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credit cards for Shopping in Chennai

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29 Reviews
Pros & Cons
More Details
Explore Cards
29 Reviews
Pros & Cons
More Details
USP
Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar
FBB SBI STYLEUP Contactless Card
Right at the time of joining you will get a gift voucher worth ₹500
Get 1996 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Travel
USP
Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar
FBB SBI STYLEUP Contactless Card
FBB SBI STYLEUP Contactless Card
₹499
Right at the time of joining you will get a gift voucher worth ₹500
USP
Enjoy Cashback on your everyday spends
HDFC Bank Bharat Credit Card
Do minimum 4 transactions using Credit card every month and get free accidental death insurance upto ₹50Lakhs
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Shopping
Rewards
USP
Enjoy Cashback on your everyday spends
HDFC Bank Bharat Credit Card
HDFC Bank Bharat Credit Card
₹500
Do minimum 4 transactions using Credit card every month and get free accidental death insurance upto ₹50Lakhs
USP
Everything you explore will be rewarding
HDFC Bank Freedom Credit Card
Get Gift Voucher worth ₹1000 on annual spend of ₹90,000 and above
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Rewards
Shopping
USP
Everything you explore will be rewarding
HDFC Bank Freedom Credit Card
HDFC Bank Freedom Credit Card
₹500
Get Gift Voucher worth ₹1000 on annual spend of ₹90,000 and above
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
Get 12000 Chqbook Coins
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
Get 20000 Chqbook Coins
₹6,500
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
₹6,500
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
USP
Upto 20% discount on official Manchester United merchandise
Manchester United ICICI Bank™ Platinum Credit Card
Complimentary Manchester United branded football on activation
Get 1996 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Rewards
USP
Upto 20% discount on official Manchester United merchandise
Manchester United ICICI Bank™ Platinum Credit Card
Manchester United ICICI Bank™ Platinum Credit Card
₹499
Complimentary Manchester United branded football on activation
USP
Manchester United branded holdall and football as a welcome gift
Manchester United ICICI Bank™ Signature Credit Card
10% discount on merchandise from the Manchester United online store
Get 9996 Chqbook Coins
₹2,499
INSTANT  APPLY 
Shopping
Rewards
USP
Manchester United branded holdall and football as a welcome gift
Manchester United ICICI Bank™ Signature Credit Card
Manchester United ICICI Bank™ Signature Credit Card
₹2,499
10% discount on merchandise from the Manchester United online store
USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card
Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
Get 4000 Chqbook Coins
₹1,000
INSTANT  APPLY 
local_gas_station
Fuel
Travel
Shopping
USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card
RBL™ Bank Platinum Delight Credit Card
₹1,000
Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
USP
Get annual benefits worth ₹7500 on spends of 2.4 Lakhs/year
RBL™ Bank Titanium Delight Credit Card
Get 1+1 free movie ticket on BookMyShow once a month on a Wednesday
Get 3000 Chqbook Coins
₹750
INSTANT  APPLY 
Shopping
Dining
USP
Get annual benefits worth ₹7500 on spends of 2.4 Lakhs/year
RBL™ Bank Titanium Delight Credit Card
RBL™ Bank Titanium Delight Credit Card
₹750
Get 1+1 free movie ticket on BookMyShow once a month on a Wednesday
USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card
2 complimentary visits every quarter at domestic airport lounges
Get 8000 Chqbook Coins
₹2,000
INSTANT  APPLY 
Travel
Shopping
USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card
RBL™ Platinum Maxima Credit Card
₹2,000
2 complimentary visits every quarter at domestic airport lounges
USP
Welcome e–Gift Voucher worth ₹5,000
SBI Card ELITE
Get 2 free movie tickets every month and save upto ₹6,000 with the BookMyShow™
Get 19996 Chqbook Coins
₹4,999
INSTANT  APPLY 
Shopping
Travel
USP
Welcome e–Gift Voucher worth ₹5,000
SBI Card ELITE
SBI Card ELITE
₹4,999
Get 2 free movie tickets every month and save upto ₹6,000 with the BookMyShow™
USP
Welcome e–gift Voucher worth ₹3,000
SBI Card Prime
Welcome e–gift Voucher worth ₹3,000 from from select premium brands
Get 11996 Chqbook Coins
₹2,999
INSTANT  APPLY 
Rewards
Shopping
USP
Welcome e–gift Voucher worth ₹3,000
SBI Card Prime
SBI Card Prime
₹2,999
Welcome e–gift Voucher worth ₹3,000 from from select premium brands
USP
Amazon Voucher of ₹500 on joining
SimplyCLICK SBI Credit Card
Contactless Credit Card - Make payments Upto ₹2000 without using the PIN
Get 1996 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Dining
USP
Amazon Voucher of ₹500 on joining
SimplyCLICK SBI Credit Card
SimplyCLICK SBI Credit Card
₹499
Contactless Credit Card - Make payments Upto ₹2000 without using the PIN
USP
1% fuel surcharge waiver on any petrol pump
SimplySAVE SBI Card
Bag 2000 bonus points on spending ₹2000 within the first 60 days
Get 1996 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Travel
USP
1% fuel surcharge waiver on any petrol pump
SimplySAVE SBI Card
SimplySAVE SBI Card
₹499
Bag 2000 bonus points on spending ₹2000 within the first 60 days
* Terms & Conditions Apply

