The advent of credit cards has drastically changed our world. Not very long ago, in a world without them, the process of withdrawing money was extremely complex. It all began with standing at long queues at the bank, coupled with complex paperwork. Then finally you could have your hands on your very own hard earned money. The great change that they brought was ease in transaction. Buying commodities became easier, just like a child͍s play. Just swap the card in a POS machine, give a digital password, and bang! You are ready to go. Based on your goodwill you can buy any product or commodity you feel like having.
Credit cards do not belong to just one type, but rather they are classified into a large number of subtypes, based on the added benefits they command apart from easing the burden of transactions. In this regard, the visa credit cards are the leaders of the field, followed by the gold and silver. One can easily get an idea that a platinum ranged credit card will fetch more benefit than normal silver or gold, as platinum is more expensive than the other two. But not only based on noble metals, credit cards are also categorized into another type- the visa credit cards. Just as we need a visa to Travel to a foreign country, a visa credit card is needed to buy products from a foreign location. In fact visa credit cards can be used anywhere across this world. Thus the best credit card that you must have in your kitty is the visa credit card, and if you do frequent Travel, or your job demands frequent Travel, then having a visa credit card is a must for you in the form of credit cards for Travel.
The advent of credit cards not only revolutionized the banking and financial sector, it also opened a whole new world of opportunities for the end users- the common man. And owing to this feature, in a very short span of time, all the leading banking players began to issue credit cards for their customers, which initiated another key feature of the 21st century- the digitalization of financial sector. It meant that economies could now run on less cash than before. Credit cards also changed the entire market game- unleashing a Travel spree throughout the globe which boosted the sale of almost each and every sellable commodity. And with the advent of Travel credit card, or the visa credit card, the world rapidly moved towards a global village, an interconnected world.
So in a sense, a small pocket size rectangular piece of plastic completely changed the world in which we live. Now coming back to the topic, a visa credit card benefits the Travel experience in a multitude of ways. Firstly it eases the headache of converting cash into the local currency. We all know the amount of tension we all have to face while changing our currency into foreign bucks, with the continuous thought of getting scammed looming large.
Apart from easing this burden the visa credit cards also entitles you for a large number of guaranteed discounts in the form of cashbacks and special offers. Also the banks are linked with a large number of restaurants, Travel destinations, e-commerce sites, Travel websites and other joints. When you buy anything from any of these locations online or offline using your credit card anywhere around this world you avail a large amount of discount. Thus the visa cards are the best credit cards for Travel.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|American Express Membership Rewards® Credit Card||0||4500.00|
|ICICI Bank™ Ferrari™ Platinum Credit Card||499||499.00|
|ICICI Bank™ Coral Credit Card||500||500.00|
|IndianOil Citi™ Platinum Credit Card||1000||0.00|
|Citi™ Rewards Credit Card||1000||0.00|
|HDFC Bank Regalia Credit Card||1000||0.00|
|HDFC Bank Visa Signature Credit Card||1000||0.00|
|RBL™ Bank Platinum Delight Credit Card||1000||1000.00|
|Jet Airways ICICI Bank™ Coral Visa Credit Card||1250||1250.00|
|RBL™ Platinum Maxima Credit Card||2000||2000.00|
|Jet Airways ICICI Bank™ Rubyx Visa Credit Card||2500||2500.00|
|Jet Airways ICICI Bank™ Rubyx American Express™ Credit Card||2500||2500.00|
|Citi™ PremierMiles Credit Card||3000||0.00|
|ICICI Bank™ Rubyx Credit Card||3000||2000.00|
|American Express® Platinum Travel Credit Card||3500||5000.00|
|Jet Airways American Express® Platinum Credit Card||5000||10000.00|
|Jet Airways ICICI Bank™ Sapphiro Visa Credit Card||5000||5000.00|
Getting a cash back in the form of points which you can redeem for cash is pretty good - even better that you can just do it with a swipe at participating stores - we liked that. We did a quick calculation and if you spend approx 60K in the first year, you get rewards worth ₹6300 - we think that's a winner!
The American Express® Platinum Travel Credit Card has it all - from Vouchers on spends to free access to Domestic Airport lounges. This card is great for travel - get travel vouchers worth Rs. 4000 as a Welcome gift and if you spend Rs. 4 Lakhs/year you get travel and hotel vouchers worth almost Rs. 30K.
Citi PremierMiles credit card is specially crafted to suit the lifestyle of a frequent air traveller. Coming from a premium credit card brand, PremierMiles card offers exclusive benefits like complimentary air travel, access to premium airport lounges and premier Air Miles
If spends during a calendar quarter exceeds Rs. 1 lac earn 1000 bonus points.Get birthday bonus of 500 reward points
Enjoy a host of special rewards, discounts and benefits with the complimentary Taj Epicure plus Membership Card.
This is one of the most popular cards from the largest Private Bank in the Country - you just can't go wrong here. Apart from Shopping and Dining benefits, there is complementary Lounge access and lot more. It?s a All-in-One and works very well too
The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
Have a Ferrari in your name. And your name on a Ferrari. If you love fast cars & Ferrari, this card is just for you. You get Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy, Up to 15% discount on Ferrari merchandise at the Online Ferrari Store, 15% discount on entry tickets to Ferrari World, Abu Dhabi for tickets bought at the park counter.Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.
CitiBank has launched The IndianOil Citi Platinum Card which will benefit people who use their vehicle frequently. This card offers excellent rewards for fuel transactions.