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credit cards for Shopping in Kolkata

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
₹6,500
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
₹6,500
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card
Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
₹1,000
INSTANT  APPLY 
Travel
Shopping
USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card
RBL™ Bank Platinum Delight Credit Card
₹1,000
Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
USP
Get annual benefits worth ₹7500 on spends of 2.4 Lakhs/year
RBL™ Bank Titanium Delight Credit Card
Get 1+1 free movie ticket on BookMyShow once a month on a Wednesday
₹750
INSTANT  APPLY 
Shopping
Dining
USP
Get annual benefits worth ₹7500 on spends of 2.4 Lakhs/year
RBL™ Bank Titanium Delight Credit Card
RBL™ Bank Titanium Delight Credit Card
₹750
Get 1+1 free movie ticket on BookMyShow once a month on a Wednesday
USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card
2 complimentary visits every quarter at domestic airport lounges
₹2,000
INSTANT  APPLY 
Travel
Shopping
USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card
RBL™ Platinum Maxima Credit Card
₹2,000
2 complimentary visits every quarter at domestic airport lounges
* Terms & Conditions Apply

Introduction:

We are the citizens of 21st century- the age of knowledge, technology and aspiration. And standing in such an exclusive age, our everyday lives are intertwined with a multitude of technologies which we have at our disposal, for our own convenience. Our world has changed rapidly in the past few years. Just in over a decade, everything has metamorphosed into a better tomorrow. And in this transition technology played a very important role, rather the most pivotal role. Today in our daily lives, we get everything at an arm?s distance. And mundane chores of yesteryears such as Shopping and banking have been easy to such an extent that labeling them merely as child?s play won?t suffice. Now behind all such transition, there are several pieces of the pie which have come together to achieve this wonder. And one of them is a rectangular piece of plastic, the credit card. Credit cards have not only dramatically eased our problems regarding monetary transactions, but along with it they have opened up altogether a new world for Shopping and other allied commercial ventures. Just imagine the situation before the advent of this rectangular piece of plastic; recall the situation at the banking sector. Nearly an entire day was wasted, standing and filing complex paper works just to withdraw your very own hard earned money! Thankfully today we don?t have to endure such plight and hardship, our accounts are accessible from anywhere around the world. This ease of transaction opened up a thousand opportunities for the sellers and merchants, and very soon credit card paired with another potent tool of today- the e-commerce and history was created.

Not only the e-commerce selling junctions, but the digital boom affected the traditional setups and stores as well. As the popularity of credit cards grew, banking giants were compelled to issue and expand their services to an ever growing number of happy and eager customers. And in this juncture the best minds of business came together and devised a plan to capture the market with just a pat! These banks began to tie up with the selling junctures and service providers. Understandings were made in such a way that it became a win-win situation for both the financers and the sellers. The tie-ups came into formation in such a manner that the customers or the end users began to get guaranteed offers on cash backs, discounts and other benefits. The e-commerce boom sustained riding on these agreements. For example Shopping from an e-commerce setup digitally would guarantee a cashback, or a lavish discount, which is unavailable if you buy using hard cash. And this boom in a very short amount of time consumed the entire globe and even in developing countries such as India began to experience this phenomenon. The newly emerging cities such as Kolkata are growing on top of this digital Shopping boom. In order to enjoy all the nuances of the city life, one definitely have to subscribe to the new way of life.


Best credit cards for Shopping in Kolkata - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
ICICI Bank™ Coral Credit Card500500.00
RBL™ Bank Titanium Delight Credit Card750750.00
RBL™ Bank Platinum Delight Credit Card10001000.00
RBL™ Platinum Maxima Credit Card20002000.00
ICICI Bank™ Rubyx Credit Card30002000.00
ICICI Bank™ Sapphiro Credit Card65003500.00


Know More about cards


USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment

Chqbook Review

The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.

  PROS

  • The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love
  • Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.
  • Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™
  • You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.
  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
  • Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.

  CONS

  • One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough
  • Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2

USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
₹6,500
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
₹6,500
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™

Chqbook Review

The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.

