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CREDIT CARDS OF American Express IN Chandigarh

Explore Cards
13 Reviews
Pros & Cons
More Details
Explore Cards
13 Reviews
Pros & Cons
More Details
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
₹1,000 ₹0
Saved ₹1,000
Joining Fee
INSTANT  APPLY 
Travel
Dining
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card
₹1,000
₹0
Joining Fee
₹1,000
Saved
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
USP
Get up to 20% off* every time you dine at select restaurants
American Express® Gold Card
Use the card 3 times in First 60 days to get 4000 Bonus MR Points*
₹1,000
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Get up to 20% off* every time you dine at select restaurants
American Express® Gold Card
₹1,000
Joining Fee
Use the card 3 times in First 60 days to get 4000 Bonus MR Points*
USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card
Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities
₹3,500
Joining Fee
INSTANT  APPLY 
Travel
Premium
USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card
₹3,500
Joining Fee
Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities
USP
Complimentary Lounge access* at 13 Domestic Airports in India
Jet Airways American Express® Platinum Credit Card
Welcome gift* – 10,000 JPMiles + one–way Base Fare Waived Domestic Ticket
₹5,000
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Complimentary Lounge access* at 13 Domestic Airports in India
Jet Airways American Express® Platinum Credit Card
₹5,000
Joining Fee
Welcome gift* – 10,000 JPMiles + one–way Base Fare Waived Domestic Ticket
The Everyday Spend American Express® Gold Credit Card
Spend ₹10,000 in the first 90 days of card issuance and get ₹500 cashback as a welcome gift 3
₹495
Joining Fee
INSTANT  APPLY 
The Everyday Spend American Express® Gold Credit Card
₹495
Joining Fee
Spend ₹10,000 in the first 90 days of card issuance and get ₹500 cashback as a welcome gift 3
* Terms & Conditions Apply

Introduction:

In our modern city life, it is almost impossible to tread a single step without taking the help of certain technological boons, and one such is credit card - a small rectangular piece of plastic, which has revolutionized the entire spectrum of monetary transactions throughout the globe. The credit card serves a lot of purposes, the basic one being to ease the burden of carrying hard cash everywhere, and to transact without cash. This concept of digital money has not only eased business and boosted global trade and commerce, but also has helped the end users, i.e. us. Just imagine the situation we faced even a decade back, standing at large queues at bank in order to withdraw a meagre amount of our hard earned money. And the process not only involved standing at queues, but involved quite a bit of complex paperwork as well, keeping aside the precious working hours wasted in this process.

The arrival of credit cards not only eased all of these mentioned problems, but it also opened a whole new world of opportunities in front of us. In this article we will discuss about that topic. As the rapid popularity of credit cards spread like wildfire throughout the globe, one after another key banking player introduced the system for their customers, which further boosted their prospects. In a very short span of the time credit cards became a global phenomenon.


American Express, an Introduction:

Coming to the Indian scenario, American Express gained the most out this situation as it captured the nascent market with all its strength and might. Even in face of growing competition from other banks, American Express has been able to maintain the edge till now, and whatever might be the place. Credit cards by ICICI are all time favorites for customers. This is because of their immense experience in creating and advertising credit cards in the financial market.


Classification of Credit Cards:

Credit cards are classified according to the added benefits they command apart from serving their prime purpose. We all know that platinum is the most expensive ornamental metal that we have at our disposal, dethroning gold and silver. Thus it is very easy and simple to deduce that a credit card belonging to the platinum range commands much more benefit than a gold or silver range. And not only has that, the platinum range credit cards also enhanced the social stature of the person owning it, increasing his social value. Apart from the classification in accordance to metals, the credit cards of the visa series are highly flexible and can be used anywhere in this world. For example a couple from Chandigarh, on a vacation in Paris can use their visa credit card to buy stuffs from Paris, without even changing their money into local currency.


Benefits:

Apart from this ease, credit cards also bring a lot of hidden gifts, such as guaranteed discount on dining bills from selected restaurants; e-commerce sites regularly give discounts on purchases using a credit card. And in this ball game, the credit cards from American Express commands much more benefits, due to their tie-ups with a large number of restaurants, e-commerce sites and travel chains such as Makemytrip, Domino's, Pizza Hut and so on.

So to simplify things, it can be said that the American Express credit cards not only ease the burden of carrying hard cash with you, wherever you go, it also brings in a lot of added benefits in form of customer loyalty. If you are from a metro city like Chandigarh, then to experience all the nuances of the ever glowing city life, you must have it .