Introduction:

We are the citizens of 21st century- the age of knowledge, technology and aspiration. And standing in such an exclusive age, our everyday lives are intertwined with a multitude of technologies which we have at our disposal, for our own convenience. Our world has changed rapidly in the past few years. Just in over a decade, everything has metamorphosed into a better tomorrow. And in this transition technology played a very important role, rather the most pivotal role. Today in our daily lives, we get everything at an arm?s distance. And mundane chores of yesteryears such as Shopping and banking have been easy to such an extent that labeling them merely as child?s play won?t suffice. Now behind all such transition, there are several pieces of the pie which have come together to achieve this wonder. And one of them is a rectangular piece of plastic, the credit card. Credit cards have not only dramatically eased our problems regarding monetary transactions, but along with it they have opened up altogether a new world for Shopping and other allied commercial ventures. Just imagine the situation before the advent of this rectangular piece of plastic; recall the situation at the banking sector. Nearly an entire day was wasted, standing and filing complex paper works just to withdraw your very own hard earned money! Thankfully today we don?t have to endure such plight and hardship, our accounts are accessible from anywhere around the world. This ease of transaction opened up a thousand opportunities for the sellers and merchants, and very soon credit card paired with another potent tool of today- the e-commerce and history was created.

Not only the e-commerce selling junctions, but the digital boom affected the traditional setups and stores as well. As the popularity of credit cards grew, banking giants were compelled to issue and expand their services to an ever growing number of happy and eager customers. And in this juncture the best minds of business came together and devised a plan to capture the market with just a pat! These banks began to tie up with the selling junctures and service providers. Understandings were made in such a way that it became a win-win situation for both the financers and the sellers. The tie-ups came into formation in such a manner that the customers or the end users began to get guaranteed offers on cash backs, discounts and other benefits. The e-commerce boom sustained riding on these agreements. For example Shopping from an e-commerce setup digitally would guarantee a cashback, or a lavish discount, which is unavailable if you buy using hard cash. And this boom in a very short amount of time consumed the entire globe and even in developing countries such as India began to experience this phenomenon. The newly emerging cities such as Chennai are growing on top of this digital Shopping boom. In order to enjoy all the nuances of the city life, one definitely have to subscribe to the new way of life.


Best credit cards for Shopping in Chennai - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
SimplySAVE SBI Card499499.00
FBB SBI STYLEUP Contactless Card499499.00
Manchester United ICICI Bank™ Platinum Credit Card499499.00
SimplyCLICK SBI Credit Card499499.00
ICICI Bank™ Coral Credit Card500500.00
HDFC Bank Bharat Credit Card500500.00
HDFC Bank Freedom Credit Card500500.00
RBL™ Bank Titanium Delight Credit Card750750.00
RBL™ Bank Platinum Delight Credit Card10001000.00
RBL™ Platinum Maxima Credit Card20002000.00
Manchester United ICICI Bank™ Signature Credit Card24992499.00
SBI Card Prime29992999.00
ICICI Bank™ Rubyx Credit Card30002000.00
SBI Card ELITE49994999.00
ICICI Bank™ Sapphiro Credit Card65003500.00


Know More about cards


USP
Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar
FBB SBI STYLEUP Contactless Card
Right at the time of joining you will get a gift voucher worth ₹500
Get 1996 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Travel
USP
Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar
FBB SBI STYLEUP Contactless Card
FBB SBI STYLEUP Contactless Card
₹499
Right at the time of joining you will get a gift voucher worth ₹500

Chqbook Review

One of its kinds, the FBB SBI STYLEUP CONTACTLESS CARD is the ultimatechoice for the metro crowd. It not only helps to avail all that a metro city offers, but at the same time never weights heavy on the wallet

  PROS

  • You can always have your hands on ash, with over 24million ATM kiosks falling under the grid
  • The easy pay facility of the FBB SBI STYLEUP CONTACTLESS CARD makes sure that you never miss a payment of your utility bills such as insurance, internet, telephone and so on. Moreover you can pay all of them at zero additional charge
  • The FBB SBI STYLEUP CONTACTLESS CARD comes with flexi pay option, which enables you toconvert all your transaction into easy monthly segments
  • The balance transfer option of the FBB SBI STYLEUP CONTACTLESS CARDenables you to transfer any other outstanding creditcard balance to your sbi card. And then on you can repay them under easy installments and lower rate of interest
  • With the easy money facility towed with the card, you can always have money when you need. This facility you can get a draft or cheque against your credit limit
  • The FBB SBI STYLEUP CONTACTLESS CARD is undoubtedly a global creation. You can use this card anywhere across the world, with over 24million stores falling under the grid
  • There are over 3.25 lakh stores in India, from where you an avail immense discounts and other facilities using this card
  • You an avail add-on cards for member of your family, given the fact he or she is above 18 years of age
  • The card comes with an impressive replacement facility. It means that even if you lose your card in a foreign country, you will get an easy replacement. The 24X7 helpline is always at your service for emergency card replacement
  • The card awards you a 10X reward point on all spending at Big Bazaar, fbb and Food Bazaar, along with the dining spending as mentioned earlier
  • With the card, you can avail an anniversary gift of 2000 bonus points every year, which is redeemable at the fbb, Big Bazaar and Food Bazaar stores

  CONS

  • As the FBB SBI STYLEUP CONTACTLESS CARD ispivoted more towards fashion spending and urban usage, it is a bit weak for heavy daily usage. Although it has got a global footmark, yet its features might seem limited to a seasoned traveler
  • The card lacks even in the domestic cluster in features such as domestic travel, airfares and so on. Health facility is also not well covered

USP
Enjoy Cashback on your everyday spends
HDFC Bank Bharat Credit Card
Do minimum 4 transactions using Credit card every month and get free accidental death insurance upto ₹50Lakhs
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Shopping
Rewards
USP
Enjoy Cashback on your everyday spends
HDFC Bank Bharat Credit Card
HDFC Bank Bharat Credit Card
₹500
Do minimum 4 transactions using Credit card every month and get free accidental death insurance upto ₹50Lakhs

Chqbook Review

Enjoy Cashback on your everyday spends

  PROS

  • DIP your Chip Card at any Chip enabled POS or swipe your card at any non–chip POS (Regular POS).
  • Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.
  • Avail up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).

  CONS

  • Fire and Burglary protection along with accidental death insurance upto ₹50Lakhs is provided only after doing 4 transactions every month

USP
Everything you explore will be rewarding
HDFC Bank Freedom Credit Card
Get Gift Voucher worth ₹1000 on annual spend of ₹90,000 and above
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Rewards
Shopping
USP
Everything you explore will be rewarding
HDFC Bank Freedom Credit Card
HDFC Bank Freedom Credit Card
₹500
Get Gift Voucher worth ₹1000 on annual spend of ₹90,000 and above

Chqbook Review

Everything you explore will be rewarding

  PROS

  • You Earn incremental reward points depending on all purchases
  • Do minimum 4 transactions using Credit card every month and get : Free Accidental Death Insurance upto 50Lakhs Free Fire and Burglary protection for goods above ₹5000 for 180 days

  CONS

  • There is a minimum spent of ₹150 to earn a reward point but this is to be expected as you get points on all purchases depending on categories

USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
Get 12000 Chqbook Coins
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment

Chqbook Review

The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.

  PROS

  • The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love
  • Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.
  • Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™
  • You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.
  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
  • Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.

  CONS

  • One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough
  • Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2

USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
Get 20000 Chqbook Coins
₹6,500
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
₹6,500
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™

Chqbook Review

The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.