  PROS

  • The ICICI Bank Sapphiro Credit Card gives you more than you can ask for – with free movie tickets, complimentary airport lounge access and much more
  • We like that you get 4 complimentary visits to Domestic Airport lounges per quarter – or 12 per year.
  • If you enjoy Golf – this card gives you 4 complimentary rounds of Golf at a resort of your choice – every month!
  • You will start checking restaurants listed with ICICI Bank after you get this card – with minimum 15% savings across 2500+ restaurants, who wouldn't!
  • Did we hear free movie tickets? – get 2 complimentary movie tickets or event tickets worth ₹500 through bookmyshow™ every month!
  • We always love statement credit – you can convert your PAYBACK™ points into cash by simply calling the ICICI Bank call center and redeeming them

  CONS

  • If we could fault something – it would be the lesser points on Fuel spends – 1 PAYBACK™ point for every ₹100 spent while for other spends you get 2 PAYBACK™ points for every ₹100 spent

USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card
Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
₹1,000
INSTANT  APPLY 
Travel
Shopping
USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card
RBL™ Bank Platinum Delight Credit Card
₹1,000
Welcome gift of 4000 Reward points & 2x Reward points on the weekends.

Chqbook Review

The RBL Platinum Delight Credit Card rewards first time or new credit card users with enough points to make it save more than the fees every year. We also loved the 2x Rewards on the weekends, the fuel surcharge waiver and getting to earn 1000 Bonus Rewards points every month

  PROS

  • We liked the Rewards on ALL purchases with no exclusions – this card dosent make you stop and think before using it!
  • The Monthly Bonus of 1000 Reward points is great – that too on just 5 transactions per month. Worth it!
  • This is one of the few credit cards which still give a fuel surcharge waiver every month – save upto ₹150 per month on fuel surcharge
  • Annual fees of ₹1000 is waived off next year if you spend ₹1,50,000 in the previous year – that's only ₹12.5k a month
  • Each Reward Point is worth ₹0.25 and you can rake up approx much more than you spend on the initial fees while spending ₹10–12k per month – go for it!

  CONS

  • No flight or lounge access is included – if those don?t matter to you, this card is perfect

USP
Get annual benefits worth ₹7500 on spends of 2.4 Lakhs/year
RBL™ Bank Titanium Delight Credit Card
Get 1+1 free movie ticket on BookMyShow once a month on a Wednesday
₹750
INSTANT  APPLY 
Shopping
Dining
USP
Get annual benefits worth ₹7500 on spends of 2.4 Lakhs/year
RBL™ Bank Titanium Delight Credit Card
RBL™ Bank Titanium Delight Credit Card
₹750
Get 1+1 free movie ticket on BookMyShow once a month on a Wednesday

Chqbook Review

The RBL Bank Titanium Delight Credit Card delivers on Shopping & Dining benefits. It's also great for booking movie tickets and has a good Rewards system. RBL Bank's website has an extensive redemption platform from where you can book Flights, Hotels, buy Mobile Phones and shop for hundreds of other items

  PROS

  • We liked the Wednesday offers – free movies tickets, value back on Pizza and on groceries is a good combination of benefits
  • We like that the annual fee of ₹750 is waived off on spends of ₹1 Lakhs and above in the previous year
  • You can redeem close to ₹7500 on spends of ₹2.4 Lakhs per annum
  • The RBL Bank Titanium Delight Credit Card allows redemption across Flights, Hotels, Shopping, Online etc – we found the redemption process easy and they support hunderds of establishments.
  • This is one of the few cards which allows you to instantly transfer funds to your Bank account – that's a great feature in case of an emergency

  CONS

  • The Wednesday offers on Movies, Pizza and Groceries means you need to head out for these mid?week on a Wednesday. Planning your timeout like that may not always be possible
  • If you are a frequent traveller, you might want to look at some other options

USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card
2 complimentary visits every quarter at domestic airport lounges
₹2,000
INSTANT  APPLY 
Travel
Shopping
USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card
RBL™ Platinum Maxima Credit Card
₹2,000
2 complimentary visits every quarter at domestic airport lounges

Chqbook Review

The RBL Platinum Maxima credit card is a must for movie-goers & frequent travellers. It has a great Rewards program and also gives you free movie tickets every month. This card is an all-rounder with reward points on shopping, flights & almost all other categories of spends.

  PROS

  • We love the free movie tickets every month–it's through BookMyShow™ and works like a charm
  • Rewards really count. You can get as much as ₹20K per year back just from the rewards–all redeemable against flight tickets, movie tickets and e–vouchers
  • Get 8000 points when you use the card the first time, plus the annual rewards (10K points on spends of ₹2 Lakhs) are itself worth ₹5?6K
  • Domestic lounge access is a must and the RBL Platinum Maxima credit card delivers on that–2 free lounge access at major domestic airports per quarter

  CONS

  • We are missing converting points to statement credit–that's handy on a rainy day.
  • The 1% Surcharge on Fuel transaction value or Rs. 10, whichever is higher – is something we dont like.

