Credit cards were formulated to ease the entire process of shopping. At the time of its inception, global business and commerce was in a very bad shape, and some dramatic steps were required to uplift the shopping spirit of the common man. However the growing inflation made it difficult if not impossible to lure the man from his home into the shopper’s dens. To solve this acute crisis credit cards were formulated, with the core idea was to increase the shopping fervor among the people. And the plan worked only because of the unique way in which it functions. The cards are actually passes issued by the bank, which enables a customer to shop without ash. You can buy anything, eat anything at the restaurant of your choice, or watch the latest movie at the plex near you, without paying the fees in cash! If you but transact using your card. You definitely have to repay the credited amount, but not instantly, but at a later date, to your bank, at your very convenience. Now the credit cards also did another task, in addition to its primary job; it opened up another way of cash withdrawal, cutting short the amount of time wasted standing in the bank queue to withdraw money. Now using a credit card, a person can withdraw money from an ATM kiosk. From the very moment of its inception, the credit card created a mass craze. Infact it altered the entire public psyche from “I don’t have money right now to shop”, or “we can go shopping another day” to “Let’s go shopping right away” and so on. This change of public mood was enough to increase the volume of commerce globally manifold. Very soon it began a global phenomenon, and the irreversible wheel that was once started, is still carrying on its job.
In the realm of credit cards- formerly there were two champion warriors. The Signature card and the Visa card. The Signature card was as exclusive as the metal it is named after, thus bringing huge benefits and discounts to its owner. And on the other hand the Visa card is like the passport to shop anywhere around the world. It is actually the license to a borderless shopping experience. To uphold the craze of credit cards, the business heads of the leading banks decided to merge the key features of these cards into a single rectangular piece of plastic; presenting the Visa Signature credit card. This unique card not only offered you the added benefits and discounts and cashbacks of the good old Signature card, but the Visa aspect enabled that you can avail to those benefits anywhere around the world- be it Tokyo or Taiwan or Paris. Actually credit cards works so well because of the tie-ups the banks have with a large number of medium and large service providers. They extend from the restaurant chains to the exquisite 5star hotels, from the shopping destinations to the malls and the e-commerce sites. Also other service providers such as travel websites, hotels, movie halls and multiplexes are also under the same roof. Thus if a customer avails to any of these services, and transacts using a card, then the discounts that he will get is other worldly, something which a normal cash transaction cannot match. As it became a global phenomenon, developing countries like India also began to experience the boom. In the growing metropolises such as Nadiad, there are all the world class amenities
Best Visa Signature Credit Cards in Nadiad - Apply Now
| Different Types of Credit Cards and Types | Joining Fee | Annual Fee |
|---|---|---|
| Manchester United ICICI Bank™ Signature Credit Card | 2499 | 2499.00 |
| HDFC Bank Regalia Credit Card | 2500 | 0.00 |
| MakeMyTrip ICICI Bank™ Signature Credit Card | 2500 | 0.00 |
| HDFC Bank Jetprivilege Signature Credit Card | 2500 | 0.00 |
Chqbook Review
Fly FREE faster with the best airline co-brand card offering exclusive travel privileges
PROS
- You will get a complementary waiver on base fare on ticket booked through www.jetairways.com (On card fee realization)
- Get a discount voucher of ₹750 on booking a return ticket on www.jetairways.com
- You can redeem JPMiles on Amazon , Flipkart, Free Flights & Fuel at select IOCL outlets
- Get 5 international lounge access perquarter via Priroity Pass Membership
- Enjoy 4 times lounge access at domestic airpots per quarter via Visa lounge access program
- Earn 1 JP tier point on every ₹2,00,000 retail spend
CONS
- No discount on movie tickets - everybody loves to watch movies. A discount or free movie tickets would have made this credit card a complete package
Chqbook Review
Enjoy a host of special rewards, discounts and benefits with the complimentary Taj Epicure plus Membership Card.
PROS
- The HDFC Bank Regalia Credit Card literally pays for itself – this is true Value for Money and it gives you something back on almost every transaction
- We love the 2 free domestic lounge visits a quarter – and the 6 free international lounge visits per year
- The Rewards story is very strong – and getting ₹0.60 for each Reward point is great
- Post GST – this card still gives the 1% fuel surcharge waiver. Go for it.
CONS
- If you use the HDFC Bank Regalia Credit Card for Priority Pass™ access to International lounges more than 6 times a year – there's a ₹27 fee
- The Vistara Airlines™ Silver membership is valid for one year only – after that, its Upto Vistara™ to renew it based on your usage
Chqbook Review
The MakeMyTrip ICICI Bank™ Signature Credit Card is a card to go for if you love movies and travel. You can save upto ₹7200 on your movie tickets annually. In addition, you receive ₹4 My cash for every ₹200 spent through this card, redeemable against flights and hotel bookings through MakeMyTrip™. Lounge access, spa session, free ola ride etc help you save upto ₹7200 annually. It's amazing
PROS
- The MakeMyTrip™ ICICI Bank Signature Credit Card comes with a no annual fee. It's amazing
- Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
- Get relaxed with free railway lounge access and energize before the start of your journey
- Now be in touch with your friends & family while you are travelling outside of India with a 10-day Airtel international roaming pack worth up to ₹3,999
- Enhance your travel experience with a complimentary airport lounge access outside of India per calendar year
- Love to have a spa session in domestic airports in India? Get 1 per calendar year in domestic airports.
- You can save upto ₹7,200 with the BookMyShow Buy 1 Get 1 offer, on first come, first-serve basis
- 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps
- Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.íë_
- Get a complimentary MMTDOUBLEBLACK membership worth ₹1,499 and enjoy free flights and no fees on hotel cancellations
- Get every sixth ride complimentary with Ola
CONS
- The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature we would have loved to see in this economical credit card
Chqbook Review
Live your passion! If you are fan of Manchester United or any other Football Premier league team, then Manchester United ICICI Bank™ Signature Credit Card is a must to have. This card comes with a loads of freebies and discount on exclusive merchandises. Top spenders get an exclusive Manchester United experience with a tour to stadium and museum in Stretford, England, along with quarterly lounge access
PROS
- The Manchester United ICICI Bank Signature Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
- Get a Manchester United branded Holdall and Football on joining
- Get 10% discount on merchandise from the Manchester United online store and associated partners in India
- You can save upto ₹7,200 with the BookMyShow Buy 1 Get 1 offer, on first come, first-serve basis
- Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
- 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
- Enhance your travel experience with 2 complimentary airport lounge visits in India per quarter
- Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
- Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
- Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
- Get upto 2 free movie tickets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office