  PROS

  • The ICICI Bank Sapphiro Credit Card gives you more than you can ask for – with free movie tickets, complimentary airport lounge access and much more
  • We like that you get 4 complimentary visits to Domestic Airport lounges per quarter – or 12 per year.
  • If you enjoy Golf – this card gives you 4 complimentary rounds of Golf at a resort of your choice – every month!
  • You will start checking restaurants listed with ICICI Bank after you get this card – with minimum 15% savings across 2500+ restaurants, who wouldn't!
  • Did we hear free movie tickets? – get 2 complimentary movie tickets or event tickets worth ₹500 through bookmyshow™ every month!
  • We always love statement credit – you can convert your PAYBACK™ points into cash by simply calling the ICICI Bank call center and redeeming them

  CONS

  • If we could fault something – it would be the lesser points on Fuel spends – 1 PAYBACK™ point for every ₹100 spent while for other spends you get 2 PAYBACK™ points for every ₹100 spent

USP
Upto 20% discount on official Manchester United merchandise
Manchester United ICICI Bank™ Platinum Credit Card
Complimentary Manchester United branded football on activation
Get 1996 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Rewards
USP
Upto 20% discount on official Manchester United merchandise
Manchester United ICICI Bank™ Platinum Credit Card
Manchester United ICICI Bank™ Platinum Credit Card
₹499
Complimentary Manchester United branded football on activation

Chqbook Review

With an annual fee of ₹499, Manchester United ICICI Bank™ Platinum Credit Card is one of the most economical card available. This card comes with a 1+1 movie offers through BookMyShow™, dining discounts and exclusive Manchester United merchandise discounts. Complementary airport lounge access is a plus. Top spenders will receive an exclusively fully paid Manchester United Experience with a private tour of stadium and museum in Stretford, England and get a chance to watch the stars train

  PROS

  • The Manchester United ICICI Bank Platinum Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
  • Get a Manchester United branded football on min transaction of ₹1000/month in the first quarter from the date of card issued
  • Get 10% discount on merchandise from the Manchester United online store and associated partners in India
  • Get buy 1 Get 1 offer, on first come, first-serve basis at BookMyShow™ website or app
  • Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
  • 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
  • Enhance your travel experience with 1 complimentary airport lounge visits in India per quarter
  • Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
  • Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
  • Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
  • Get upto 2 free movie ticktets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office

  CONS


    USP
    Manchester United branded holdall and football as a welcome gift
    Manchester United ICICI Bank™ Signature Credit Card
    10% discount on merchandise from the Manchester United online store
    Get 9996 Chqbook Coins
    ₹2,499
    INSTANT  APPLY 
    Shopping
    Rewards
    USP
    Manchester United branded holdall and football as a welcome gift
    Manchester United ICICI Bank™ Signature Credit Card
    Manchester United ICICI Bank™ Signature Credit Card
    ₹2,499
    10% discount on merchandise from the Manchester United online store

    Chqbook Review

    Live your passion! If you are fan of Manchester United or any other Football Premier league team, then Manchester United ICICI Bank™ Signature Credit Card is a must to have. This card comes with a loads of freebies and discount on exclusive merchandises. Top spenders get an exclusive Manchester United experience with a tour to stadium and museum in Stretford, England, along with quarterly lounge access

      PROS

    • The Manchester United ICICI Bank Signature Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
    • Get a Manchester United branded Holdall and Football on joining
    • Get 10% discount on merchandise from the Manchester United online store and associated partners in India
    • You can save upto ₹7,200 with the BookMyShow Buy 1 Get 1 offer, on first come, first-serve basis
    • Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
    • 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
    • Enhance your travel experience with 2 complimentary airport lounge visits in India per quarter
    • Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
    • Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
    • Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
    • Get upto 2 free movie tickets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office

      CONS


      USP
      Earn 1000 bonus rewards per month & waiver of fuel surcharge
      RBL™ Bank Platinum Delight Credit Card
      Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
      Get 4000 Chqbook Coins
      ₹1,000
      INSTANT  APPLY 
      local_gas_station
      Fuel
      Travel
      Shopping
      USP
      Earn 1000 bonus rewards per month & waiver of fuel surcharge
      RBL™ Bank Platinum Delight Credit Card
      RBL™ Bank Platinum Delight Credit Card
      ₹1,000
      Welcome gift of 4000 Reward points & 2x Reward points on the weekends.

      Chqbook Review

      The RBL Platinum Delight Credit Card rewards first time or new credit card users with enough points to make it save more than the fees every year. We also loved the 2x Rewards on the weekends, the fuel surcharge waiver and getting to earn 1000 Bonus Rewards points every month

        PROS

      • We liked the Rewards on ALL purchases with no exclusions – this card dosent make you stop and think before using it!
      • The Monthly Bonus of 1000 Reward points is great – that too on just 5 transactions per month. Worth it!
      • This is one of the few credit cards which still give a fuel surcharge waiver every month – save upto ₹150 per month on fuel surcharge
      • Annual fees of ₹1000 is waived off next year if you spend ₹1,50,000 in the previous year – that's only ₹12.5k a month
      • Each Reward Point is worth ₹0.25 and you can rake up approx much more than you spend on the initial fees while spending ₹10–12k per month – go for it!

        CONS

      • No flight or lounge access is included – if those don?t matter to you, this card is perfect

      USP
      Get annual benefits worth ₹7500 on spends of 2.4 Lakhs/year
      RBL™ Bank Titanium Delight Credit Card
      Get 1+1 free movie ticket on BookMyShow once a month on a Wednesday
      Get 3000 Chqbook Coins
      ₹750
      INSTANT  APPLY 
      Shopping
      Dining
      USP
      Get annual benefits worth ₹7500 on spends of 2.4 Lakhs/year
      RBL™ Bank Titanium Delight Credit Card
      RBL™ Bank Titanium Delight Credit Card
      ₹750
      Get 1+1 free movie ticket on BookMyShow once a month on a Wednesday

      Chqbook Review

      The RBL Bank Titanium Delight Credit Card delivers on Shopping & Dining benefits. It's also great for booking movie tickets and has a good Rewards system. RBL Bank's website has an extensive redemption platform from where you can book Flights, Hotels, buy Mobile Phones and shop for hundreds of other items

        PROS

      • We liked the Wednesday offers – free movies tickets, value back on Pizza and on groceries is a good combination of benefits
      • We like that the annual fee of ₹750 is waived off on spends of ₹1 Lakhs and above in the previous year
      • You can redeem close to ₹7500 on spends of ₹2.4 Lakhs per annum
      • The RBL Bank Titanium Delight Credit Card allows redemption across Flights, Hotels, Shopping, Online etc – we found the redemption process easy and they support hunderds of establishments.
      • This is one of the few cards which allows you to instantly transfer funds to your Bank account – that's a great feature in case of an emergency

        CONS

      • The Wednesday offers on Movies, Pizza and Groceries means you need to head out for these mid?week on a Wednesday. Planning your timeout like that may not always be possible
      • If you are a frequent traveller, you might want to look at some other options

      USP
      Free domestic airport lounge access & free movie tickets
      RBL™ Platinum Maxima Credit Card
      2 complimentary visits every quarter at domestic airport lounges
      Get 8000 Chqbook Coins
      ₹2,000
      INSTANT  APPLY 
      Travel
      Shopping
      USP
      Free domestic airport lounge access & free movie tickets
      RBL™ Platinum Maxima Credit Card
      RBL™ Platinum Maxima Credit Card
      ₹2,000
      2 complimentary visits every quarter at domestic airport lounges

      Chqbook Review

      The RBL Platinum Maxima credit card is a must for movie-goers & frequent travellers. It has a great Rewards program and also gives you free movie tickets every month. This card is an all-rounder with reward points on shopping, flights & almost all other categories of spends.

        PROS

      • We love the free movie tickets every month–it's through BookMyShow™ and works like a charm
      • Rewards really count. You can get as much as ₹20K per year back just from the rewards–all redeemable against flight tickets, movie tickets and e–vouchers
      • Get 8000 points when you use the card the first time, plus the annual rewards (10K points on spends of ₹2 Lakhs) are itself worth ₹5?6K
      • Domestic lounge access is a must and the RBL Platinum Maxima credit card delivers on that–2 free lounge access at major domestic airports per quarter

        CONS

      • We are missing converting points to statement credit–that's handy on a rainy day.
      • The 1% Surcharge on Fuel transaction value or Rs. 10, whichever is higher – is something we dont like.

      USP
      Welcome e–Gift Voucher worth ₹5,000
      SBI Card ELITE
      Get 2 free movie tickets every month and save upto ₹6,000 with the BookMyShow™
      Get 19996 Chqbook Coins
      ₹4,999
      INSTANT  APPLY 
      Shopping
      Travel
      USP
      Welcome e–Gift Voucher worth ₹5,000
      SBI Card ELITE
      SBI Card ELITE
      ₹4,999
      Get 2 free movie tickets every month and save upto ₹6,000 with the BookMyShow™

      Chqbook Review

      If you are looking for a credit card that fits right with your desire to shop and live up life the way you want to, SBI Card Elite is the perfect kind of credit card for you from State Bank of India. With this card in your possession, you can expect the best experience, unmatched convenience and exciting offers and benefits with its use on paying for all of your spends

        PROS

      • To begin with, it has a welcome e-gift voucher worth ₹5,000 from reputed brands such as Shopper's Stop, Yatra, Marks & Spencers, Bata / Hush Puppies and Pantaloons
      • It has a scheme of awarding 50,000 bonus reward points on annual spends with this card. You can also earn five times the amount of reward points every time you utilize this card to pay for such services as dining and spends on purchasing items from departmental and grocery stores
      • It also provides a benefit on international spends, by providing the lowest foreign currency mark-up change

        CONS

      • The only kind of con or disadvantage that could present itself to a prospective cardholder is the fact that both the annual fee and joining fee of SBI Card Elite cost around a rupee shy of 5,000 bucks. This one facet might singularly deter a large number of prospective card owners, lest they don't possess the requisite financial means to maintain this card in the first place
      • Another disadvantage that can be attributed to the card is that it is mostly focussed on providing benefits and rewards only when it is utilized by the cardholder to serve their interests to upgrade their shopping and general lifestyle choices, even though SBI Card Elite has the ability to give the cardholder to have access to airport lounges and to spend money when it in India. Under such factors, this card's sole disadvantage might be in it not being used to its full potential and being more or less out of reach for people having limited fiscal means
      • Another, albeit minor, con associated with the card is that a person below 21 years of age is not eligible to apply for this card

      USP
      Welcome e–gift Voucher worth ₹3,000
      SBI Card Prime
      Welcome e–gift Voucher worth ₹3,000 from from select premium brands
      Get 11996 Chqbook Coins
      ₹2,999
      INSTANT  APPLY 
      Rewards
      Shopping
      USP
      Welcome e–gift Voucher worth ₹3,000
      SBI Card Prime
      SBI Card Prime
      ₹2,999
      Welcome e–gift Voucher worth ₹3,000 from from select premium brands

      Chqbook Review

      Daily purchases now made easy with SBI Card PRIME. Simply wave your card at a secure reader to transact. In the quest for finding your destination for unparalleled convenience and ease of living the lifestyle of your dreams, SBI Card Prime is the best thing that you may come across. By far, it is one of those credit cards that is filled to the brim with exciting features and exquisite benefits.

        PROS

      • As has been stated, SBI Card Prime is indeed a prime example of a credit card that provides for immense comfort and luxury when it comes to procuring goods and services with ease
      • It has a welcome gift e-voucher worth ₹3,000 from any of the following brands, viz., Yatra, Hush Puppies/Bata, Marks and Spencers, Pantaloons or Shoppers Stop
      • Other such lifestyle deals include an e-voucher by Pantaloons or Yatra worth 7,000 rupees for spends of ₹5 lakhs
      • Also, for quarterly spends of ₹50,000, Pizza Hut offers an e-voucher that is worth a thousand rupees
      • All these incentivizing benefits, along with the relatively affordable joining and annual fees, make this a card that is advantageous to own

        CONS

      • Although the joining fee and the admission fee are more or less affordable, those who have a low paying job would prefer taking a credit card that costs less to maintain and renew
      • Also, SBI Card Prime is for the most part, in the strict classification schema, a traditional lifestyle credit card that rewards the cardowner for taking certain lifestyle choices; though it has very minor travel features which we shall mention later on. It can be summarized that since it is for the most part a lifestyle card, it is preferable for people with more purchasing power to possess this card, which makes it out of reach for most individuals
      • Another disadvantage that might be mentioned is that it has different slabs for different categories of applicants. For example, salaried individuals need to be at least 21 years old while self-employed individuals need to be at least 25 years old. On the other hand, pensioners have to be at the very least be 40 years old to apply for the credit card. This non-uniformity in application criteria further complicates the matter when it comes to choosing this card

