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credit cards of American Express for Shopping in Mumbai

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction:

Imagining the world without credit cards is impossible to begin with. It has become an integral part of how we live and how we form economic relationships with economic entities around us. It has revolutionized the way with which we purchase goods and services from retailers. A credit card might seem to be like a plastic card but in actuality it is a powerful tool, and when used wisely, it not only makes the cardholder?s purchasing power exponential but also helps to raise the credit standing too. This means that it becomes easier for someone owning a credit card to get their loan applications sanctioned because their credit-worthiness is reliable and banking institutions are more than ready to give them the loan that they need.

So how does a credit card work? Well, as we have noted, a credit card is essentially a plastic card that contains a microchip attached with it. The microchip is the most important component of the card as far as functionality goes, since it is digitally connected with the details of your account that is kept in the bank?s database. When the card is used to pay for a transaction, the bank is notified and it automatically loans the amount of the purchase _ essentially crediting your account with the amount _ and allowing you to pay for the product you have procured. Since the amounts are actually loans that the bank credits you with, you have to repay the total amount of credit back to the bank within a specific period of time.


The Pioneers, American Express:

As far as the Indian financial market is concerned, it can be said without a doubt that American Express has been a pioneer in this field. Credit cards existed in India since the 1980s but owing to the sheer lack of awareness among the populace, many did not know about it. All of that changed, however, when the Indian government liberalized its economic set up in the early 1990s and opened the floodgates to welcome in free market mechanisms, foreign investment and the availability of scores of products. This enabled the growth of the middle class as a conspicuous aspect of Indian socioeconomic realities, and gave them immense purchasing power. This also coincided with the invasion of the Indian market by foreign firms and corporations who were eager to place their products and services up for sale.

At such a scenario, the pioneering service of American Express is worth mentioning. They went on a veritable campaign to raise the awareness of the customers. They succeeded in making people aware about the existence of credit cards and their usefulness both as excellent replacements for currency and as a tool for improving one?s credit standing. They introduced a plethora of credit cards that catered to the needs and desires of the ever expanding middle class. If credit cards are popular today, one should be ever grateful to the work of American Express in the years following the economy?s liberalization.


American Express Credit Cards:

Owing to the rich experience of popularizing and offering various credit cards for a variety of customers, American Express credit cards are a combination of that experience as well as the knowledge regarding what does a growing middle class wants. So if you ever want to go on a Shopping spree and buy up accessories or items of interest, you can utilize the credit cards by American Express specifically programmed for this particular use, and utilize it to buy whatever you want and get the best deals from retail outlets in and around Mumbai.


Best credit cards of American Express for Shopping in Mumbai - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee


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55274 Reviews Sort
Newest

good

1 year ago | JOLLY GHOSH
2 weeks to receive the credit card. I have a credit limit of Rs 2 lakhs which is sufficient for this credit card.

very good

1 year ago | NAGMANI SINGH
I am using this credit card rom last 1 years, this credit card is very convenient to use. Has to pay an annual fee but that?s totally ok. I get offers like reward points in this credit card.

Great card

1 year ago | DILPREET SINGH
I hold a American Express Gold Card with a limit of 50000. I am satisfied with the card. They give you lots of rewards points with this card time to timeC

Getting average service from this card

1 year ago | Ashish Middha
I am not satisfied with the ICICI credit card, i am using this credit card from last 2 years and i did not find any good offers in this credit card so far. The credit limit is less when compared to other credit cards.

So much offers are there

2 years ago | Boboy
With this card you can get 1% fuel surcharge waived at selected fuel stations with a transactions of maximum rs.4,000. The other offers are also very good.

Very useful

3 months ago | Adivaiah Badugu
Most of the times this card is very useful to use. It helps in earning reward points and bonus points which can easily be redeemed.

Earned points can be redeem easily

1 year ago | Rahul Dadarao Babhulkar
I find this card useful for shopping purpose. You get good amount of turbo points with your every purchase. Earned points can be redeemed easily.

Good card

3 months ago | Rohit Ramchandra Meshram
It has been the best card among all the cards which i am holding where their services and the offers had been good with the card. I had been holding this card for the last three years and in this three years they had enhanced my credit limit.

bad

1 year ago | RAHUL MANDAL
Using Jet Airways American Express Platinum Credit Card from last 1 year .the credit limit was 41,000 which is very low and not satisfactory . Their customer service and responses was also not up to the mark. My overall experience was bad

Pathetic service from this card

1 year ago | ASHUTOSH MUKHOPADHYAY
The offers are not so impressive in American Express Gold Card. So donÍt take this. The joining cost is also very high. They have a high annual fee.

Poor Service,highly dissappointed

1 year ago | Himadri Roy
May be the cards is good but i got the worst customer service from this bank. So i donÍt suggest anyone to take this card.

Annual fee is very high

7 months ago | Madhu Niar
The only drawback with this credit card is that the annual fee is very high when compared to other cards. They offered me a fair limit of 1 lakh but not all the departmental stores are accepting this credit card as a mode of payment which was disappointing.

Good customer services

5 months ago | Ravi Kanta Bhola
American Express Gold Card provides good services when compared to all other credit cards. I am using this credit card from last 1 year and there is no annual fee charged for this credit card. I get lot of cash back offers on this card. I use net banking for making payments.

Very disappointed with the customer service

1 year ago | Sikandar Singh
Very disappointed with the customer service, trying to call them from last 2 days but every time the line got disconnected by saying that there is some technical issues with their connection.

Useful card

1 year ago | Nikhil Jain
At many points this ICICI Bank Platinum Credit Card proved itself a very usuful card. The reward points and payback points with the card is good. You also get discount on fuel.

High nterest rate

2 years ago | Mohakash Mondal
The Interest rate was high & charges are also high. I also have a Savings account , they debited the credit card payments from my savings account without any notifications so I closed this.

Good card

8 months ago | Madhneshwar Prasad Singh
Jet is a Zero Liability card. Enjoy zero lost card responsibility post reporting your card lost/stolen.