About Us
Founding Team
Awards & Recognition
Our Investors

About Us

Chqbook, a Gurugram and Bengaluru - based fintech start-up, is India's first neobank for small business owners offering world-class financial services through its five pillars of banking, lending, insurance, khata, and rewards.

Founded by Vipul Sharma, Rajat Kumar, and Mohit Goel, Chqbook empowers the massively underserved segment to help drive financial inclusion. Since its launch in September 2020, Chqbook's Mobile App has been downloaded by over 1million customers across 500 cities in India. The Chqbook app now processes over INR 30 Billion of annualized transaction value. Chqbook uses alternate data to deliver small business owners tailor-made financial products and services.

Our Vision

Make India’s small business owners financially fitter

Our Mission

To empower small business owners through our financial control center by offering them product choice backed by superior customer experience.

Founding Team

Vipul Sharma


Vipul has over 18 years of industry experience with specialised expertise in product, portfolio, and business development. In the past, he has worked with renowned BFSI institutions including IndusInd Bank, HDFC Bank, Citibank, and ICICI Prudential Life.

Rajat Kumar


With over 18 years of experience in sales and distribution, Rajat has worked with renowned banks such as IndusInd Bank and Standard Chartered Bank.

Mohit Goel


With more than two decades of experience in Sales and Marketing, Mohit has worked across industries including Insurance, Mutual Funds and Telecom. He has been associated with some renowned brands in the past including Hutch (Vodafone), ICICI Prudential MF, Tata AIG General, and ING Vysya.

Awards and Recognition

Best Financial Inclusion


Recognized as the ‘Best Financial Inclusion’ fintech at the BW Festival of Fintech Awards 2021



YourStory TechSparks 2019 Part of YourStory’s Top 30 potential start-ups leveraging latest technology to deliver innovative, India-first solutions

Fintech Rocketship Award 2019


Fintech Rocketship Awards 2019 FinTech Rocketship Awards (FTRA) awarded by the UK Department of International Trade recognizes the most innovative fintech

SuperStartup Asia 2018


SuperStartups Asia 2018 Recognizes excellence in the Asian start-up world

Certificate No DIPP22884

Recognized as a start-up by Department of Industry Policy & Promotion, Ministry of Commerce and Industry, Government of India

Our Investors

Aavishkaar Capital

Aavishkaar Capital, a part of the Aavishkaar Group, is one of the global pioneers in impact investing, taking an entrepreneurship based approach to development. Aavishkaar Capital has gone on to make more than 67 equity investments, across India and Emerging Asia and has raised six funds, delivering commercial returns with $450mn in assets under management. Aavishkaar Capital’s unique approach has resulted in its invested enterprises impacting over 105 million lives (55% of whom are women) and creating over 300,000 jobs and livelihoods.

Harsha Bhogle

Indian cricket commentator; Motivational Speaker; Celebrated author

Amit Singhal

Startup Buddy is a YouWeCan funded investor and startup with investments in Oro Wealth, Pee Safe, Burger Singh, Baby Go Go and others

Amit Manocha

Part of Leading Private Equity Fund, Angel and seed investor

Bharat Shyam

Angel Investor; Cofounder SilkCloud; Ex- CIO Washington State; Ex- GM Microsoft

Bhupesh Kumar

Director, Temasek

Ken Glass

Angel Investor; Early Investor Snapdeal; Marketing leadership roles Microsoft

Nilesh Shrivastava

Senior Advisor, Financial Services Sector investments; Ex- Portfolio Manager - IFC

Rohit Chanana

Founder - Sarcha Advisors; Ex-President Strategy and Finance, Hero Group

Sakshi Vij

Founder & CEO at Myles; Executive Director at Carzonrent