Best American Express credit cards in Chandigarh

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
American Express Membership Rewards® Credit Card04500.00
The Everyday Spend American Express® Gold Credit Card495495.00
American Express® Gold Card10004500.00
American Express® Platinum Travel Credit Card35005000.00
Jet Airways American Express® Platinum Credit Card500010000.00


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Let's Get Going
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
₹1,000 ₹0
Saved ₹1,000
Joining Fee
INSTANT  APPLY 
Travel
Dining
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card
₹1,000
₹0
Joining Fee
₹1,000
Saved
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection

Chqbook Review

Getting a cash back in the form of points which you can redeem for cash is pretty good - even better that you can just do it with a swipe at participating stores - we liked that. We did a quick calculation and if you spend approx 60K in the first year, you get rewards worth ₹6300 - we think that's a winner!

  PROS

  • Earn 1000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of ₹1000 and above in a calendar month
  • Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
  • Split the payment and not the joy. Use your American Express™ Credit Card for your next big purchase & pay in easy EMI
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
  • Earn 1 Membership Rewards Point for every1 ₹50 spent except for spends at Fuel, Insurance, Utilities and Cash Transactions.
  • Enjoy exciting privileges every time you book your travel through MakeMyTrip2

  CONS

  • Rewards can only be redeemed at Participating Amex outlets
  • Contactless Card payments are restricted to ₹2,000 only at one time

USP
Get up to 20% off* every time you dine at select restaurants
American Express® Gold Card
Use the card 3 times in First 60 days to get 4000 Bonus MR Points*
₹1,000
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Get up to 20% off* every time you dine at select restaurants
American Express® Gold Card
₹1,000
Joining Fee
Use the card 3 times in First 60 days to get 4000 Bonus MR Points*

Chqbook Review

This is one of our favourite Credit Cards – not only is it raining rewards, you also get the fabulous 18 karat and 24 karat Rewards redemption program. Statement credit is great too and let's you get instant gratification for the points you earn across almost all transactions. Lastly, the American Express® Gold Card just looks amazingly good and has great flaunt value – go for it!

  PROS

  • Points don't expire – The Points you earn on the American Express Membership Rewards® Programme are yours forever.
  • Your Membership Rewards Points® are worth money – redeem it for Statement Credit or from over 100's of different items at the Amex redemption store online
  • Earn 1,000 Membership Rewards Points® every month on using your Card 6 times for transactions worth INR 1,000 or above, in a Calendar month

  CONS

  • This is a charge card – which means you must pay the bill as soon as the billing cycle is over, which could be a cause for concern for some
  • In case of big purchases, its important to call Amex earlier, so that your charge will get authorized

USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card
Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities
₹3,500
Joining Fee
INSTANT  APPLY 
Travel
Premium
USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card
₹3,500
Joining Fee
Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities

Chqbook Review

The American Express® Platinum Travel Credit Card has it all - from Vouchers on spends to free access to Domestic Airport lounges. This card is great for travel - get travel vouchers worth Rs. 4000 as a Welcome gift and if you spend Rs. 4 Lakhs/year you get travel and hotel vouchers worth almost Rs. 30K.

  PROS

  • Enjoy complimentary membership to Priority Pass, with the USD 99 annual membership fee waived off exclusively for you – Cardmember/accompanied guest has to pay a usage fee of USD 32 for every visit
  • American Express Selects Dining Programme – Enjoy up to 20% discount10 at select premium restaurants, multiple cuisines & more.
  • Spend ₹1.90 lacs in a year and get Travel Vouchers3 worth up to ₹7700
  • Split the payment and not the joy. Use your American Express™ Credit Card for your next big purchase & pay in easy EMI.

  CONS

  • Welcome Gift can be availed only in the 1st year of Card membership on payment of the Annual Fee and after using the Card once
  • If you end up not using the card and earning points, the renewal fee of ₹5000 can pinch

USP
Complimentary Lounge access* at 13 Domestic Airports in India
Jet Airways American Express® Platinum Credit Card
Welcome gift* – 10,000 JPMiles + one–way Base Fare Waived Domestic Ticket
₹5,000
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Complimentary Lounge access* at 13 Domestic Airports in India
Jet Airways American Express® Platinum Credit Card
₹5,000
Joining Fee
Welcome gift* – 10,000 JPMiles + one–way Base Fare Waived Domestic Ticket

Chqbook Review

If you are a Jet Airways frequent flyer, this card is for you. Get 10000 points as a welcome gift and get 5000 points and a free ticket (base fare only) upon every renewal. We also liked the card's earn rate of 8 points for every Rs.150 spent (except on fuel, utilities, insurance & cash transactions) and the fact that Jet Airways lounges are complimentary. Go for it!

  PROS

  • Welcome gift3– 10,000 Bonus JPMiles + one–way complimentary Jet Airways Base Fare Waived Domestic Ticket on first charge
  • Extend your holiday with a complimentary4 3rd/4th night's stay on booking 2/3 consecutive nights at select properties of Oberoi Hotels & Resorts
  • Enjoy 5% discount3 on Base Fare for revenue ticket bookings made on jetairways.com
  • Enjoy complimentary membership to Priority Pass, with the USD 99 annual membership fee waived off exclusively for you – Cardmember/accompanied guest has to pay a usage fee of USD 32 for every visit

  CONS

  • Works beautifully if you are a Jet Airways frequent flyer, but if you keep using other Airlines, this may not be the card for you

The Everyday Spend American Express® Gold Credit Card
Spend ₹10,000 in the first 90 days of card issuance and get ₹500 cashback as a welcome gift 3
₹495
Joining Fee
INSTANT  APPLY 
The Everyday Spend American Express® Gold Credit Card
₹495
Joining Fee
Spend ₹10,000 in the first 90 days of card issuance and get ₹500 cashback as a welcome gift 3

Chqbook Review

The American Express® Everyday Spends credit card is great for shopping and earning a ton of rewards every year. This is the first such credit card from American Express® - with low joining fees which also gets waived off if you spend 40K per year, this credit card is a no brainer. You stand to earn as much as ₹9000 per year through vouchers on Ola cabs, groceries and on dining. Go for it if you want your first American Express® credit card and get used to a world class service experience and having a smart looking credit card in your wallet.

  PROS

  • Save money on flights, hotel bookings, car rentals, dining and more under the American Express benefits
  • Earn 10 MR points on the spend of ₹50 on Flipkart and Ola
  • Earn 5 Membership Rewards Points® on the spend of ₹50 on Movies (PVR, BMS), Groceries (BigBazaar, D-Mart, More, Reliance Fresh), Cab (Uber)
  • Manage your credit card on-the-go with the latest mobile app.
  • Redeem your rewards points against 500 fabulous and hand-picked redemption options that include exciting gift vouchers and merchandise
  • The 24X7 card related assistance is always there to listen to your queries and resolve them at the earliest

  CONS

  • Rewards can only be redeemed at Participating Amex outlets
  • Contactless Card payments are restricted to ₹2,000 only at one time
  • You do get 5 Membership Rewards Points® on spends of ₹50 at Shopclues, Snapdeal, Jabong, Amazon. However, the total points under e-commerce sites are capped at 250 points per month
  • The rewards points are capped at 500 MR points per month on Ola and Flipkart

13 Reviews Sort
Newest

Great

6 months ago | Ajay Thakur
It was a very good experience with American Expressway. The process is good and there are no issues. It was a timely process and everything was fine. There were follow up calls and the website is good as well. It is easy to understand and supportive as well.

bad

9 months ago | NIBEDITA NANDA
I have my credit card with American Express Gold Card.The credit limit was 22K which is not satisfactory for me at all . Need to close this card ASAP

good

10 months ago | AMAN KUMAR YADAV
It is a best experience with Jet Airways American Express Platinum Credit Card The customer support is prompt and the credit limit offer by Sbi is 2 L which is comfortable for me.

Credit limit is very less

7 months ago | Khusboo Eswarapu
I am not so happy about this card . Specially with the bank. They don?t give a good credit limit at the first instance. After many request also they don?t change it.

Great to have this card

4 months ago | bala ji
My overall experience is good American Express Gold Card. It gives me good offer to utilize. 24X7 Card Related Assistance is available.

Fail to meet my expectation

6 months ago | Akhilesh Singh
The card is very bad because of the customer service experience they are giving to the customer. They donÍt have dedicated line for it.

Cash back offers

8 months ago | Lucky Dhogra
i am satisfied with the card. I used to get reward points and cash back with the card. I have redeemed the points. There is a high annual fee which I am fine with. The customer service and response is good.

Useful for travelling.

4 months ago | Anayara Thakur
This card gives you extra previliges like making travel arrangements using make my trip.

Good customer service

11 months ago | Gaurav Dixit
I've been using the Jet airways card for the past 3 years. The rate of interest is so high when comparing to other cards. Their customer support staff must behave in a polite and friendly manner.

Card with benefits

6 months ago | Madhukar Chavan Sabhavath
I am using this card from past 8 months. The good this about this card that it has the EMI options for any large purchases.

Great discounts

11 months ago | Kulwant Singh
Upon the annual renewal of this card you will get a renewal gift of 5000 points along with 100% discount on the base fare of a American Express Platinum Travel Credit Card ticket.

Good card

4 months ago | Rapol Eammanuel Sanjeevarao
I am a happy user of this card. You can earn 0.5% cashback on every single spend you make through the card.

Great card

8 years ago | Rajani Chandra Das
I am using this Everyday Spend American Express Gold Credit Card from last 2 years. The joining fee is high. But the returns are also very good.


Reason: