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Visa Signature Credit Cards in Derabassi

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
Get annual benefits upto ₹70,000
MakeMyTrip ICICI Bank™ Signature Credit Card
Save upto ₹7,200 with the BookMyShow™ Buy 1 Get 1 offer, on first come, first-serve basis
₹2,500
INSTANT  APPLY 
USP
Get annual benefits upto ₹70,000
MakeMyTrip ICICI Bank™ Signature Credit Card
MakeMyTrip ICICI Bank™ Signature Credit Card
₹2,500
Save upto ₹7,200 with the BookMyShow™ Buy 1 Get 1 offer, on first come, first-serve basis
USP
Manchester United branded holdall and football as a welcome gift
Manchester United ICICI Bank™ Signature Credit Card
10% discount on merchandise from the Manchester United online store
₹2,499
INSTANT  APPLY 
USP
Manchester United branded holdall and football as a welcome gift
Manchester United ICICI Bank™ Signature Credit Card
Manchester United ICICI Bank™ Signature Credit Card
₹2,499
10% discount on merchandise from the Manchester United online store
USP
Upto 15% discount at 3000+ restaurants
HDFC Bank Business Regalia Credit Card
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹2,500
USP
Upto 15% discount at 3000+ restaurants
HDFC Bank Business Regalia Credit Card
HDFC Bank Business Regalia Credit Card
₹2,500
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
USP
Fly FREE faster with the best airline co-brand card offering exclusive travel privileges
HDFC Bank Jetprivilege Signature Credit Card
Get 7,500 Bonus JPMiles as a part of Welcome Benefits
₹2,500
USP
Fly FREE faster with the best airline co-brand card offering exclusive travel privileges
HDFC Bank Jetprivilege Signature Credit Card
HDFC Bank Jetprivilege Signature Credit Card
₹2,500
Get 7,500 Bonus JPMiles as a part of Welcome Benefits
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹1,000
Travel
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
HDFC Bank Regalia Credit Card
₹1,000
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
* Terms & Conditions Apply

Credit cards were formulated to ease the entire process of shopping. At the time of its inception, global business and commerce was in a very bad shape, and some dramatic steps were required to uplift the shopping spirit of the common man. However the growing inflation made it difficult if not impossible to lure the man from his home into the shopper’s dens. To solve this acute crisis credit cards were formulated, with the core idea was to increase the shopping fervor among the people. And the plan worked only because of the unique way in which it functions. The cards are actually passes issued by the bank, which enables a customer to shop without ash. You can buy anything, eat anything at the restaurant of your choice, or watch the latest movie at the plex near you, without paying the fees in cash! If you but transact using your card. You definitely have to repay the credited amount, but not instantly, but at a later date, to your bank, at your very convenience. Now the credit cards also did another task, in addition to its primary job; it opened up another way of cash withdrawal, cutting short the amount of time wasted standing in the bank queue to withdraw money. Now using a credit card, a person can withdraw money from an ATM kiosk. From the very moment of its inception, the credit card created a mass craze. Infact it altered the entire public psyche from “I don’t have money right now to shop”, or “we can go shopping another day” to “Let’s go shopping right away” and so on. This change of public mood was enough to increase the volume of commerce globally manifold. Very soon it began a global phenomenon, and the irreversible wheel that was once started, is still carrying on its job.

In the realm of credit cards- formerly there were two champion warriors. The Signature card and the Visa card. The Signature card was as exclusive as the metal it is named after, thus bringing huge benefits and discounts to its owner. And on the other hand the Visa card is like the passport to shop anywhere around the world. It is actually the license to a borderless shopping experience. To uphold the craze of credit cards, the business heads of the leading banks decided to merge the key features of these cards into a single rectangular piece of plastic; presenting the Visa Signature credit card. This unique card not only offered you the added benefits and discounts and cashbacks of the good old Signature card, but the Visa aspect enabled that you can avail to those benefits anywhere around the world- be it Tokyo or Taiwan or Paris. Actually credit cards works so well because of the tie-ups the banks have with a large number of medium and large service providers. They extend from the restaurant chains to the exquisite 5star hotels, from the shopping destinations to the malls and the e-commerce sites. Also other service providers such as travel websites, hotels, movie halls and multiplexes are also under the same roof. Thus if a customer avails to any of these services, and transacts using a card, then the discounts that he will get is other worldly, something which a normal cash transaction cannot match. As it became a global phenomenon, developing countries like India also began to experience the boom. In the growing metropolises such as Derabassi, there are all the world class amenities


Best Visa Signature Credit Cards in Derabassi - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
HDFC Bank Regalia Credit Card10000.00
Manchester United ICICI Bank™ Signature Credit Card24992499.00
MakeMyTrip ICICI Bank™ Signature Credit Card25000.00
HDFC Bank Jetprivilege Signature Credit Card25000.00
HDFC Bank Business Regalia Credit Card25000.00


Know More about cards


USP
Upto 15% discount at 3000+ restaurants
HDFC Bank Business Regalia Credit Card
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹2,500
USP
Upto 15% discount at 3000+ restaurants
HDFC Bank Business Regalia Credit Card
HDFC Bank Business Regalia Credit Card
₹2,500
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide

Chqbook Review

E-gift voucher worth ₹500 on spends of ₹50000 in a calendar quarter

  PROS

  • The HDFC Bank Regalia Credit Card literally pays for itself – this is true Value for Money and it gives you something back on almost every transaction
  • We love the 2 free domestic lounge visits a quarter – and the 6 free international lounge visits per year
  • The Rewards story is very strong – and getting ₹0.60 for each Reward point is great
  • Post GST – this card still gives the 1% fuel surcharge waiver. Go for it.

