Credit cards were formulated to ease the entire process of shopping. At the time of its inception, global business and commerce was in a very bad shape, and some dramatic steps were required to uplift the shopping spirit of the common man. However the growing inflation made it difficult if not impossible to lure the man from his home into the shopper’s dens. To solve this acute crisis credit cards were formulated, with the core idea was to increase the shopping fervor among the people. And the plan worked only because of the unique way in which it functions. The cards are actually passes issued by the bank, which enables a customer to shop without ash. You can buy anything, eat anything at the restaurant of your choice, or watch the latest movie at the plex near you, without paying the fees in cash! If you but transact using your card. You definitely have to repay the credited amount, but not instantly, but at a later date, to your bank, at your very convenience. Now the credit cards also did another task, in addition to its primary job; it opened up another way of cash withdrawal, cutting short the amount of time wasted standing in the bank queue to withdraw money. Now using a credit card, a person can withdraw money from an ATM kiosk. From the very moment of its inception, the credit card created a mass craze. Infact it altered the entire public psyche from “I don’t have money right now to shop”, or “we can go shopping another day” to “Let’s go shopping right away” and so on. This change of public mood was enough to increase the volume of commerce globally manifold. Very soon it began a global phenomenon, and the irreversible wheel that was once started, is still carrying on its job.
In the realm of credit cards- formerly there were two champion warriors. The Signature card and the Visa card. The Signature card was as exclusive as the metal it is named after, thus bringing huge benefits and discounts to its owner. And on the other hand the Visa card is like the passport to shop anywhere around the world. It is actually the license to a borderless shopping experience. To uphold the craze of credit cards, the business heads of the leading banks decided to merge the key features of these cards into a single rectangular piece of plastic; presenting the Visa Signature credit card. This unique card not only offered you the added benefits and discounts and cashbacks of the good old Signature card, but the Visa aspect enabled that you can avail to those benefits anywhere around the world- be it Tokyo or Taiwan or Paris. Actually credit cards works so well because of the tie-ups the banks have with a large number of medium and large service providers. They extend from the restaurant chains to the exquisite 5star hotels, from the shopping destinations to the malls and the e-commerce sites. Also other service providers such as travel websites, hotels, movie halls and multiplexes are also under the same roof. Thus if a customer avails to any of these services, and transacts using a card, then the discounts that he will get is other worldly, something which a normal cash transaction cannot match. As it became a global phenomenon, developing countries like India also began to experience the boom. In the growing metropolises such as Delhi/NCR, there are all the world class amenities
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|Manchester United ICICI Bank™ Signature Credit Card||2499||2499.00|
|HDFC Bank Regalia Credit Card||2500||0.00|
|MakeMyTrip ICICI Bank™ Signature Credit Card||2500||0.00|
|HDFC Bank Jetprivilege Signature Credit Card||2500||2500.00|
|Air India SBI Signature Credit Card||4999||4999.00|
|SBI Card ELITE||4999||4999.00|
Free annual membership fee to those registered with Air India Frequent Flyer Program with returns. If you are on lookout for a card abounding in discounts, multiple offers and exciting deals, Air India SBI Signature Credit Card is your perfect choice. It offers optimum reward ratio to its clients. The card is ideally designed for frequent commuters to make their domestic and international travels reasonable without compromising on the quality of travel.
Fly FREE faster with the best airline co-brand card offering exclusive travel privileges
Enjoy a host of special rewards, discounts and benefits with the complimentary Taj Epicure plus Membership Card.
The MakeMyTrip ICICI Bank™ Signature Credit Card is a card to go for if you love movies and travel. You can save upto ₹7200 on your movie tickets annually. In addition, you receive ₹4 My cash for every ₹200 spent through this card, redeemable against flights and hotel bookings through MakeMyTrip™. Lounge access, spa session, free ola ride etc help you save upto ₹7200 annually. It's amazing
Live your passion! If you are fan of Manchester United or any other Football Premier league team, then Manchester United ICICI Bank™ Signature Credit Card is a must to have. This card comes with a loads of freebies and discount on exclusive merchandises. Top spenders get an exclusive Manchester United experience with a tour to stadium and museum in Stretford, England, along with quarterly lounge access
If you are looking for a credit card that fits right with your desire to shop and live up life the way you want to, SBI Card Elite is the perfect kind of credit card for you from State Bank of India. With this card in your possession, you can expect the best experience, unmatched convenience and exciting offers and benefits with its use on paying for all of your spends