If there is any bank that has pioneered the significant presence of credit cards that we witness today, ICICI Bank deserves all the credit and much more for popularising the use of credit cards in the Indian financial sector. Although credit cards had existed in Indiua since the second half of the 1980s, it wasn't widely available and many people were not even aware of the existence, let alone the benefits, of credit cards. It was priomarily due to the efforts of ICICI Bank's in the decade following Liberalization to bring the notion of credit cards in to the mainstream of Indian fiscal discourse.
Often, the mind would desire to travel the world, or at least around the country. However, travelling is definitely an expensive affair. The very act of travelling itself from one place to another may involve the lion's share of the expenditure you might incur, and then, you might have to procure various goods and services during your travels. While carrying hard currency might sound like a good idea at first, there would always be the worry of either not possessing sufficient cash to pay or bills or losing the money you had and getting yourself into a dire and uncomfortable situation.
With credit cards, however, things tend to become a lot easier and uncomplicated. They are essentially plastic cards that have an attached microchip. The microchip in question is digitally connected to your bank account. Whenever you make a purchase using your credit card, the bank is notified and they loan the amount of the transaction to you, from where you are able to pay for what you have bought. This therefore eliminates the need to carry cash around, and the stress that are associated with it. Of course, you have to repay the amount the bank loaned to you on a monthly basis.
There are a plethora of credit cards that are currently available, and each set of cards have differentiated based on the function they have been assigned by the bank of their issue. The kind of credit card that you would select for globetrotting is travel credit cards. Most Indian banks offer credit cards that can be used for travel. Most of these cards have been further categorized into different types that cater to the different needs for travellers. One of the most commonly encountered types is the Signature cards, which offer amazing features and astonishing benefits for its holders.
Another type of card that is very popular not only in India, but around the world, is the Visa card and they can be used to buy a large number of goods and services no matter where you go and where you are. Visa cards are without exception universally accepted at retail outlets around the world, making it easier for you to purchase different things from different places provided you own a Visa card in your pocket.
The innovative genius of ICICI Bank lies in the fact that they have ben able to synthesize a revolutionary concept where they have combined the luxuries afforded by Signature cards and the extreme accessibility of goods and services that is available with Visa cards. The end result is the creation of ICICI Bank Signature Visa credit card that combines the best of two worlds. Now not only can you travel luxuriously but also you can use the same card to buy the things that you want to buy. With this card in your possession, you can now have a sorted trip and some amount of satisfying travel.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|Jet Airways ICICI Bank™ Rubyx Visa Credit Card||2500||2500.00|
|ICICI Bank™ Ferrari™ Signature Credit Card||3999||3999.00|
|Jet Airways ICICI Bank™ Sapphiro Visa Credit Card||5000||5000.00|
You get a Complimentary Scuderia Ferrari™ watch on joining. Top Spenders get an Opportunity to attend an official Ferrari™ Challenge race, Visit to the Ferrari™ Museum and Factory in Maranello, Italy, attend an event with special Ferrari VIP guests in Maranello, Italy. There are discounts on Ferrari™ Merchandise at the Online Ferrari™ Store and a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
The Jet Airways ICICI Bank™ Rubyx Credit Card is for people on the go – zipping past the country. This credit card has a lot to offer, and it starts with a complimentary Jet Airways Economy ticket. You also get loads of points, with the JP Miles flowing in for every purchase. Apart from redeeming them against tickets and hotels, you can also redeem them against 25+ international airlines. All in all, we give a thumbs up to the amazing array of benefits this credit card has to offer.
The Jet Airways ICICI Bank™ Sapphiro Credit Card shows that you have arrived. If you are sending half your time at the airport, some at the golf course and the rest dining at the finest restaurants, then this credit card is for you. Apart from the complimentary tickets when you join and when you renew your credit card, you also get free access to domestic lounges, free movie tickets and a minimum 15% discount at over 2500+ restaurants. You deserve this credit card – go for it!