55274 Reviews Sort
Newest

must try

2 years ago | Giridhar L
I am having the ICICI bank credit card from the last one year of time. I would like to say that the response is fine one for me with them and the credit limit value is around twenty thousand Rupees. Every aspects are really up to the mark with the ICICI bank credit card.

good

2 years ago | SUREKHA CHAUKI
RBI charges are nominal and they are providing good offers like cash back and they have some annual fee around Rs. 500. The titanium delight credit card limit is good, I have received my first month bill, the interest and charges are nominal I am fine with minimum amount due.

good

1 year ago | HEMPARNA
Net banking is convenient to make payments.The card was processed within 15 days of time.

poor

10 months ago | MD SABIR HUSSAIN
Jet Airways American Express Platinum Credit Card is not providing notification to remind about the due dates and all,its really incinvinient

Excellent

1 year ago | gappu
I am using IndianOil Citi Platinum Credit Card from last 8 months, i find this credit card is very convenient to use and I dont need to pay any annual fee . I get offers like reward points and cash back in this credit card.

good

8 months ago | Sanjeev
When ever I contacted RBL Bank Titanium Delight Credit card they were responsive and they sorted out my queries. The website is good and it is very easy to navigate through. The customer services are also good. It was easy to get connected with the banks. Overall good experience.

very good

1 year ago | Ram Kishan
The services are good in ICICI Bank Coral Credit Card and am using the card for more than 7 to 8 months . They do charge annual fee on the credit card. The credit limit was not that good. I get some pay back points on all transactions.

good

2 years ago | Abdul Salam
I find this credit card is very convenient to use. I don?t need to pay any annual fee every year for this credit card. I get offers like reward points and cash back in this credit card.

Satisfied

1 year ago | Ravi
I have a credit limit of 3 lakh for my ICICI Bank Rubyx Credit Card and 5k as a annual limit. I feel the charges are little high .The customer support is prompt The response is good,it is totally a good experience which I had ICICI Bank Rubyx Credit Card

Excellent

6 months ago | Arun Kumar
I had applied my credit card in ICICI Bank Ferrari Signature Credit Card through online channel. It was a good experience. I am getting free air lounge access and also got original Scuderia Ferrari watch .

good

5 months ago | Dhawal Saxena
I am having the Jet Airways ICICI Bank Coral Visa Credit Card the customer service is good one. I would like to say that the credit limit value is good .response from the credit card team is fine,got really good offers while shopping specilly on Wednesday

Excellent

1 year ago | Prayag pattanaik
The credit card offers at ICICI Bank is good and the customer services are good too. The bank has always been good in the services and the statements are sent to me on time and the billing process is also good. There has not been any issues till date.

Good card to use while traveling

1 year ago | Nayita Muduli
It has a facility to convert its payback points to airmiles. If you are a frequent flyer then you can use it properly.This card has free air lounge access too

Unable to handle customers query

3 months ago | Sandeep Dubey
I got this card 5 years back. I feel the customer support is not as i expected . They Don't treat customer properly.

Good card to have

4 months ago | Payod Rana
The ICICI bank platinum chip credit card is a pretty good one to have. The credit limit is good for me. It is very good card and there are offers as well on the card. The process is simple and the documentation is also normal and easy.

Excellent card to take care of your travell need

1 year ago | Cital Sukla
This card has a service call i assist. This is icici bank's 24/7 premium concierge service designed to take care of your travel, hotel, and car rental reservations. So no need to bother about your journey any more. Just inform them and they will take care of every thing.

Average card,low credit limit

8 months ago | Kirti Soni
The time which was taken by icici bank platinum chip credit card was longer than normal time. The icici platinum chip card i got has very less amount of credit limit. That?s why i cannot use it properly at the time of need.

Excellent

9 months ago | Suresh Kumar Shaw
I make card payment through mobile banking. the card has good offers for shopping I normally do it for fuel transactions.I am happy using this card.

poor

2 years ago | Sarfraz Ansari
I had applied and got a Credit card from ICICI Bank Ferrari Signature Credit Card. They are not providing attractive rewards points. I faced one more issue like whenever i contacted to customer care I didn?t get proper response.

Need to improve their time line

1 year ago | Ansul Gupta
It took near about 1 month to get me the card. This time frame is not so appropriate for a reputed bank like ICICI. So I feel that the bank should need to work on their time line .