      USP
      Amazon Voucher of ₹500 on joining
      SimplyCLICK SBI Credit Card
      Contactless Credit Card - Make payments Upto ₹2000 without using the PIN
      Get 1996 Chqbook Coins
      ₹499
      INSTANT  APPLY 
      Shopping
      Dining
      USP
      Amazon Voucher of ₹500 on joining
      SimplyCLICK SBI Credit Card
      SimplyCLICK SBI Credit Card
      ₹499
      Contactless Credit Card - Make payments Upto ₹2000 without using the PIN

      Chqbook Review

      For ₹1 lakh and ₹2 lakh spent online annually, customers receive e-gift vouchers valued at ₹2000 each. A very simple and compact, yet very powerful, credit card; the Simplyclick SBI Card is a must for every cardholder around. Although the Simplyclick SBI Card might not look much on first appearances, but as has always been, looks can be deceiving. It is a powerful and important card in its own right, and only by using it can one appreciate the truly ingenious nature of the people who have created the card in the first place

        PROS

      • The most glaring and obvious advantage of Simplyclick SBI Card is its very low and very affordable joining fee. This means almost anybody can get to possess the credit card without spending too much out of their own pockets
      • Neither does one need a silver spoon to renew this card every year, since Simplyclick SBI Card's renewal fees cost the same amount as the joining fee itself, making it quite economical to own and utilize the accentuate your credit card experience
      • Besides, it also offers a gift voucher from Amazon, worth ₹500 rupees, on joining

        CONS

      • However, as a card that is relatively small featuring comparatively minor benefits and features, Simplyclick SBI Card might appear as a redundant entity to many people, and they would not really want to spend their money on getting this card
      • Another disadvantage is its complicated sets of eligibility criteria that is applicable for different sets of people. For example, if one is salaried, they need to be at least 21 years old to apply. In the case of a person who is self-employed, they need to be at least 25 years old in order to file an application. For pensioners, the minimum required age is 40, at which they can successfully apply for the card. Therefore, the sheer affordability of the card and the complex eligibility criteria do not quite gel well together and seem to be contradictory to each other, proving it to be a strange kind of disadvantage that might stand in its way of being chosen by prospective cardholders

      USP
      1% fuel surcharge waiver on any petrol pump
      SimplySAVE SBI Card
      Bag 2000 bonus points on spending ₹2000 within the first 60 days
      Get 1996 Chqbook Coins
      ₹499
      INSTANT  APPLY 
      Shopping
      Travel
      USP
      1% fuel surcharge waiver on any petrol pump
      SimplySAVE SBI Card
      SimplySAVE SBI Card
      ₹499
      Bag 2000 bonus points on spending ₹2000 within the first 60 days

      Chqbook Review

      This SimplySave SBI card does justice to its name, offering the user thousand and one option of saving his bucks, while maintaining his standard way of life

        PROS

      • With the SimplySave SBI card, you have access to your money; anytime and anywhere. With the help of the card you can withdraw money from any one of the 1million master card kiosks globally
      • You can avail the easy pay facility to pay your utility bills such as insurance premiums, telephone bills, and internet bills easily. And for that you don't have to pay any extra charge
      • Flexible EMI option is available with the SimplySave SBI Card
      • Easy application for add-on card is now possible with the SimplySave SBI Card
      • You can actually choose your own gift against the point redemption scheme. Infact you earn a reward point per transaction of ₹100. Credit cards were never this easy before
      • Another innovative feature of the SimplySave SBI Card is the option to payback your credited amount with the collected reward points.
      • If your transaction volume is or over ₹90,000 with the SimplySave SBI Card, then you don't have to pay the renewal fees
      • The SimplySave SBI Credit Card has immense global acceptance. So as to say nearly 24million stores are connected to it on the global scale. So now where ever you go from Japan to France, you can efficiently use the card to enjoy all the flavors of the new land
      • Over 3.25 lakh Indian stores are also connected with the SimplySave SBI Credit Card

        CONS

      • As the SimplySave SBI Card is more focused to a large range of general utility tasks, they lack specialization in certain fields. Such as travel

      29 Reviews Sort
      Newest

      good card

      1 year ago | karghikeyan
      I have taken a credit card with ICICI bank.The limit on the card is 45,000.I have been banking with them for last two years.Customer service is good to approach.I get good offers for shopping online as well as offline.Net banking is convenient to make payments.

      very good

      9 months ago | Amit
      I am holding RBL Bank Titanium Delight Credit card whereas their service was very good . Their online banking was also very good. Its really wonderful and pleasure to have this bank account credit card. they gice offers on daily groceries Get 5% value back. Value back will be credited as reward points , 20 Reward points for every 100rs spent on groceries on Wednesdays

      very good

      1 year ago | Shabuddin Shah
      I hold a ICICI Bank Coral Credit Card I am satisfied with my limit. I have not received any cash back or reward points with the card.

      very good

      1 year ago | Desh Deepak Pandey
      The card was taken six months ago.The customer service is good and prompt in responding to the customers.The process was quick and fast..Net banking is good to make payments.

      very good

      1 year ago | Gorav
      I have been using ICICI Bank Rubyx Credit Card,This is an excellent credit card for normal usage for an individual who is staying in India as it will be worth for them. I mostly use this credit card for shoppings and bill payments.

      Great

      2 years ago | Shalini Subudhi
      I believe SBI Card Prime is very useful for me, because I normally do many shopping with the credit card. My SBI credit card has no annual fee .I am very satisfied with the credit limit, they gave me the limit of Rs. 1.61 lakh.

      Excellent

      2 years ago | Iqbal hussain
      The offers at ICICI Bank is good overall. The customer services and response is good. I hold a credit card and there are no issues while using the card. There are good offers and the credit limit is good and the reward points are good. I can redeem the same.

      love to use this card

      1 year ago | Sunil Samal
      Every time you use this card you get payback point. Which you can redeem afterwards. But the only problem is to avail the offer you have to swipe the card in ICICI merchandasied swiping machine. Everything else is good.

      Worthless card

      2 years ago | Monu Kumar
      The credit limit i got is very less. For this the card is worthless for me. If you cant use it then why to take such card.

      great card

      10 months ago | Iqbal Ali
      I would recommend this card as a near about free card.Good card for frequent shopoholic person,happy with ICICI bank rubyx credit card.

      Great interest rates

      1 year ago | Pulkit
      The interest rate and services are good with icici bank platinum chip credit card . You can get 1% fuel surcharge waiver can be availed on fuel transactions of maximum ?4000 At hpcl pumps.

      Great card,good limit

      11 months ago | Simran Kour
      I am holding this icici bank platinum chip credit card for couple of months. The credit limit is good for me. It is very good card and there are offers with the card. The process is simple and the documentation is also normal and easy. Very good to handle this card.

      High limit given

      1 year ago | Anjushri, Anjushree Srikrishna
      I am really happy using this card . This card has given me a lots of offers with a very high credit limit.

      Overall great experience

      9 months ago | Sonam Agrawal
      When ever I contacted ICICI bank credit card they were responsive. Overall good experience. I get free access to to select lounges at airports in india with my ICICI Bank Sapphiro Credit Card.

      DidnÕt get my pin till now to use this card

      9 months ago | Pratima Nanda
      I got ICICI Bank Sapphiro Credit Card within 7 days but till now didn't get my pin for use this card. They always put me on hold and do nothing about it. It has been 2 months and i am still struggling.

      Interest rates are reasonab

      2 years ago | Jitun Sarangi
      ICICI bank rubyx credit card service taking average interest rate on yearly basis and they have an annual fee . You also get buy 1 ticket and get the other ticket free any day of the week, through bookmyshow.

      Earn good points by using this card

      10 months ago | Washim Khan
      If you reguralry dine out then by using thid card you can collect lots of credit points because you can earn 2x points per rs.100 Spent on dining, movies, department stores, and groceries.

      Good card to use

      11 months ago | Sanju Sahu
      SBI Prime credit card has been useful to me as I got a proper response and it was on time too. ItÕs a very good card to use.

      Innovative

      1 year ago | ashok yaraguddi
      The idea of giving reward for almost every transaction you make is a really innovative initiative taken by the SBI I really appreciate their idea.

      Very easy to use

      2 years ago | Parmanand Nagwani Nagwani
      The transactions are easy to make and it is easy to avail the offers and redeem them into vouchers and use them easily later.