FacebookTwitterLinkedIn

credit cards of American Express for Shopping in Pune

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction:

Imagining the world without credit cards is impossible to begin with. It has become an integral part of how we live and how we form economic relationships with economic entities around us. It has revolutionized the way with which we purchase goods and services from retailers. A credit card might seem to be like a plastic card but in actuality it is a powerful tool, and when used wisely, it not only makes the cardholder?s purchasing power exponential but also helps to raise the credit standing too. This means that it becomes easier for someone owning a credit card to get their loan applications sanctioned because their credit-worthiness is reliable and banking institutions are more than ready to give them the loan that they need.

So how does a credit card work? Well, as we have noted, a credit card is essentially a plastic card that contains a microchip attached with it. The microchip is the most important component of the card as far as functionality goes, since it is digitally connected with the details of your account that is kept in the bank?s database. When the card is used to pay for a transaction, the bank is notified and it automatically loans the amount of the purchase _ essentially crediting your account with the amount _ and allowing you to pay for the product you have procured. Since the amounts are actually loans that the bank credits you with, you have to repay the total amount of credit back to the bank within a specific period of time.


The Pioneers, American Express:

As far as the Indian financial market is concerned, it can be said without a doubt that American Express has been a pioneer in this field. Credit cards existed in India since the 1980s but owing to the sheer lack of awareness among the populace, many did not know about it. All of that changed, however, when the Indian government liberalized its economic set up in the early 1990s and opened the floodgates to welcome in free market mechanisms, foreign investment and the availability of scores of products. This enabled the growth of the middle class as a conspicuous aspect of Indian socioeconomic realities, and gave them immense purchasing power. This also coincided with the invasion of the Indian market by foreign firms and corporations who were eager to place their products and services up for sale.

At such a scenario, the pioneering service of American Express is worth mentioning. They went on a veritable campaign to raise the awareness of the customers. They succeeded in making people aware about the existence of credit cards and their usefulness both as excellent replacements for currency and as a tool for improving one?s credit standing. They introduced a plethora of credit cards that catered to the needs and desires of the ever expanding middle class. If credit cards are popular today, one should be ever grateful to the work of American Express in the years following the economy?s liberalization.


American Express Credit Cards:

Owing to the rich experience of popularizing and offering various credit cards for a variety of customers, American Express credit cards are a combination of that experience as well as the knowledge regarding what does a growing middle class wants. So if you ever want to go on a Shopping spree and buy up accessories or items of interest, you can utilize the credit cards by American Express specifically programmed for this particular use, and utilize it to buy whatever you want and get the best deals from retail outlets in and around Pune.


Best credit cards of American Express for Shopping in Pune - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee


Know More about cards


55274 Reviews Sort
Newest

bad

1 year ago | SB CHINMAY
The offers are not that good and I would say its average card. Though they are giving a good credit limit.

bad

2 years ago | KUMARI PRANITA SAHU
Not satisfied ,Anuaal fees is too hig than other credit cards?

Great card

9 months ago | Dipti Ranjan Nayak
i am satisfied with the card. I used to get reward points and cash back with the card. I have redeemed the points. I hold a credit with American Express Gold Card with a good limit.

Poor and unsatisfactory service

10 months ago | Madhusudan Khandelwal
The credit limit i got is very less. For this the card is worthless for me. If you cant use it then why to take such a costly card.

Great card

5 months ago | Bhawar Lal
The overall experience with this card is really good. The payment gets updated within 1 day. The overall experience with them has been quite good with Jet Airways american expresses credit card.

Not satisfies with this card

8 months ago | Sanjay Shukala
I am having this card from past 2 years. I did not find any good offers in this credit card so far. Charges as well as interest rate associated with card is very high.

Not satisfy with this card

2 years ago | Mewa Singh
I am not satisfied with the credit limit. I am getting the offers. Almost i am not using the card much. They change the policy and they have not informed too

Average card

1 year ago | Munichitra Muniraj
I love the features of this card. It's a good card to use online. They just need to improve their customer service issues.

Not accepted everywhere

2 years ago | Bhavesh Kumar
Great cashback rewards but is still not accepted in a lot of places.

Easy to access card

1 year ago | SATHEESH NOMULA
I have used the website which was easy to access. ICICI Bank Platinum Credit Card is easy to apply card through online. The process was very faster and quick. The customer service is very responsive.