  CONS

  • If you use the HDFC Bank Regalia Credit Card for Priority Pass™ access to International lounges more than 6 times a year – there's a ₹27 fee
  • The Vistara Airlines™ Silver membership is valid for one year only – after that, its Upto Vistara™ to renew it based on your usage

USP
Fly FREE faster with the best airline co-brand card offering exclusive travel privileges
HDFC Bank Jetprivilege Signature Credit Card
Get 7,500 Bonus JPMiles as a part of Welcome Benefits
₹2,500
USP
Fly FREE faster with the best airline co-brand card offering exclusive travel privileges
HDFC Bank Jetprivilege Signature Credit Card
HDFC Bank Jetprivilege Signature Credit Card
₹2,500
Get 7,500 Bonus JPMiles as a part of Welcome Benefits

Chqbook Review

Fly FREE faster with the best airline co-brand card offering exclusive travel privileges

  PROS

  • You will get a complementary waiver on base fare on ticket booked through www.jetairways.com (On card fee realization)
  • Get a discount voucher of ₹750 on booking a return ticket on www.jetairways.com
  • You can redeem JPMiles on Amazon , Flipkart, Free Flights & Fuel at select IOCL outlets
  • Get 5 international lounge access perquarter via Priroity Pass Membership
  • Enjoy 4 times lounge access at domestic airpots per quarter via Visa lounge access program
  • Earn 1 JP tier point on every ₹2,00,000 retail spend

  CONS

  • No discount on movie tickets - everybody loves to watch movies. A discount or free movie tickets would have made this credit card a complete package

USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹1,000
Travel
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
HDFC Bank Regalia Credit Card
₹1,000
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide

Chqbook Review

Enjoy a host of special rewards, discounts and benefits with the complimentary Taj Epicure plus Membership Card.

  PROS

  • The HDFC Bank Regalia Credit Card literally pays for itself – this is true Value for Money and it gives you something back on almost every transaction
  • We love the 2 free domestic lounge visits a quarter – and the 6 free international lounge visits per year
  • The Rewards story is very strong – and getting ₹0.60 for each Reward point is great
  • Post GST – this card still gives the 1% fuel surcharge waiver. Go for it.

  CONS

  • If you use the HDFC Bank Regalia Credit Card for Priority Pass™ access to International lounges more than 6 times a year – there's a ₹27 fee
  • The Vistara Airlines™ Silver membership is valid for one year only – after that, its Upto Vistara™ to renew it based on your usage

USP
Get annual benefits upto ₹70,000
MakeMyTrip ICICI Bank™ Signature Credit Card
Save upto ₹7,200 with the BookMyShow™ Buy 1 Get 1 offer, on first come, first-serve basis
₹2,500
INSTANT  APPLY 
USP
Get annual benefits upto ₹70,000
MakeMyTrip ICICI Bank™ Signature Credit Card
MakeMyTrip ICICI Bank™ Signature Credit Card
₹2,500
Save upto ₹7,200 with the BookMyShow™ Buy 1 Get 1 offer, on first come, first-serve basis

Chqbook Review

The MakeMyTrip ICICI Bank™ Signature Credit Card is a card to go for if you love movies and travel. You can save upto ₹7200 on your movie tickets annually. In addition, you receive ₹4 My cash for every ₹200 spent through this card, redeemable against flights and hotel bookings through MakeMyTrip™. Lounge access, spa session, free ola ride etc help you save upto ₹7200 annually. It's amazing

  PROS

  • The MakeMyTrip™ ICICI Bank Signature Credit Card comes with a no annual fee. It's amazing
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • Get relaxed with free railway lounge access and energize before the start of your journey
  • Now be in touch with your friends & family while you are travelling outside of India with a 10-day Airtel international roaming pack worth up to ₹3,999
  • Enhance your travel experience with a complimentary airport lounge access outside of India per calendar year
  • Love to have a spa session in domestic airports in India? Get 1 per calendar year in domestic airports.
  • You can save upto ₹7,200 with the BookMyShow Buy 1 Get 1 offer, on first come, first-serve basis
  • 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.íë_
  • Get a complimentary MMTDOUBLEBLACK membership worth ₹1,499 and enjoy free flights and no fees on hotel cancellations
  • Get every sixth ride complimentary with Ola

  CONS

  • The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature we would have loved to see in this economical credit card

USP
Manchester United branded holdall and football as a welcome gift
Manchester United ICICI Bank™ Signature Credit Card
10% discount on merchandise from the Manchester United online store
₹2,499
INSTANT  APPLY 
USP
Manchester United branded holdall and football as a welcome gift
Manchester United ICICI Bank™ Signature Credit Card
Manchester United ICICI Bank™ Signature Credit Card
₹2,499
10% discount on merchandise from the Manchester United online store

Chqbook Review

Live your passion! If you are fan of Manchester United or any other Football Premier league team, then Manchester United ICICI Bank™ Signature Credit Card is a must to have. This card comes with a loads of freebies and discount on exclusive merchandises. Top spenders get an exclusive Manchester United experience with a tour to stadium and museum in Stretford, England, along with quarterly lounge access

  PROS

  • The Manchester United ICICI Bank Signature Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
  • Get a Manchester United branded Holdall and Football on joining
  • Get 10% discount on merchandise from the Manchester United online store and associated partners in India
  • You can save upto ₹7,200 with the BookMyShow Buy 1 Get 1 offer, on first come, first-serve basis
  • Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
  • 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
  • Enhance your travel experience with 2 complimentary airport lounge visits in India per quarter
  • Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
  • Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
  • Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
  • Get upto 2 free movie tickets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office

  CONS


    55274 Reviews Sort
    Newest

    very good

    7 months ago | Ganesh Khatua
    It is a fine experience with ICICI Bank Ferrari Signature Credit Card .I feel it just needs to improve the customer support. The rate of interest and charges is fine .

    poor

    6 months ago | Pabu Dan
    I did not find this card very useful and I am also unable to get clarity about the annual fee.CCS is not responsive

    Great

    5 months ago | pardeshi kumar
    The interest rate and services are good with Jet Airways ICICI Bank Rubyx Visa Credit Card . I am using the card for last 8 months.happy with the offers given by Jet Airways ICICI Bank Rubyx Visa Credit Card

    good

    5 months ago | surendr
    I have been using this Jet Airways ICICI Bank Sapphiro Visa Credit Card from last 8 months, overall good experience

    Fees and intesrest rates are too high

    1 year ago | Mayank Pandey
    I am using this card from last 1.5 Years, i did not find this card very useful . This card has both the joining fee and annual fee which is very high amount.

    Earn airlonge visit

    5 months ago | Kiran Kapoor
    You can get complementary visit to the domestic lounge once in every quarter. By shopping online you also get payback points at merchandises like bigbazaar, maazon and many more.

    Worst behaviour

    2 months ago | Tarun Mehta
    I am using the hdfc bank regalia Credit Card from last 9 months. Its not a good card to use due to the worst behaviour received from the customer card executives.

    It gives you priority pass to access lounge service

    9 months ago | Yubika Rath
    HDFC Bank visa signature chip credit card entitles you a priority pass that provides you access to exclusive airport lounges across the world. Priority pass is the world's largest independent airport lounge program. It gives you access to more than 600 airport lounges in more than 300 Cities across the globe.

    Great features and rewards

    2 years ago | Rahul Oza
    Easy payment of utility bills is now possible with your HDFC card. So get it soon and make your life easy.

    Bad customer care team

    8 months ago | Devendra Yerpude
    The customer care team is not at all efficient to provide any kind of help. Instead they show a very arrogant behaviour when help is seeked from them.

    Low spirited

    1 year ago | Penelope Kingsford
    I feel everything was in dreams when I first read about this card. Everything seemed so pleasant. Now when I am using it I know very well that it is not at all pleasant. Just cashback offers of very minimal amount is received.

    Doesn’t meet any expectations

    1 year ago | Puneeth R
    HDFC bank people did not inform me about the credit limit. Once i received the card i came to know about credit limit. I asked them around 2 lakhs as credit limit. But they have provided me only 50000. Disappointed.

    Needs to improve the quality of service

    2 months ago | Amidepuram Venkata Suresh
    Its a good bank, they gave me good credit limit but they need to improve the quality of service they are providing to the customer.

    Great card

    1 year ago | Ravinder Kumar Malhotra
    I am using this HDFC Bank Regalia Credit Card from last 2 years. The joining fee is high. But the returns are also very good.

    Good card

    1 year ago | Chandra Prakash Mehta
    They are also provide NEFT service ,Par cheque book with 100 cheque per year.it's really good for us.

    Bad customer service

    8 months ago | Anil Deshwar
    Do not trust on HDFC Bank Visa Signature Credit Card otherwise all you will left with disappointment and frustration.

    Credit limit is fine

    1 year ago | Chandan Kumar
    The experience was good, automatically upgraded with the bank.I Haven't used the card much. The limit is fine.

    Happy with the service of this card

    1 year ago | Sudha Subramanian
    I am using Jet Airways ICICI Bank Sapphiro Visa Credit Card from more than 1 year. This is my 1st credit card. I am happy with the services and credit limit of the card.

    Bad customer service

    1 year ago | PARAMJIT CHANDER
    There has not been good offers with the Jet Airways ICICI Bank Sapphiro Visa Credit Card. There are not much offers in this card. Custome service is also not good.

    Limited option are there

    2 years ago | Doddaiah Doddaiah Doddaiah
    The problem i am facing with this card is that there are very few options and offers available with this card. Also, this card is acceptable only on selected merchants and cannot be used universally.