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Platinum Visa CREDIT CARDS OF ICICI Bank

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4772 Reviews
Pros & Cons
More Details
Explore Cards
4772 Reviews
Pros & Cons
More Details
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
1 complimentary domestic Airport Lounge visit per quarter
₹499
Joining Fee
INSTANT  APPLY 
Travel
Cashback
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
₹499
Joining Fee
1 complimentary domestic Airport Lounge visit per quarter
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
Joining Fee
INSTANT  APPLY 
local_gas_station
Fuel
Cashback
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
₹199
Joining Fee
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™
* Terms & Conditions Apply

Introduction to Pioneers, ICICI Bank:

If there is any bank that has pioneered the significant presence of credit cards that we witness today, ICICI Bank deserves all the credit and much more for popularising the use of credit cards in the Indian financial sector. Although credit cards had existed in Indiua since the second half of the 1980s, it wasn't widely available and many people were not even aware of the existence, let alone the benefits, of credit cards. It was priomarily due to the efforts of ICICI Bank's in the decade following Liberalization to bring the notion of credit cards in to the mainstream of Indian fiscal discourse.


Introduction to Credit Cards:

Often, the mind would desire to travel the world, or at least around the country. However, travelling is definitely an expensive affair. The very act of travelling itself from one place to another may involve the lion's share of the expenditure you might incur, and then, you might have to procure various goods and services during your travels. While carrying hard currency might sound like a good idea at first, there would always be the worry of either not possessing sufficient cash to pay or bills or losing the money you had and getting yourself into a dire and uncomfortable situation.

With credit cards, however, things tend to become a lot easier and uncomplicated. They are essentially plastic cards that have an attached microchip. The microchip in question is digitally connected to your bank account. Whenever you make a purchase using your credit card, the bank is notified and they loan the amount of the transaction to you, from where you are able to pay for what you have bought. This therefore eliminates the need to carry cash around, and the stress that are associated with it. Of course, you have to repay the amount the bank loaned to you on a monthly basis.


Platinum and Visa Cards:

There are a plethora of credit cards that are currently available, and each set of cards have differentiated based on the function they have been assigned by the bank of their issue. The kind of credit card that you would select for globetrotting is travel credit cards. Most Indian banks offer credit cards that can be used for travel. Most of these cards have been further categorized into different types that cater to the different needs for travellers. One of the most commonly encountered types is the Platinum cards, which offer amazing features and astonishing benefits for its holders.

Another type of card that is very popular not only in India, but around the world, is the Visa card and they can be used to buy a large number of goods and services no matter where you go and where you are. Visa cards are without exception universally accepted at retail outlets around the world, making it easier for you to purchase different things from different places provided you own a Visa card in your pocket.


ICICI Bank Platinum Visa Credit Card:

The innovative genius of ICICI Bank lies in the fact that they have ben able to synthesize a revolutionary concept where they have combined the luxuries afforded by Platinum cards and the extreme accessibility of goods and services that is available with Visa cards. The end result is the creation of ICICI Bank Platinum Visa credit card that combines the best of two worlds. Now not only can you travel luxuriously but also you can use the same card to buy the things that you want to buy. With this card in your possession, you can now have a sorted trip and some amount of satisfying travel.


Apply for ICICI Bank Visa Platinum credit cards with great features

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
ICICI Bank™ HPCL Coral Credit Card199199.00
ICICI Bank™ Ferrari™ Platinum Credit Card499499.00
Jet Airways ICICI Bank™ Coral Visa Credit Card12501250.00


Answer few questions about yourself and get Customized Offers


Let's Get Going
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
1 complimentary domestic Airport Lounge visit per quarter
₹499
Joining Fee
INSTANT  APPLY 
Travel
Cashback
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
₹499
Joining Fee
1 complimentary domestic Airport Lounge visit per quarter

Chqbook Review

Have a Ferrari in your name. And your name on a Ferrari. If you love fast cars & Ferrari, this card is just for you. You get Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy, Up to 15% discount on Ferrari merchandise at the Online Ferrari Store, 15% discount on entry tickets to Ferrari World, Abu Dhabi for tickets bought at the park counter.Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. The low fee makes this Credit Card a must have
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • We love free movie tickets – getting 2 free tickets per month is even better!
  • 15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face
  • We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps
  • You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
  • Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

  CONS

  • The ICICI Bank Ferrari Signature Credit Card has a lot of flaunt value for a low fee, but if you are not a car afficianado, consider the ??

USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
Joining Fee
INSTANT  APPLY 
local_gas_station
Fuel
Cashback
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
₹199
Joining Fee
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™

Chqbook Review

The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.

  PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

  CONS

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

  PROS

  • If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
  • The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
  • When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
  • Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
  • Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
  • The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

  CONS

  • If you are not a Jet Airways flyer, this card may not give you the best experience
  • The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

4772 Reviews Sort
Newest

very good

1 year ago | Shankar Lal
The ICICI Bank Platinum Chip Credit Card is a pretty good one to have. They have provided me with a good limit in it. ICICI Bank Platinum Chip Credit Card is the cheapest credit card avilable in market. They have been no issues at all in Payment system of them is good and is easy to make the payment.

very good

1 year ago | Laxman
I have been using ICICI Bank Platinum Chip Credit Card for years now. They have provided me with a good Limit in it. Reward points are available. Customer care calls up properly and gave me good amount of options. Online payment gets updated immediately. The overall experience has been good

very good

1 year ago | Kumari Ritu
I believe ICICI Bank Platinum Chip Credit Card is very useful for me, because I normally do many shopping with the credit card. I am very satisfied with the credit limit, they gave me the limit of Rs. 1.61 lakh.

good

11 months ago | Manjiv Singh
They give more option on the online purchase ,offer good cash back from 5 to 10 % for all the products, its convenient to use in outlets as well. ICICI Bank Platinum Chip Credit Card credit limit is good, it has some joining fee but it get waived off.

poor

1 year ago | Sunil Kumar
I hold a credit card with ICICI Bank Platinum Chip Credit Card with a limit of 1.1 lakhs. I have got reward points but not the cash back with the card. There is an Joining charge applicable with the card which is very nominal

good

3 months ago | Saddam
I have taken ICICI Bank Platinum Chip Credit Card through online. They offered me a limit of 62K which am not satisfied. The customer service and responsiveness was good. I have been using the card for last 6 months. They charge annual fee of 99 rupees for a year.

Satisfied

5 months ago | Kamruddin
I got benefits through Payback since other cards also use Payback you can actually see all your points adding up from different cards at one place.I am very much okay with that credit limit, but it would be great if they improve their customer service, remaining all good.

Good card

8 months ago | Jaiprakash
I hold a credit card with ICICI Bank Platinum Chip Credit Card and i hold a good limit with the card. I do get some reward points and cash back with the card.The service with the card is good. The customer service and response is fine

very good

7 months ago | Arjun
The overall experience with this card is an alright one. I have been getting air miles in it, which is quite good. The limit in it is alright one to have. The payment gets updated within 1 day. The overall experience with them has been quite good.

good

5 months ago | Monu
good card if its use in shopping and paying your fuel bill,not worth for travelling

Excellent

5 months ago | Mukesh Kumar
I hold a credit card with ICICI Bank Platinum Chip Credit Card with a limit of 50000. I am satisfied with my limit. I have received cash back and reward points with the card.There is no annual charge with the card. The customer service and response is fine with ICICI Bank

Excellent

1 year ago | Aditya Kumar
My experience with ICICI Bank Platinum Chip Credit Cardwas good, the process was very lengthy and it took 2 months to receive the credit card. Verification process took long time and they provided door step service to collect the documents. I have a credit limit of Rs 2.5 Lacs

Excellent

5 months ago | Anurag
They have given me a low limit of Rs.22000. The process of getting the Credit card was pretty smooth. Other than they offer good reward points in it. Also they provide you with good amount petrol surcharge waiver. Their customer care are time bound though,

very good

1 year ago | Raju
I am satisfied with the limit. There is good reward points and cash back with the card. You can reedem your points and use it while shopping and dining,

good

1 year ago | Vijay Pal
I did not find this card very useful as i get offers only on some selected stores. It would be great if this card covers more retail stores,other than this card features are quite ok,

very good

11 months ago | Bal Bahadur Kayanchhaki
Happy with ICICI Bank Platinum Chip Credit Card,would surely recommend this to friends

very good

4 months ago | Raju Rathor
I am not satisfied with the limit .I have not received any reward points and cash back with the card till now.The customer service and response is good. The mobile banking is comfortable.

good

1 year ago | Laksh
I find this credit card is very convenient to use. I get offers like reward points in this credit card.with this card I got Fuel Surcharge waiver that is 1% fuel surcharge waiver can be availed on fuel transactions of maximum 4000rs.

good

8 months ago | Sanjay Mandal
I hold a credit with ICICI Bank Platinum Chip Credit Card with a good limit. I am satisfied with the card. I used to get reward points and cash back with the card. I have redeemed the points.The customer service and response is good.

good

1 year ago | Rahul
I had applied my credit card in ICICI Bank through online channel. It was a good experience. The credit limit was satisfactory.


Reason: