated partners in India
- Get buy 1 Get 1 offer, on first come, first-serve basis at BookMyShow™ website or app
- Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
- 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
- Enhance your travel experience with 1 complimentary airport lounge visits in India per quarter
- Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
- Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
- Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
- Get upto 2 free movie ticktets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office
