About Us

Chqbook.com, a Gurugram and Bengaluru-based fintech start-up, is India's first neobank for small business owners offering world-class financial services through its five pillars of banking, khata, lending, insurance, and rewards.

Founded in 2017 by Vipul Sharma, Rajat Kumar, Sachin Arora, and Mohit Goel, Chqbook is empowering this massively underserved segment to help drive financial inclusion . It serves more than 800,000 customers across India's top 25 cities . It uses alternate data, working closely with credit bureaus, partners, and financial institutions to deliver tailor-made financial products and services to small business owners.

Our Vision

Make India’s small business owners financially fitter

Our Mission

To empower small business owners through our financial control center by offering them product choice backed by superior customer experience.

Founding Team

Vipul Sharma

FOUNDER & CEO

Vipul has over 18 years of industry experience with specialised expertise in product, portfolio, and business development. In the past, he has worked with renowned BFSI institutions including IndusInd Bank, HDFC Bank, Citibank, and ICICI Prudential Life.

Rajat Kumar

CO-FOUNDER & COO

With over 18 years of experience in sales and distribution, Rajat has worked with renowned banks such as IndusInd Bank and Standard Chartered Bank.

Sachin Arora

CO-FOUNDER & CTPO

Sachin brings over two decades of experience in technology and customer experience. He has worked with tech giants such as Amazon, Myntra, and Trilogy in the past. Sachin is known for building a world-class technology team at Myntra and making it a household name in India, over a short span of time.

Mohit Goel

CO-FOUNDER & CMO

With more than two decades of experience in Sales and Marketing, Mohit has worked across industries including Insurance, Mutual Funds and Telecom. He has been associated with some renowned brands in the past including Hutch (Vodafone), ICICI Prudential MF, Tata AIG General, and ING Vysya.

Awards and Recognition

Best Financial Inclusion

WINNER

Recognized as the ‘Best Financial Inclusion’ fintech at the BW Festival of Fintech Awards 2021

Tech30

WINNER

YourStory TechSparks 2019 Part of YourStory’s Top 30 potential start-ups leveraging latest technology to deliver innovative, India-ﬁrst solutions

Fintech Rocketship Award 2019

WINNER

Fintech Rocketship Awards 2019 FinTech Rocketship Awards (FTRA) awarded by the UK Department of International Trade recognizes the most innovative ﬁntech

SuperStartup Asia 2018

WINNER

SuperStartups Asia 2018 Recognizes excellence in the Asian start-up world

Certificate No DIPP22884

Recognized as a start-up by Department of Industry Policy & Promotion, Ministry of Commerce and Industry, Government of India

Our Investors

Aavishkaar Capital

Aavishkaar Capital, a part of the Aavishkaar Group, is one of the global pioneers in impact investing, taking an entrepreneurship based approach to development. Aavishkaar Capital has gone on to make more than 67 equity investments, across India and Emerging Asia and has raised six funds, delivering commercial returns with $450mn in assets under management. Aavishkaar Capital’s unique approach has resulted in its invested enterprises impacting over 105 million lives (55% of whom are women) and creating over 300,000 jobs and livelihoods.